Abstract: Disclosed is a transaction card may include a card body comprising a top surface and a bottom surface opposite the top surface, a chip secured to the top surface of the card body and configured to communicate wirelessly; a feedback element secured to the card body and including one or more tactile elements and a feedback sensor; and a feedback processor in communication with the chip and the feedback element. The feedback processor may, in response to receiving a signal from the feedback sensor indicative of the presence of a thumb or finger of a user on the feedback element and in response to receiving a signal from the chip, drive one or more of the one or more tactile elements to generate tactile feedback for the user.

Abstract: A transaction card assembly may include a card body comprising a first face and a second face opposite the first face; a receiving portion formed on the first face of the card body; and a first removable magnetic strip assembly comprising a first magnetic strip and a first attachment portion. In a first configuration, the first removable magnetic strip assembly may be coupled to the card body via engagement between the first attachment portion and the first magnetic strip, and in a second configuration, the first removable magnetic strip assembly may be uncoupled from the card body by disengagement between the first attachment portion and the first magnetic strip. In the second configuration, the first removable magnetic strip assembly is configured for reuse with an additional card body, the additional card body being different than the card body.

Abstract: Disclosed is a contactless card, and a system in which the contactless card may be used. The contactless card may include a chip component, a communication interface, processing circuitry, and electromagnetic field sensing circuitry. The electromagnetic field sensing circuitry of the contactless card may be operable to provide orientation signals to the processing circuitry when the contactless card is in proximity to an oscillating electromagnetic field output by a card reader device. The processing circuitry of the contactless card may be operable to receive the orientation signals. An orientation of the contactless card with respect to the mobile device may be determined. An orientation indication signal may be generated based on the determined orientation, and a haptic indication, an audio indication, a visual indication or a combination directing movement of the contactless card in a particular direction may be output.

Abstract: Embodiments are directed to systems and techniques to generate random numbers via contactless cards.

Abstract: A transaction card assembly may include a card body comprising a first face and a second face opposite the first face; a receiving portion formed on the first face of the card body; and a first removable magnetic strip assembly comprising a first magnetic strip and a first attachment portion. In a first configuration, the first removable magnetic strip assembly may be coupled to the card body via engagement between the first attachment portion and the first magnetic strip, and in a second configuration, the first removable magnetic strip assembly may be uncoupled from the card body by disengagement between the first attachment portion and the first magnetic strip. In the second configuration, the first removable magnetic strip assembly is configured for reuse with an additional card body, the additional card body being different than the card body.

Abstract: Systems and methods are described herein for novel uses and/or improvements to artificial intelligence applications. As one example, systems and methods are described for the use of an artificial intelligence-based solution in identifying fraudulent documents and/or other content. In particular, the systems and methods adapt the artificial intelligence-based solution to overcome the technical problem of insufficient training data and/or solutions that are commensurate with the time frame and resources available.

Abstract: Methods and systems for limiting resource access based on user input using an authentication token. In some aspects, the authentication token receives user input indicating a first allocation for a first resource access to be executed at a first time. The authentication token generates recommendations for a second allocation related to the first allocation. The user selects a second allocation. At the first time, the authentication token receives a first resource access request and executes the first allocation. The authentication token also transmits first metadata to an access approval system. At the second time, in response to a second resource access request, the authentication token or the access approval system compares the second resource access request to the first metadata or the second allocation to approve or decline the second resource access request.

Abstract: Methods of verifying a user's identity using trusted members of the user's community are provided. Users may request trusted friends and family members register as vouching users. If a user needs to confirm the user's identity, such as during a multifactor authentication verification or in the event of a forgotten credential, vouching users may be called upon to verify user identity. Vouching users may confirm a user's identity via a group communication session or by proving physical proximity to the user. Physical proximity may be proven by tapping a token, such as an electronic device or a transaction card, to either the user's device and/or the vouching user's device. Using trusted friends and family members to verify a user's identity safeguards online accounts from deep fake AI creations and protects susceptible online users from phishing schemes and social engineering attacks.

Abstract: Systems and methods for automatically locking a contactless card are provided. A server can identify when a timer associated with the contactless card expires, lock the contactless card after the timer has expired, receive, via a short-range communication antenna of a mobile device in communication with the server, a cryptogram from the contactless card, successfully decrypt the cryptogram to authenticate the contactless card, and when the contactless card has been authenticated, unlock the contactless card.

Abstract: Methods of verifying a user's identity using trusted members of the user's community are provided. Users may request trusted friends and family members register as vouching users. If a user needs to confirm the user's identity, such as during a multifactor authentication verification or in the event of a forgotten credential, vouching users may be called upon to verify user identity. Vouching users may confirm a user's identity via a group communication session or by proving physical proximity to the user. Physical proximity may be proven by tapping a token, such as an electronic device or a transaction card, to either the user's device and/or the vouching user's device. Using trusted friends and family members to verify a user's identity safeguards online accounts from deep fake AI creations and protects susceptible online users from phishing schemes and social engineering attacks.

Abstract: In some embodiments, a near-field communication card may be provided with an NFC-field-strength visualization display and a transparent window through which the NFC-field-strength visualization display is visible. In some embodiments, a token (e.g., the NFC card) may be constructed to include an electromagnetic field visualization display, a radiofrequency communication antenna, and a first transparent region having a transparent surface through which the electromagnetic field visualization display is visible. In some embodiments, a first layer of a token may be provided, where the first layer includes an electromagnetic field visualization display and a radiofrequency communication antenna. A second layer of the token may be provided, where the second layer includes a first transparent region. The first and second layers may be bonded such that the electromagnetic field visualization display of the first layer is visible through the first transparent region of the second layer.

Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client application, and a server are provided. The memory of the contactless card may include a first card number table storing a first plurality of card numbers, each card number associated with a user account. A first applet may cycle through the first card number table and transmit each of the first plurality of card numbers to a second applet. In response to detection of one or more gestures by the card, the client application may read one or more of the first plurality of card numbers from the second applet and transmit a verification request associated with the one or more read card numbers to the server, which may compare the one or more read card numbers to a number from a second card number table and transmit a verification determination to authenticate the card.

Abstract: Provided are transaction cards including an infinity mirror. In some approaches, a transaction card may include a body comprising a first reflective layer and a second reflective layer, and a light source between the first reflective layer and the second reflective layer.

Abstract: In some implementations, a user device may receive one or more first advertisements from one or more first beacons. Accordingly, the user device may exchange check-in messages with a remote device based on the one or more first advertisements. The user device may track a location using at least one or more signal strengths associated with the one or more first beacons and one or more signal strengths associated with one or more second beacons. The user device may further display and update a map based on tracking the location. The user device may receive one or more second advertisements from the one or more second beacons. Accordingly, the user device may request first information associated with the one or more second beacons that is different from second information associated with one or more third beacons. The user device may further display the first information.

Abstract: Embodiments are directed to methods and techniques for providing power via piezoelectric components on contactless cards.

Abstract: Methods, systems, and apparatuses are described herein for using machine learning to generate and use synthetic profiles. A computing device may train a machine learning model to generate synthetic user profiles. The computing device may then use the trained machine learning model to generate a plurality of synthetic user profiles based on real user profile information, provide those synthetic user profiles to a quote provider via an API, then average the quotes received from that provider to determine an expected quote for the real user. The computing device may also collect a plurality of quotes from a quote provider based on synthetic user profiles, then train a second machine learning model to estimate quotes by that provider. That trained second machine learning model may be used to estimate quotes for users, and may be re-trained based on real quotes provided by the quote provider at a later time.

Abstract: Authentication card with integrated cloth. In some aspects, an authentication card for short range wireless communications includes a first card layer comprising a first cutout, a second card layer, and a fabric layer fastened between the first and second card layer, where the fabric layer is exposed through the first cutout. A microchip may be provided on the first card layer, wherein the microchip is coupled with an antenna enabling authentication (e.g., contactless) by employing radio frequency identification (RFID) or near field communication (NFC).

Abstract: Disclosed embodiments may include a system for authenticating a transaction within close proximity to a designated object. The system may generate a GUI that may include one or more interactive elements that are configured to allow a user to associate a transaction card with a designated object. The system may receive a user input configured to restrict use of the transaction card to within a specified range of the designated object and transaction data associated with an attempted transaction made at a point-of-sale device. The system may determine a location of the attempted transaction based on the transaction data. The system may receive designated object location data that represents a location of the designated object from a tracking device associated with the designated object. Responsive to determining that the attempted transaction is within the specified range of the designated object, the system may authorize the attempted transaction.

Abstract: A method for identifying correlated users. The method may include: receiving connection data for each of one or more other users; determining a degree of connection of the one or more other users to the first user; receiving query information from one or more electronic devices associated with the first user; receiving authentication information for each of the one or more other users; determining a destination of the first user based on the query information; determining one or more other user destinations for the one or more other users; identifying one or more correlated other users from the one or more other users by comparing the destination of the first user with user destinations of the one or more other users and further based on the degree of connection of the one or more other users; and providing the identified one or more correlated other users to the first user.

Abstract: Methods and systems are described herein for processing electronic messages. A processing system may be used to facilitate the processing. The system may receive a plurality of electronic messages associated with a user and may input electronic messages into a machine learning model to obtain electronic messages that contain authorization packages for entities, wherein the machine learning model is trained to identify electronic messages that contain authorization packages. The system may determine based on the electronic messages an authorization package comprising a token identifier, and entity identification data identifying an entity. The system may determine an application programming interface for communicating with an entity device and user identification data used by the user to access the entity device. The system may then transmit a command for executing a first operation at the entity device, wherein the command includes the user identification data and the authorization package.