Patents by Inventor Bryan Scott Wade

Bryan Scott Wade has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for grid-based insurance rating
    Patent number: 10650466
    Abstract: A system and method for underwriting and rating insurance products using a programmed computer system to receive usage information of a vehicle within a geographic area or location, determine a target grid cell or a sequence of target grid cells bounded by latitude and longitude lines that encompass at least a portion of the geographic area where the vehicle was used, attain a set of data associated with the target grid cell(s), and calculate a location rating factor based on the usage information, target cell(s), and the set of data.
    Type: Grant
    Filed: February 15, 2019
    Date of Patent: May 12, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Gregory Hayward, Scott T. Christensen, Bryan Scott Wade
  • Systems and methods for grid-based insurance rating
    Patent number: 10262373
    Abstract: A system and method for underwriting and rating insurance products using a programmed computer system to receive usage information of a vehicle within a geographic area or location, determine a target grid cell or a sequence of target grid cells bounded by latitude and longitude lines that encompass at least a portion of the geographic area where the vehicle was used, attain a set of data associated with the target grid cell(s), and calculate a location rating factor based on the usage information, target cell(s), and the set of data.
    Type: Grant
    Filed: June 7, 2013
    Date of Patent: April 16, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Gregory Hayward, Scott Christensen, Bryan Scott Wade
  • SYSTEMS AND METHODS FOR GRID-BASED INSURANCE RATING
    Publication number: 20140365246
    Abstract: A system and method for underwriting and rating insurance products using a programmed computer system to receive usage information of a vehicle within a geographic area or location, determine a target grid cell or a sequence of target grid cells bounded by latitude and longitude lines that encompass at least a portion of the geographic area where the vehicle was used, attain a set of data associated with the target grid cell(s), and calculate a location rating factor based on the usage information, target cell(s), and the set of data.
    Type: Application
    Filed: June 7, 2013
    Publication date: December 11, 2014
    Inventors: Gregory Hayward, Scott Christensen, Bryan Scott Wade