Patents by Inventor Bryan Lee Card

Bryan Lee Card has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11171963
    Abstract: A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.
    Type: Grant
    Filed: January 29, 2020
    Date of Patent: November 9, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Jon Robert Wolf, Charles R. Liu, Dianna Letourneau O'Neill, Matthew Edward Williams, Bryan Lee Card
  • Publication number: 20200184435
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an interconnected resource distribution and retention network. The invention is structured for centralized or de-centralized network processing. In this way, the invention creates a network of interconnected agnostic resource distribution machines as nodes across a distributed network allowing resource distribution to customers across various entities. The system stores entity specific resource distribution machine interactive software. Upon user authentication into a resource distribution machine associated with the network, the system presents the user's entity specific resource distribution machine interactive software for user visualization and resource distribution completion.
    Type: Application
    Filed: December 7, 2018
    Publication date: June 11, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Bryan Lee Card, Robert William Powers, Richard Huw Thomas
  • Publication number: 20200169566
    Abstract: A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.
    Type: Application
    Filed: January 29, 2020
    Publication date: May 28, 2020
    Applicant: Bank of America Corporation
    Inventors: Jon Robert Wolf, Charles R. Liu, Dianna Letourneau O'Neill, Matthew Edward Williams, Bryan Lee Card
  • Patent number: 10574662
    Abstract: A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.
    Type: Grant
    Filed: June 20, 2017
    Date of Patent: February 25, 2020
    Assignee: Bank of America Corporation
    Inventors: Jon Robert Wolf, Charles R. Liu, Dianna Letourneau O'Neill, Matthew Edward Williams, Bryan Lee Card
  • Patent number: 10360733
    Abstract: A system, computer program product, and method for management of resources through an augmented resource facility is provided. In particular, a virtual center owned and operated by an entity may include a user-facing computing system. Said computing system may, through one or more cameras, sensors, and/or displays, provide an augmented or virtual reality experience to the user when the user interacts with the computing system to manage account resources.
    Type: Grant
    Filed: June 20, 2017
    Date of Patent: July 23, 2019
    Assignee: Bank of America Corporation
    Inventors: Jon Robert Wolf, Charles R. Liu, Dianna Letourneau O'Neill, Matthew Edward Williams, Bryan Lee Card
  • Publication number: 20180367542
    Abstract: A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.
    Type: Application
    Filed: June 20, 2017
    Publication date: December 20, 2018
    Inventors: Jon Robert Wolf, Charles R. Liu, Dianna Letourneau O'Neill, Matthew Edward Williams, Bryan Lee Card
  • Publication number: 20180365899
    Abstract: A system, computer program product, and method for management of resources through an augmented resource facility is provided. In particular, a virtual center owned and operated by an entity may include a user-facing computing system. Said computing system may, through one or more cameras, sensors, and/or displays, provide an augmented or virtual reality experience to the user when the user interacts with the computing system to manage account resources.
    Type: Application
    Filed: June 20, 2017
    Publication date: December 20, 2018
    Inventors: Jon Robert Wolf, Charles R. Liu, Dianna Letourneau O'Neill, Matthew Edward Williams, Bryan Lee Card