Patents by Inventor Bryan J. Osterkamp
Bryan J. Osterkamp has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12632034Abstract: A three-dimensional parts system includes a sensor configured to provide data indicative of conditions at or near a property associated with a consumer and a three-dimensional printer configured to print a part of the property. The three-dimensional parts system also includes one or more processors configured to monitor the data from the sensor; access a maintenance schedule for the property; determine an automatic request to print the part based on the data from the sensor, a recommended replacement time indicated by the maintenance schedule, or both; and in response to the automatic request, instruct the three-dimensional printer to print the part.Type: GrantFiled: May 30, 2023Date of Patent: May 19, 2026Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Pooja Krishnaswamy, Nolan Serrao, Kristina Suniga-Cabrera, Carol Lyn Lawrence, Breanna Nicole Allerkamp, Courtney Evans, Ashley Raine Philbrick
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Patent number: 12623409Abstract: A three-dimensional parts system includes a three-dimensional printer configured to print a part for a consumer and a controller. The controller is configured to receive a request to print the part, output a first signal to the three-dimensional printer to initiate printing of the part, receive data indicative of an operating parameter of the three-dimensional printer, a characteristic of the part, or both, compare the data with baseline data associated with a certified version of the part, and determine that the part complies with a certification standard based on the comparison.Type: GrantFiled: May 30, 2023Date of Patent: May 12, 2026Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Pooja Krishnaswamy, Nolan Serrao, Kristina Suniga-Cabrera, Carol Lyn Lawrence, Breanna Nicole Allerkamp, Courtney Evans, Ashley Raine Philbrick
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Patent number: 12619986Abstract: Authentication systems and methods using orientation sensor-enabled payment cards are disclosed herein where a server receives an authorization request from a web server or an electronic terminal. The server then transmits an instruction to the orientation sensor to determine whether the payment card has an orientation that is consistent with a predetermined orientation. When the payment card has an orientation consistent with the predetermined orientation, the server executes a first authentication protocol. However, if the payment card has an orientation that is not consistent with the predetermined orientation, the server executes a second authentication protocol that is more restrictive than the first authentication protocol.Type: GrantFiled: January 2, 2024Date of Patent: May 5, 2026Assignee: United Services Automobile Association (USAA)Inventors: Kelly Q. Baker, David M. Jones, Jr., Robert Andrew Massie, Bryan J. Osterkamp, Ryan Thomas Russell
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Patent number: 12597294Abstract: As remote working has become more prevalent, video calls have become increasingly popular. However, various methods have been introduced to circumvent liveness in video calls, such as by playing a prerecorded video stream of a user; thus the user is not actually in attendance in the video call. Aspects of the present disclosure address this problem and others by detecting liveness in video calls. Some implementations can obtain biometric data from users during the video call to confirm that is user is indeed at the computing device streaming the video call. Some implementations can detect looping in the video stream of the user, such as by observing a repeated blinking pattern. Some implementations can prompt the user for a live response, such as by answering a question, and/or can determine that the user's behavior is inconsistent with the behavior of other users in the video call.Type: GrantFiled: June 30, 2023Date of Patent: April 7, 2026Assignee: United Services Automobile Association (USAA)Inventors: Robert Wilson Barner, Gavin Keith Armstrong, Bryan J. Osterkamp, Justin Dax Haslam, Salvador Adrian Bretado, Andrew Carlos Potts, Lisa Michelle Kirch
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Patent number: 12462258Abstract: A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.Type: GrantFiled: June 27, 2024Date of Patent: November 4, 2025Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
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Patent number: 12423080Abstract: A dynamic test publication framework for software development updates can be used to reliably publish test results. A variety of test tools can be used to design and execute a series of software tests for a given software update. An interface can be used to communicate the tests results to one or more producing components. The producing components can stream test results data objects, which can be stored in a queue. The queue can persistently store the test data objects and dynamically scale so that the dynamic test publication framework as a whole can reliably publish test results. A publisher can iteratively receive the queued test results data objects and publish them to a test evidencing platform. In some implementations, components of the dynamic test publication framework can independently and dynamically scale based the observed state of the dynamic test publication framework and/or the test evidencing platform.Type: GrantFiled: April 28, 2022Date of Patent: September 23, 2025Assignee: United Services Automobile Association (USAA)Inventors: William Michael Webb, Bryan J. Osterkamp, Shiloh Huff, Clay Williams, Michael Lynn Edwards
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Patent number: 12418545Abstract: A test data management ecosystem allows for a distributed test data management application. The distributed test data management application includes a core component and multiple satellite components performing coordinated operations to manufacture test data and convey the manufactured test data to end users. The distributed test data management application decentralizes the test data manufacturing to the satellite components, which report to the core component with metadata associated with the manufactured test data. The test data management ecosystem also includes multiple user interfaces and application programming interfaces to support various functionalities of the test data management ecosystem, such as test data manufacturing, managing, governing, tracking, and provisioning.Type: GrantFiled: May 27, 2022Date of Patent: September 16, 2025Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Sushil Swarnapuri
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Patent number: 12411965Abstract: The embodiments provide a system and method for maintaining real estate data in a secure manner. Access to the data for a given real estate property is restricted by using an authentication device that is physically located at the same real estate property. The authentication device may provide a rolling authentication code that can be entered by the user requesting access to the data. In another embodiment, access to the data for a given real estate property is restricted by using a real estate data unit that is physically stored on the premises. Access to the data may therefore be restricted to users who are close enough to connect with the data unit via wired or wireless communication methods. The data unit and/or authentication device may include a device housing and an installation portion. The installation portion may be configured to attach to part of a building and/or lot.Type: GrantFiled: December 20, 2021Date of Patent: September 9, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Timothy Frank Davison, Donnette L. Moncrief Brown, Bryan J. Osterkamp, Kori Rochelle Newman, Brian Francisco Shipley, Eric David Schroeder, Robert Wiseman Simpson, Manfred Amann
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Patent number: 12361472Abstract: An autonomous data container and methods of use are disclosed. The autonomous data container includes a data storage structure for storing financial transaction information. The autonomous data container also includes an artificially intelligent agent stored as code within the container. The artificially intelligent agent can run on a system storing the autonomous data container. The artificially intelligent agent can access transaction information in the data storage structure and make predictions and/or decisions on a consumer's behalf. The artificially intelligent agent can make new purchases on the consumer's behalf. The artificially intelligent agent can also provide fraud alerts for the consumer.Type: GrantFiled: May 8, 2024Date of Patent: July 15, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Timothy Frank Davison, Donnette L. Moncrief Brown, Bryan J. Osterkamp, Kori Rochelle Newman, Brian Francisco Shipley, Eric David Schroeder, Robert Wiseman Simpson, Manfred Amann
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Patent number: 12333533Abstract: A computer may generate a temporary digital wallet containing one or more anonymous payment tokens and transmit the temporary digital wallet to a user device of a user. When the user provides an anonymous payment token of the one or more anonymous payment tokens to a point of sale (POS) system, the computer may receive from the POS system or other systems connected thereto, a request to authorize payment for the anonymous payment token. The request to authorize payment may also include an amount to be paid by the user to the POS system. Using the anonymous payment token, the computer may retrieve a user account and determine that the user account has sufficient funds for the transaction. Based upon the determination that the user account has sufficient funds, the computer may transmit an authorization confirmation back to the POS system or any other system that the authorization request originated from.Type: GrantFiled: October 29, 2020Date of Patent: June 17, 2025Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Cory A. Matheson, Curtis Mark Bell, Ashley Raine Philbrick, Nathan Lee Post, Noe Alberto Martinez, David M. Jones, Jr., Oscar Guerra, Janelle Denice Dziuk, Zachery C. Lake, Yevgeniy Viatcheslavovich Khmelev
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Patent number: 12278820Abstract: Various embodiments described herein relate to a call management system that aims to provide a more efficient, secure, and dynamic technique for authenticating a user based on a location of the user. A server of the call management system receives a phone call from a user device. The server transfers the phone call to an analyst device. When the analyst device accepts the phone call, the server starts an electronic communication session between the user device and the analyst device. The server then determines a current location of the user. The server further determines a question for authentication of the user based on the current location. The server transmits the question to the analyst device. The analyst device transmits the question to the user device via the server. In response to an answer received from the user device, the server authenticates the user.Type: GrantFiled: December 19, 2022Date of Patent: April 15, 2025Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Ryan Thomas Russell, Jon D. McEachron, Gregory B. Yarbrough, Janelle Denice Dziuk
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Patent number: 12182795Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.Type: GrantFiled: March 21, 2024Date of Patent: December 31, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
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Patent number: 12056705Abstract: A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.Type: GrantFiled: February 3, 2023Date of Patent: August 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
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Patent number: 12051903Abstract: A system for controlling power in a facility having an electrical system including an energy storage device and a generator and an associated fuel tank. The fuel tank provides fuel to the generator and has a gauge indicating remaining fuel. Both the energy storage device and the generator operate. The generator may be used to provide power to the facility, the energy storage device, or both simultaneously. A first power consuming device imposes a first load connected to the electrical system and second power consuming device imposes a second load connected to the electrical system. The system receives information related to the loads and calculates an initial estimated run time of the energy storage device, and information related to the first load and information related to the second load. The system selectively removes the second load in a simulation and calculates a second run time of the energy storage device.Type: GrantFiled: February 28, 2022Date of Patent: July 30, 2024Assignee: United Services Automobile Association (USAA)Inventors: William Preston Culbertson, II, Ryan Thomas Russell, Nathan Lee Post, Bryan J. Osterkamp, Courtney St. Martin, Ashley Raine Philbrick
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Patent number: 12041446Abstract: Embodiments disclosed herein describe vehicle-based authentication protocols. An illustrative authentication server may receive a request to authenticate a user connected from a mobile device. The authentication server may transmit a request to the mobile device to transmit geolocation data of the mobile device. In response, the mobile device may transmit a stream of its geolocation data. Based upon the received geolocation data stream, the authentication server may determine that the mobile device in a motion and select a vehicle-based authentication protocol to request geolocation data of a trusted vehicle. The authentication server may compare the mobile device geolocation data stream and the vehicle geolocation data stream to determine a similarity score. If the similarity score is above a threshold, the authentications server may authenticate the user. In some cases, the authentication server may authenticate the user if the mobile device is connected to the trusted vehicle.Type: GrantFiled: December 16, 2022Date of Patent: July 16, 2024Assignee: United Services Automobile Association (USAA)Inventors: Ryan Russell, Janelle Dziuk, Gregory Yarbrough, Bryan J. Osterkamp
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Patent number: 12026694Abstract: Authentication methods and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.Type: GrantFiled: July 27, 2023Date of Patent: July 2, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
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Patent number: 11954669Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.Type: GrantFiled: August 2, 2022Date of Patent: April 9, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
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Patent number: 11887116Abstract: Authentication systems and methods using orientation sensor-enabled payment cards are disclosed herein where a server receives an authorization request from a web server or an electronic terminal. The server then transmits an instruction to the orientation sensor to determine whether the payment card has an orientation that is consistent with a predetermined orientation. When the payment card has an orientation consistent with the predetermined orientation, the server executes a first authentication protocol. However, if the payment card has an orientation that is not consistent with the predetermined orientation, the server executes a second authentication protocol that is more restrictive than the first authentication protocol.Type: GrantFiled: November 24, 2020Date of Patent: January 30, 2024Assignee: United Services Automobile Association (USAA)Inventors: Kelly Q. Baker, David M. Jones, Jr., Robert Andrew Massie, Bryan J. Osterkamp, Ryan Thomas Russell
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Patent number: 11846512Abstract: A system and method for monitoring driving conditions and reacting to the driving conditions is disclosed. The system includes a risk monitoring system that can detect adverse road conditions. The method includes performing rerouting when hazardous road conditions are detected. The vehicle may be routed along a different route that lacks the hazardous road condition. The method also includes providing feedback to the driver when adverse driver behavior, such as a drowsy driver, is detected.Type: GrantFiled: August 6, 2021Date of Patent: December 19, 2023Assignee: United Services Automobile Association (USAA)Inventors: Gregory Brian Meyer, Will Kerns Maney, Jr., Sean Carl Mitchem, Ruthie D. Lyle, Deborah Janette Schulz, Bryan J. Osterkamp, Timothy Blair Chalmers
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Patent number: 11842388Abstract: The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.Type: GrantFiled: July 13, 2022Date of Patent: December 12, 2023Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz