Abstract: A real-time and privacy-preserving method for delivering personalized information to a user within a specific geographical location is provided. The method comprises the steps of: storing information specific to a user in a database maintained by a centralized brokerage service; transmitting a user initiated request to the centralized brokerage service to provide a listing of products and services offered by retailers or third parties located in the approximate current geographical vicinity of the user; utilizing the stored information of the user to generate a personalized listing of products and services offered within the approximate current geographical vicinity of the user; and sending the generated personalized listing to the user.