Abstract: According to some embodiments, a system may detect an occurrence of a trigger event in connection with a first insurance agent of a plurality of insurance agents. For example, the system might detect that a person has added a friend on Facebook, changed his or her status, or that he or she is currently visiting a local coffee shop. Responsive to said detection, some embodiments may automatically post information to at least one social network server in connection with the first insurance agent. For example, an offer to meet at a particular location and/or a discount or other benefit associated with an insurance product might be posted or otherwise provided via one or more social networks.

Abstract: A system for underwriting using civic improvement platform based data is disclosed. In some embodiments, an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of civic improvement platform based information is implemented. According to some embodiments, civic improvement platform data associated with a potential entity to be insured may be received. The civic improvement platform data may be, for example, associated with user safety reports received by a civic improvement platform. The civic improvement platform data may be analyzed, and an underwriting decision for the potential entity to be insured may be made based at least in part on said civic improvement platform data. The underwriting decision may be associated with, for example, a premium for an insurance policy, a benefit for an insurance policy, an insurance policy renewal, and/or an insurance policy premium adjustment.

Abstract: According to some embodiments, a system may detect an occurrence of a trigger event in connection with a first insurance agent of a plurality of insurance agents. For example, the system might detect that a person has added a friend on Facebook, changed his or her status, or that he or she is currently visiting a local coffee shop. Responsive to said detection, some embodiments may automatically post information to at least one social network server in connection with the first insurance agent. For example, an offer to meet at a particular location and/or a discount or other benefit associated with an insurance product might be posted or otherwise provided via one or more social networks.