Patents by Inventor Bryan FEARSON
Bryan FEARSON has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10977633Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.Type: GrantFiled: January 23, 2020Date of Patent: April 13, 2021Assignee: Capital One Services, LLCInventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
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Publication number: 20200160302Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.Type: ApplicationFiled: January 23, 2020Publication date: May 21, 2020Applicant: Capital One Services, LLCInventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
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Patent number: 10579975Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.Type: GrantFiled: June 6, 2017Date of Patent: March 3, 2020Assignee: Capital One Services, LLCInventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
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Patent number: 10579976Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.Type: GrantFiled: June 6, 2017Date of Patent: March 3, 2020Assignee: Capital One Services, LLCInventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
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Publication number: 20180150862Abstract: Systems and processes are disclosed for assisting and incentivizing a user to save money by avoiding impulsive purchases. In certain embodiments, disclosed embodiments may include mechanisms to receive a user-defined goal for saving money and to receive item identifying information relating to an item not purchased by the user in accomplishing the goal. The disclosed embodiments also include mechanisms that determine the price of the item based on the identifying information and determine the amount of savings based on the price of the item. The disclosed embodiments may also be configured to determine and offer a reward to the user based on the amount of savings and to provide to the user a history record of one or more items not purchased in accomplishing the user's goal.Type: ApplicationFiled: January 25, 2018Publication date: May 31, 2018Applicant: Capital One Financial CorporationInventors: Ben M. COFFMAN, Dennis S. BRENNAN, Richard S. JUST, Joseph O'BRIEN, Katharine Anne SHEA, Bryan FEARSON, Timothy J. AUSTEN, Shaun WEBB
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Publication number: 20170270500Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.Type: ApplicationFiled: June 6, 2017Publication date: September 21, 2017Applicant: Capital One Services, LLCInventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
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Publication number: 20170270499Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.Type: ApplicationFiled: June 6, 2017Publication date: September 21, 2017Applicant: Capital One Services, LLCInventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katherine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
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Publication number: 20140164086Abstract: Systems and processes are disclosed for assisting and incentivizing a user to save money by avoiding impulsive purchases. In certain embodiments, disclosed embodiments may include mechanisms to receive a user-defined goal for saving money and to receive item identifying information relating to an item not purchased by the user in accomplishing the goal. The disclosed embodiments also include mechanisms that determine the price of the item based on the identifying information and determine the amount of savings based on the price of the item. The disclosed embodiments may also be configured to determine and offer a reward to the user based on the amount of savings and to provide to the user a history record of one or more items not purchased in accomplishing the user's goal.Type: ApplicationFiled: November 13, 2013Publication date: June 12, 2014Applicant: Capital One Financial CorporationInventors: Ben M. COFFMAN, Dennis S. BRENNAN, Richard S. JUST, Joseph O'BRIEN, Katharine Anne SHEA, Bryan FEARSON, Timothy J. AUSTEN, Shaun WEBB
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Publication number: 20140164234Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.Type: ApplicationFiled: December 11, 2013Publication date: June 12, 2014Applicant: Capital One Financial CorporationInventors: Ben M. COFFMAN, Dennis S. BRENNAN, Richard S. JUST, Joseph O'BRIEN, Katharine Anne SHEA, Bryan FEARSON, Timothy J. AUSTEN, Shaun WEBB, Nicholas SHEEHAN