Patents by Inventor Caitlyn CHEN

Caitlyn CHEN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • MACHINE LEARNING FOR FRAUD TOLERANCE
    Publication number: 20250272692
    Abstract: In an example embodiment, a solution is provided wherein a machine learning model is to determine a likelihood that a transaction is fraudulent, but also a separate machine learning model is used to determine a suitable threshold for a merchant. This predicted suitable threshold can either be automatically applied to the merchant, or can be recommended to the merchant (allowing the merchant to accept or reject it).
    Type: Application
    Filed: May 12, 2025
    Publication date: August 28, 2025
    Applicant: STRIPE, INC.
    Inventors: Caitlyn CHEN, Yucheng TU, Amr ELROUMY
  • Machine learning for fraud tolerance
    Patent number: 12327250
    Abstract: In an example embodiment, a solution is provided wherein a machine learning model is to determine a likelihood that a transaction is fraudulent, but also a separate machine learning model is used to determine a suitable threshold for a merchant. This predicted suitable threshold can either be automatically applied to the merchant, or can be recommended to the merchant (allowing the merchant to accept or reject it).
    Type: Grant
    Filed: September 19, 2022
    Date of Patent: June 10, 2025
    Assignee: Stripe, Inc.
    Inventors: Caitlyn Chen, Yucheng Tu, Amr Elroumy
  • MACHINE LEARNING FOR FRAUD TOLERANCE
    Publication number: 20240095742
    Abstract: In an example embodiment, a solution is provided wherein a machine learning model is to determine a likelihood that a transaction is fraudulent, but also a separate machine learning model is used to determine a suitable threshold for a merchant. This predicted suitable threshold can either be automatically applied to the merchant, or can be recommended to the merchant (allowing the merchant to accept or reject it).
    Type: Application
    Filed: September 19, 2022
    Publication date: March 21, 2024
    Inventors: Caitlyn CHEN, Yucheng Tu, Amr Elroumy