Abstract: A multilayer capacitor includes a body including dielectric layers and internal electrodes and external electrodes disposed on an external surface of the body and connected to the internal electrodes. The body includes a first surface and a second surface to which the internal electrodes are exposed, the first surface and the second surface opposing each other in a first direction, a third surface and a fourth surface opposing each other in a second direction which is a direction in which the dielectric layers are stacked, and a fifth surface and a sixth surface opposing each other in a third direction. At least one of the internal electrodes include a first bottleneck structure having a first directional length of a third-directional outer region smaller than an inner region thereof and a second bottleneck structure having a third directional length of a first directional outer region smaller than an inner region thereof.

Abstract: The present invention relates to the method and device through which, for the purpose of a purchasing companies making payments for goods, services or construction services of a transaction partner: (1) an account receivable transfer contract between a financial institution and the purchasing company is certified and authenticated by a certified electronic authentication institution based upon the details of the account receivable that the purchasing company transmits via the telecommunication network, which account receivable is to be used as collateral and (2) the amount equivalent to the amount of the account receivable is provided to the transaction partner by the virtue of the loan provided until the due date of the account receivable (which is the conventional bill maturity date) based upon the said certified and authenticated account receivable transfer contract.