Patents by Inventor Bryan Niehaus

Bryan Niehaus has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11756013
    Abstract: A method for initiating a virtual currency exchange includes a merchant computing device a) receiving a message including a user account identifier, payment credential data, and a request for an amount of virtual currency to be delivered; b) transmitting a message delivering the requested amount of virtual currency; and c) receiving a user assignment message that assigns to the merchant an amount of assigned virtual currency from the delivered virtual currency. Steps a, b, and c are performed while the merchant computing device is in a first physical location. The method also includes, subsequent to steps a, b, and c, connecting to a payment network while the merchant computing device is at a second physical location and transmitting, to a virtual currency payment system via the payment network, an assignment completion message including the user account identifier, a merchant account identifier associated with the merchant, and the assigned virtual currency.
    Type: Grant
    Filed: November 1, 2021
    Date of Patent: September 12, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: John Young, Bradley Kenneth Dickinson, Bryan Niehaus, John E. Roth, Sai Sudha Venkata Chaganti, Anupama Zagabathuni
  • Publication number: 20220058600
    Abstract: A method for initiating a virtual currency exchange includes a merchant computing device a) receiving a message including a user account identifier, payment credential data, and a request for an amount of virtual currency to be delivered; b) transmitting a message delivering the requested amount of virtual currency; and c) receiving a user assignment message that assigns to the merchant an amount of assigned virtual currency from the delivered virtual currency. Steps a, b, and c are performed while the merchant computing device is in a first physical location. The method also includes, subsequent to steps a, b, and c, connecting to a payment network while the merchant computing device is at a second physical location and transmitting, to a virtual currency payment system via the payment network, an assignment completion message including the user account identifier, a merchant account identifier associated with the merchant, and the assigned virtual currency.
    Type: Application
    Filed: November 1, 2021
    Publication date: February 24, 2022
    Inventors: John Young, Bradley Kenneth Dickinson, Bryan Niehaus, John E. Roth, Sai Sudha Venkata Chaganti, Anupama Zagabathuni
  • Publication number: 20210383396
    Abstract: Disclosed are exemplary embodiments of systems and methods for facilitating services associated with transaction requests. In an exemplary embodiment, a method generally includes receiving, from a first entity, a transaction request for a payment account transaction. The transaction request includes a primary account number (PAN) for a payment account involved in the transaction. The exemplary method also includes overwriting the PAN in the transaction request with a non-PAN identifier (NPI), where a first segment of the PAN is identical to a first segment of the NPI and where the NPI is an invalid PAN. The exemplary method further includes routing the transaction request to a service, whereby the service is able to be implemented for the transaction request based, in part, on the first segment of the NPI while the PAN remains anonymous to the service.
    Type: Application
    Filed: August 23, 2021
    Publication date: December 9, 2021
    Inventor: Bryan Niehaus
  • Patent number: 11164167
    Abstract: A mobile event payment (MEP) computing system used for exchanging virtual currency between a user and a merchant at a mobile event is provided. The MEP computing system includes a MEP computing device including a processor communicatively coupled to a memory device and in communication with at least a user device. The processor is programmed to store a user profile and a merchant profile for exchanging virtual currency, to receive a virtual currency delivery message, and to transmit a virtual currency delivery message to the user mobile device. The processor is programmed to receive a virtual currency payment message including an account identifier associated with the merchant, to electronically deduct the amount of virtual currency from the updated amount of virtual currency of user account, and to electronically add the paid virtual currency to the virtual currency of the account associated with the merchant profile.
    Type: Grant
    Filed: November 15, 2017
    Date of Patent: November 2, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: John Young, Bradley Kenneth Dickinson, Bryan Niehaus, John E. Roth, Sai Sudha Venkata Chaganti, Anupama Zagabathuni
  • Patent number: 11100505
    Abstract: Disclosed are exemplary embodiments of systems and methods for facilitating services associated with transaction requests. In an exemplary embodiment, a method generally includes receiving, from a first entity, a transaction request for a payment account transaction. The transaction request includes a primary account number (PAN) for a payment account involved in the transaction. The exemplary method also includes overwriting the PAN in the transaction request with a non-PAN identifier (NPI), where a first segment of the PAN is identical to a first segment of the NPI and where the NPI is an invalid PAN. The exemplary method further includes routing the transaction request to a service, whereby the service is able to be implemented for the transaction request based, in part, on the first segment of the NPI while the PAN remains anonymous to the service.
    Type: Grant
    Filed: August 12, 2016
    Date of Patent: August 24, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Bryan Niehaus
  • Publication number: 20190147420
    Abstract: A mobile event payment (MEP) computing system used for exchanging virtual currency between a user and a merchant at a mobile event is provided. The MEP computing system includes a MEP computing device including a processor communicatively coupled to a memory device and in communication with at least a user device. The processor is programmed to store a user profile and a merchant profile for exchanging virtual currency, to receive a virtual currency delivery message, and to transmit a virtual currency delivery message to the user mobile device. The processor is programmed to receive a virtual currency payment message including an account identifier associated with the merchant, to electronically deduct the amount of virtual currency from the updated amount of virtual currency of user account, and to electronically add the paid virtual currency to the virtual currency of the account associated with the merchant profile.
    Type: Application
    Filed: November 15, 2017
    Publication date: May 16, 2019
    Inventors: John Young, Bradley Kenneth Dickinson, Bryan Niehaus, John E. Roth, Sai Sudha Venkata Chaganti, Anupama Zagabathuni
  • Publication number: 20180047024
    Abstract: Disclosed are exemplary embodiments of systems and methods for facilitating services associated with transaction requests. In an exemplary embodiment, a method generally includes receiving, from a first entity, a transaction request for a payment account transaction. The transaction request includes a primary account number (PAN) for a payment account involved in the transaction. The exemplary method also includes overwriting the PAN in the transaction request with a non-PAN identifier (NPI), where a first segment of the PAN is identical to a first segment of the NPI and where the NPI is an invalid PAN. The exemplary method further includes routing the transaction request to a service, whereby the service is able to be implemented for the transaction request based, in part, on the first segment of the NPI while the PAN remains anonymous to the service.
    Type: Application
    Filed: August 12, 2016
    Publication date: February 15, 2018
    Inventor: Bryan Niehaus
  • Publication number: 20170060600
    Abstract: A visitor guidance computing device for navigating a user between digital assets is provided. The visitor guidance computing device includes a processor and a memory. The processor is programmed to receive a request message to view a digital asset, wherein the request includes device data from a requesting user computing device, and to filter digital asset analytics using the device data to determine topics and sub-topics responsive to the device data. The processor is further programmed to store a hierarchical shell in the memory, the hierarchical shell having multiple layers of nodes, each node configured to store data relating to the topics and sub-topics, and to populate the layers with content for display as a guidance tool. The processor is also programmed to provide a widget that causes the guidance tool to be displayed, and to cause the widget and hierarchical shell to be provided with the requested digital asset.
    Type: Application
    Filed: August 26, 2015
    Publication date: March 2, 2017
    Inventors: Bryan Niehaus, Corey Hively, Jennifer Rosa, Suman Rausaria, Tricia Nance, Karen Randell, Matthew Thomas Holton, Christopher Mullen