Patents by Inventor Bruno Jimenez

Bruno Jimenez has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140046834
    Abstract: The present invention provides an automated system configured to facilitate transfers of cash value from one or more lines of credit to one or more deposit accounts or payment systems. An automated system ensures that requested funds are available in a customer's one or more lines of credit and electronically deposits the requested funds into one or more designated deposit accounts or payment systems. An automated system provides a means for customers to manage lines of credit, setup transfer transactions, define rules governing transfers and view transactional history. The automated system, in network connection with the lending organization's backend systems, may authenticate customer identities and credit accounts as well as insure that the requested funds are available for transfer into a deposit account.
    Type: Application
    Filed: October 21, 2013
    Publication date: February 13, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Thomas C. Baker, Diane M. Derocher, Lawrence Stanton Hoffman, Bruno Jimenez, Yogesh R. More, Pauline Raffaele, Andrea M. Saporito, Jennifer Lynne Wybraniec
  • Patent number: 8589294
    Abstract: The present invention provides an automated system configured to facilitate transfers of cash value from one or more lines of credit to one or more deposit accounts or payment systems. An automated system ensures that requested funds are available in a customer's one or more lines of credit and electronically deposits the requested funds into one or more designated deposit accounts or payment systems. An automated system provides a means for customers to manage lines of credit, setup transfer transactions, define rules governing transfers and view transactional history. The automated system, in network connection with the lending organization's backend systems, may authenticate customer identities and credit accounts as well as insure that the requested funds are available for transfer into a deposit account.
    Type: Grant
    Filed: November 9, 2012
    Date of Patent: November 19, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Thomas C. Baker, Diane M. Derocher, Lawrence Stanton Hoffman, Bruno Jimenez, Yogesh R. More, Pauline Raffaele, Andrea M. Saporito, Jennifer Lynne Wybraniec
  • Patent number: 8332316
    Abstract: The present invention provides an automated system configured to facilitate transfers of cash value from one or more lines of credit to one or more deposit accounts or payment systems. An automated system ensures that requested funds are available in a customer's one or more lines of credit and electronically deposits the requested funds into one or more designated deposit accounts or payment systems. An automated system provides a means for customers to manage lines of credit, setup transfer transactions, define rules governing transfers and view transactional history. The automated system, in network connection with the lending organization's backend systems, may authenticate customer identities and credit accounts as well as insure that the requested funds are available for transfer into a deposit account.
    Type: Grant
    Filed: April 27, 2012
    Date of Patent: December 11, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Thomas C. Baker, Diane M. Derocher, Lawrence Stanton Hoffman, Bruno Jimenez, Yogesh R. More, Pauline Raffaele, Andrea M. Saporito, Jennifer Lynne Wybraniec
  • Publication number: 20120215685
    Abstract: The present invention provides an automated system configured to facilitate transfers of cash value from one or more lines of credit to one or more deposit accounts or payment systems. An automated system ensures that requested funds are available in a customer's one or more lines of credit and electronically deposits the requested funds into one or more designated deposit accounts or payment systems. An automated system provides a means for customers to manage lines of credit, setup transfer transactions, define rules governing transfers and view transactional history. The automated system, in network connection with the lending organization's backend systems, may authenticate customer identities and credit accounts as well as insure that the requested funds are available for transfer into a deposit account.
    Type: Application
    Filed: April 27, 2012
    Publication date: August 23, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Thomas C. Baker, Diane M. Derocher, Lawrence Stanton Hoffman, Bruno Jimenez, Yogesh R. More, Pauline Raffaele, Andrea M. Saporito, Jennifer Lynne Wybraniec
  • Patent number: 8190517
    Abstract: The present invention provides an automated system configured to facilitate transfers of cash value from one or more lines of credit to one or more deposit accounts or payment systems. An automated system ensures that requested funds are available in a customer's one or more lines of credit and electronically deposits the requested funds into one or more designated deposit accounts or payment systems. An automated system provides a means for customers to manage lines of credit, setup transfer transactions, define rules governing transfers and view transactional history. The automated system, in network connection with the lending organization's backend systems, may authenticate customer identities and credit accounts as well as insure that the requested funds are available for transfer into a deposit account.
    Type: Grant
    Filed: March 1, 2005
    Date of Patent: May 29, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Thomas C Baker, Diane M. Derocher, Lawrence Stanton Hoffman, Bruno Jimenez, Yogesh R. More, Pauline Raffaele, Andrea M. Saporito, Jennifer Lynne Wybraniec