Patents by Inventor Bryan SCHROCK

Bryan SCHROCK has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • RECONCILIATION FOR ENABLING ACCELERATED ACCESS TO CONTRIBUTION FUNDED ACCOUNTS
    Publication number: 20240037647
    Abstract: Disclosed herein are system, method, and computer program product embodiments for reconciliation needed to enable access to accelerated contribution funded accounts (CFAs). An embodiment operates by configuring a management database to store a linked CFA associated with a CFA and a CFA on demand (CFAOD). A contribution processing system of a provider may receive a contributions file from an employer. The contribution processing system may delay contribution reconciliation of the linked CFA until a contribution amount is received. During contribution reconciliation, the contribution processing system may resolve the CFAOD using the received contribution amount such that the amount borrowed is minimized before funding the CFA with a remaining contribution amount. Upon resolution of the CFAOD, the contribution processing system may concurrently send information to a bank server and a card server to reconcile the respective bank and card accounts with the linked CFA at the provider.
    Type: Application
    Filed: August 7, 2023
    Publication date: February 1, 2024
    Inventors: David ROBERTS, Melissa STIRLING, Peter MAZUR, Jennifer LEVY, Bryan SCHROCK, Brian STROM, Dan STACHURA
  • Reconciliation for enabling access to transferring contribution funded accounts
    Patent number: 11348096
    Abstract: Disclosed herein are system, method, and computer program product embodiments for reconciliation needed to enable access to accelerated contribution funded accounts (CFAs). An embodiment operates by configuring a management database to store a linked CFA associated with a CFA and an asset-transfer on demand account (ATODA). A transfer processing system of a provider may receive a transfer file from an employer. The transfer processing system may delay transfer reconciliation of the linked CFA until a transferred amount is received. During transfer reconciliation, the transfer processing system may resolve the ATODA using the received transferred amount. Upon resolution of the ATODA, the contribution processing system may concurrently send information to a bank server and a card server to reconcile the respective bank and card accounts with the linked CFA at the provider.
    Type: Grant
    Filed: February 2, 2018
    Date of Patent: May 31, 2022
    Assignee: CONNECTYOURCARE, LLC
    Inventors: David Roberts, Melissa Stirling, Peter Mazur, Jennifer Frankenfield, Bryan Schrock, Vrajesh Bhavsar, Jennifer Levy, Brian Strom, Dan Stachura
  • RECONCILIATION FOR ENABLING ACCELERATED ACCESS TO CONTRIBUTION FUNDED ACCOUNTS
    Publication number: 20180322570
    Abstract: Disclosed herein are system, method, and computer program product embodiments for reconciliation needed to enable access to accelerated contribution funded accounts (CFAs). An embodiment operates by configuring a management database to store a linked CFA associated with a CFA and a CFA on demand (CFAOD). A contribution processing system of a provider may receive a contributions file from an employer. The contribution processing system may delay contribution reconciliation of the linked CFA until a contribution amount is received. During contribution reconciliation, the contribution processing system may resolve the CFAOD using the received contribution amount such that the amount borrowed is minimized before funding the CFA with a remaining contribution amount. Upon resolution of the CFAOD, the contribution processing system may concurrently send information to a bank server and a card server to reconcile the respective bank and card accounts with the linked CFA at the provider.
    Type: Application
    Filed: July 18, 2018
    Publication date: November 8, 2018
    Inventors: David Roberts, Melissa Stirling, Peter Mazur, Jennifer Levy, Bryan Schrock, Brian Strom, Dan Stachura
  • Reconciliation for enabling accelerated access to contribution funded accounts
    Patent number: 10032217
    Abstract: Disclosed herein are system, method, and computer program product embodiments for reconciliation needed to enable access to accelerated contribution funded accounts (CFAs). An embodiment operates by configuring a management database to store a linked CFA associated with a CFA and a CFA on demand (CFAOD). A contribution processing system of a provider may receive a contributions file from an employer. The contribution processing system may delay contribution reconciliation of the linked CFA until a contribution amount is received. During contribution reconciliation, the contribution processing system may resolve the CFAOD using the received contribution amount such that the amount borrowed is minimized before funding the CFA with a remaining contribution amount. Upon resolution of the CFAOD, the contribution processing system may concurrently send information to a bank server and a card server to reconcile the respective bank and card accounts with the linked CFA at the provider.
    Type: Grant
    Filed: July 17, 2017
    Date of Patent: July 24, 2018
    Assignee: ConnectYourCare, LLC
    Inventors: David Roberts, Melissa Stirling, Peter Mazur, Jennifer Levy, Bryan Schrock, Brian Strom, Dan Stachura
  • Reconciliation for Enabling Access to Transferring Contribution Funded Accounts
    Publication number: 20180174135
    Abstract: Disclosed herein are system, method, and computer program product embodiments for reconciliation needed to enable access to accelerated contribution funded accounts (CFAs). An embodiment operates by configuring a management database to store a linked CFA associated with a CFA and an asset-transfer on demand account (ATODA). A transfer processing system of a provider may receive a transfer file from an employer. The transfer processing system may delay transfer reconciliation of the linked CFA until a transferred amount is received. During transfer reconciliation, the transfer processing system may resolve the ATODA using the received transferred amount. Upon resolution of the ATODA, the contribution processing system may concurrently send information to a bank server and a card server to reconcile the respective bank and card accounts with the linked CFA at the provider.
    Type: Application
    Filed: February 2, 2018
    Publication date: June 21, 2018
    Inventors: David Roberts, Melissa Stirling, Peter Mazur, Jennifer Frankenfield, Bryan Schrock, Raj Bhavsar
  • RECONCILIATION FOR ENABLING ACCELERATED ACCESS TO CONTRIBUTION FUNDED ACCOUNTS
    Publication number: 20170316498
    Abstract: Disclosed herein are system, method, and computer program product embodiments for reconciliation needed to enable access to accelerated contribution funded accounts (CFAs). An embodiment operates by configuring a management database to store a linked CFA associated with a CFA and a CFA on demand (CFAOD). A contribution processing system of a provider may receive a contributions file from an employer. The contribution processing system may delay contribution reconciliation of the linked CFA until a contribution amount is received. During contribution reconciliation, the contribution processing system may resolve the CFAOD using the received contribution amount such that the amount borrowed is minimized before funding the CFA with a remaining contribution amount. Upon resolution of the CFAOD, the contribution processing system may concurrently send information to a bank server and a card server to reconcile the respective bank and card accounts with the linked CFA at the provider.
    Type: Application
    Filed: July 17, 2017
    Publication date: November 2, 2017
    Inventors: David ROBERTS, Melissa BLUMBERG, Peter MAZUR, Jennifer LEVY, Bryan SCHROCK, Brian STROM, Dan STACHURA