Abstract: The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the RFID circuitry and signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.

Abstract: A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may be used during mutual authentication of the fob and the reader and for completing a transaction. In exemplary operation, the fob and RFID reader may be personalized, the fob may be presented to the RFID reader for interrogation, the fob and reader may engage in mutual authentication, and fob identifying information may be provided to the reader for transaction completion. In another exemplary embodiment, operation of the transponder-reader payment system may be controlled by an activation circuit. Further, the fob may be responsive to multiple interrogation signals.

Abstract: A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. In exemplary operation, the fob identifying information may be presented to the RFID reader for completion of a transaction request. The transaction request may be provided to a fob issuer system which retrieves a value for satisfying the transaction request from a fob associated transaction data file. The issuer system may deplete the transaction data file in accordance with the transaction request and replenish the data file in accordance with fob user or fob issuer defined reload protocol.

Abstract: A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operation, the fob identifying information, or the payment device information, may be presented to the RFID reader for completion of a transaction request. A process server may receive the transaction request and satisfy the transaction request in accordance with a predetermined payment criteria. The process server may additionally augment a rewards account based on fob or payment device usage, thereby incenting fob usage in one instance and payment device usage in the other.

Abstract: A method, system and computer readable medium for, from a central Web site, performing at least one of registering a user at a destination Web site, logging in a user at a destination Web site and managing an online financial transaction at a destination Web site, including parsing a form Web page of the destination Web site to extract form data fields therefrom; mapping form data fields of a central Web site form to corresponding extracted form data fields of the form Web page of the destination Web site; and using the mapped form data fields to perform at least one of registering a user at the destination Web site, logging in a user at the destination Web site and managing an online financial transaction of a user at the destination Web site.

Abstract: A sweeper comprising a housing, at least one drawer, and at least one brush rotatably mounted to the housing for sweeping debris into the drawer. The housing forms an opening for removably mounting the drawer for movement between an open and a closed position. The sweeper is rollably supported on wheels which drive the brush. The sweeper incorporates modular features which allow the sweeper to be assembled without the use of tools.

Abstract: A golfing aid is provided in which a pitch mark repair tool is mounted on the end of a shaft. The grip of the shaft can optionally have a ball retrieval device in the form of a suction cup having a plurality of inwardly biased or resilient fingers extending from its periphery.

Abstract: A fishing lure includes a hook having an elongate shank, a weighted head connected to the shank, and a barbed end. An arm is connected to the head of the hook, and includes a free end thereof extending outwardly from the hook. A chamber is connected to the free end of the arm. A plurality of steel shot are contained in the chamber for producing a rattling noise as the fishing lure is drawn through the water.

Abstract: A fishing lure includes a hook having an elongate shank, a weighted head connected to the shank, and a barbed end. An arm is connected to the head of the hook, and includes a free end thereof extending outwardly from the hook. A chamber is connected to the free end of the arm. A plurality of steel shot are contained in the chamber for producing a rattling noise as the fishing lure is drawn through the water.

Abstract: A spinner for use on a fishing lure, and a fishing lure incorporating the spinner. The fishing lure includes a metal blank deformed to define a pair of hydrodynamic blades on one end of the metal blank. The metal blank has lugs at opposite ends thereof bent in parallel planes at substantially right angles to the plane of the blank on a first major side of the blank. The lugs have respective holes therein for receiving a spinner-supporting wire along an axis of rotation, the holes being enlarged in relation to the diameter of the wire in order to permit free rotation of the spinner on the blank. A first elongate journal is stamped from the metal blank between the lugs and extends outwardly from a second major side of the blank opposite from the first major side and extends along the axis of rotation of the spinner. The first journal extends outwardly from the second major side a distance sufficient to permit the spinner to rotate concentrically and symmetrically around the wire.

Abstract: A low tire warning device for pneumatic vehicle tires comprises a flexible stem attached to the vehicle side of a wheel, the stem contains an offset internal expansion chamber which will distort the stem assymetrically when pressurized by the air within the tire. This will displace a metal tip clear of an adjacent rod. If the tire pressure drops this will allow the striking tip driven by the rotating wheel to strike the rod, producing an audible sound warning.

Abstract: A cleaning apparatus for a record disc comprises a support member having a top side and a bottom side. Locating means is provided for locating the support member relative to the center of a record disc. A knob is mounted on the top side of the support member for rotation about an axis offset from the locating means whereby the support member may be manually rotated about the center of the record disc. A holder for a cleaning pad is mounted on the bottom side of the support member also for rotation about an axis offset from the locating means. A drive mechanism comprising a step-up gear is provided to couple the knob and the pad holder together such that rotation of the knob relative to the support member causes rotation of the pad holder relative to the support member.

Abstract: Methods and compositions are provided for the removal of rosin soldering flux and adhesive tape residues from printed circuit and/or wiring boards, and for testing the quality of curing of U.V.-cured soldermask on such boards. The compositions of the invention contain terpene compounds, preferably in combination with terpene emulsifying surfactants to facilitate removal by rinsing in water.

Abstract: Methods and compositions are provided for the removal of rosin soldering flux and adhesive tape residues from printed circuit and/or wiring boards, and for testing the quality of curing of U.V.-cured soldermask on such boards. The compositions of the invention contain terpene compounds, preferably in combination with terpene emulsifying surfactants to facilitate removal by rinsing in water.

Abstract: A wall framing element composed of a vertically extending load bearing member and two obliquely extending brace members which in combination define a generally triangular shape. The obliquely extending brace members are joined to one another at an apex or junction point and a member secured to the junction point affords attachment to the load bearing member of an adjacent element. Telescoping connections at opposite ends of the load bearing member expedite erection of successive stories. Joist members and means for effecting rapid attachment of the joist members are disposed adjacent the upper extremities of the load bearing members. The joist members retain the frame elements in alignment and afford a base for a floor. When erected, the joist members are spaced below the upper extremity of the load bearing members so that the telescoping connection of the elements in the succeeding story can be rapidly effected.

Abstract: A stairway unit for a multi-level construction including briefly: a one-piece metal member forming both treads and risers, parallel metal stringer members each presenting a vertical planar side to the one-piece metal member; and the edges only of the one-piece metal member being connected to the stringers as by welding. No additional tread members are required and the stairway may be used as is, or with the addition of pads and carpeting to the treads and/or risers or with other suitable covers.

Abstract: A bearing and support structure for a speed racing roller skate including a support plate, a truck projecting downwardly from the center of the support plate, an axle projecting laterally and horizontally from the truck and extending into a cylindrical bearing sleeve. The cylindrical bearing sleeve is provided with an internal annular bearing spacer flange intermediate its ends, and a first ball bearing assembly is disposed around the axle within the sleeve and adjacent the annular spacer flange. A second ball bearing assembly is disposed inside the sleeve adjacent the spacer flange arouund the axle and on theopposite side of the spacer flange from the first bearing assembly. A nut is threaded on the end of the axle to retain the bearings and sleeve in concentric position around the axle, and at a particular axial position thereon. A wooden wheel concentrically surrounds, and is bonded to, the cylindrical sleeve.