Patents by Inventor Cameron Darnell Wadley

Cameron Darnell Wadley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20190114575
    Abstract: Aspects of the disclosure relate to systems and methods for supervision of objectives and verification of completion of tasks associated with objectives. A computing platform may determine an objective and a series of tasks associated with that objective. Completion of the series of tasks may contribute to that objective by effecting a change to user data. The system may verify that a task has been completed by receiving task completion progress information, and effect a change to user data to reflect the task completion. The tasks associated with objectives may be determined or altered by a machine learning engine of the first computing platform.
    Type: Application
    Filed: October 13, 2017
    Publication date: April 18, 2019
    Inventors: Mohamed A. Gahnoog, Cameron Darnell Wadley, Minh N. Vuong, Susan Varghese, Katherine Dintenfass, William August Stahlhut
  • Patent number: 10262372
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products utilizing a generated retirement score for use qualification and authorization to receive benefits. In this way, the invention calculates a retirement score for the user indicating the user's preparedness for retirement at a future predetermined date, wherein the future predetermined date is selected by the user. In response, the system displays the retirement score on a retirement planning interface on a user device. Subsequently, the invention parses out the component parts of the retirement score, distributes the parsed scores within the entity to determine benefits available to the user. These benefits may be provide via the planning interface. Finally, the retirement score may be combined with financial assessment scores and provided to third parties for product approval and implementation for user.
    Type: Grant
    Filed: June 11, 2018
    Date of Patent: April 16, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Katherine Dintenfass, Carrie Anne Hanson, Daralyn Marie Nicholson, Cameron Darnell Wadley
  • Publication number: 20190109913
    Abstract: Aspects of the disclosure relate to multicomputer processing of data from social media service computing platforms and other sources with centralized event control. An event control computing platform may receive information from one or more social media service computing platforms. Subsequently, the event control computing platform may identify, based on the received information, whether a change should be made to user data associated with a user identifiable by the received information. If the information indicates that a change should be made to the user data, then the event control computing platform may extract metadata from the received information to verify the accuracy of the received information. When the metadata verifies the accuracy of the received information, the event control computing platform may generate a command configured to cause a change to the user data and then may transmit the generated command to an event validation computing platform.
    Type: Application
    Filed: October 5, 2017
    Publication date: April 11, 2019
    Inventors: Minh N. Vuong, Cameron Darnell Wadley, Susan Varghese, Anna Hollifield, Mohamed A. Gahnoog, Katherine Dintenfass, William August Stahlhut
  • Publication number: 20190109916
    Abstract: Aspects of the disclosure relate to implementing and using a data processing system to provide real-time data to improve event delivery timing. A computing platform may establish respective connections with and receive, via a communication interface, (i) from collection of subordinate user computing devices, information defining a first event; (ii) from collection of supervisory user computing devices, supervisory information associated with the first event; and (iii) from a first participant computing device, first participant information associated with delivery of the first event. The computing platform may execute an algorithm for aggregating the information defining the first event and the supervisory information, and generating a formatted alert based thereon. The formatted alert may be transmitted for display on the first participant computing device.
    Type: Application
    Filed: October 6, 2017
    Publication date: April 11, 2019
    Inventors: Susan Varghese, William August Stahlhut, Mohamed A. Gahnoog, Katherine Dintenfass, Minh N. Vuong, Cameron Darnell Wadley
  • Publication number: 20190108530
    Abstract: Aspects of the disclosure relate to implementing and using a data processing system to provide real-time data to improve event delivery timing. A computing platform may establish respective connections with and receive, via a communication interface, (i) from a subordinate user computing device, information defining a first event; (ii) from a supervisory user computing device, supervisory information associated with the first event; and (iii) from a first participant computing device, first participant information associated with delivery of the first event. The computing platform may execute an algorithm for comparing the information defining the first event, the supervisory information, and the first participant information, and generating a formatted alert based thereon. The formatted alert may be transmitted for display on the subordinate user computing device and/or the supervisory user computing device.
    Type: Application
    Filed: October 6, 2017
    Publication date: April 11, 2019
    Inventors: Susan Varghese, William August Stahlhut, Mohamed A. Gahnoog, Katherine Dintenfass, Minh N. Vuong, Cameron Darnell Wadley
  • Patent number: 10249003
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.
    Type: Grant
    Filed: March 19, 2018
    Date of Patent: April 2, 2019
    Assignee: Bank of America Corporation
    Inventors: Daralyn Marie Nicholson, Carrie Anne Hanson, Cameron Darnell Wadley, Katherine Dintenfass
  • Patent number: 10249002
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for implementing and visualizing individualized consumption across a shared resource allocation structure. Example embodiments include categorizing transactions associated with individual users associated with the shared resource allocation structure and implementing individuals display and viewing of such transactions, including visualization of a relationship between one or more transactions and a set of transaction rules.
    Type: Grant
    Filed: September 11, 2015
    Date of Patent: April 2, 2019
    Assignee: Bank of America Corporation
    Inventors: Katherine Dintenfass, Damon C. Missouri, Cameron Darnell Wadley, Alexander C. Wittkowski, Alicia C. Jones-McFadden, Angela Fritz Thompson
  • Patent number: 10127551
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for implementing a change in a parameter associated with an event-responsive resource allocation structure, such as a named beneficiary, and predicting that the current parameters of an event-responsive resource allocation structure a unlikely to be congruent with a user's desired configuration of the parameters of the event-responsive resource allocation structure.
    Type: Grant
    Filed: September 11, 2015
    Date of Patent: November 13, 2018
    Assignee: Bank of America Corporation
    Inventors: Katherine Dintenfass, Damon C. Missouri, Cameron Darnell Wadley, Alexander C. Wittkowski, Alicia C. Jones-McFadden, Angela Fritz Thompson
  • Publication number: 20180322474
    Abstract: A system for monitoring device data is provided. The system is configured to monitor, continuously, a computing device associated with the first user for an indication of a status change for a status of the first user; identify, from the computing device associated with the first user, the indication of the status change for the first user; identify a responsive action associated with the status change of the first user; and transmit a responsive action to a mobile computing device of a second user of the one or more users, wherein the responsive action alert activates the responder application stored on the mobile computing device of the second user to cause the mobile computing device of the second user to display a notification of the status change for the first user and the responsive action associated with the status change of the first user in real time.
    Type: Application
    Filed: May 5, 2017
    Publication date: November 8, 2018
    Inventors: Katherine Dintenfass, Victoria L. Dravneek, Cameron Darnell Wadley
  • Publication number: 20180324186
    Abstract: A system for configuring and executing a secure communication network for authorizing access to safeguarded resources is provided. In particular, the system uses person-to-person (P2P) authentication technology to securely transmit resources between users. In this way, an efficient way to for users to manage resources is provided.
    Type: Application
    Filed: May 5, 2017
    Publication date: November 8, 2018
    Inventors: Katherine Dintenfass, Elizabeth S. Votaw, Cameron Darnell Wadley
  • Publication number: 20180293658
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to compile projected retirement information of a first user, wherein the retirement information comprises a user profile of the first user. Based on the user profile of the first user, the system generates a projected retirement score. After generating the projected retirement score, the system receives a request to link a user profile for a second user to the user profile of the first user. The system projected retirement information of the second user and combines the projected retirement information of the first user with the projected retirement information of the second user, thus resulting in combined projected retirement information. Using both the projected retirement information, the system updates the projected retirement score.
    Type: Application
    Filed: June 11, 2018
    Publication date: October 11, 2018
    Inventors: Cameron Darnell Wadley, Katherine Dintenfass, Daralyn Marie Nicholson, Carrie Anne Hanson
  • Publication number: 20180293657
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products utilizing a generated retirement score for use qualification and authorization to receive benefits. In this way, the invention calculates a retirement score for the user indicating the user's preparedness for retirement at a future predetermined date, wherein the future predetermined date is selected by the user. In response, the system displays the retirement score on a retirement planning interface on a user device. Subsequently, the invention parses out the component parts of the retirement score, distributes the parsed scores within the entity to determine benefits available to the user. These benefits may be provide via the planning interface. Finally, the retirement score may be combined with financial assessment scores and provided to third parties for product approval and implementation for user.
    Type: Application
    Filed: June 11, 2018
    Publication date: October 11, 2018
    Inventors: Katherine Dintenfass, Carrie Anne Hanson, Daralyn Marie Nicholson, Cameron Darnell Wadley
  • Publication number: 20180262489
    Abstract: Embodiments of the present invention provide a system for providing real-time multi-faceted authentication of a user before or during the user's interaction with a channel. The system uses authentication devices to acquire large amounts of authentication level information data, then makes a determination that at least a portion of the acquired authentication level information data cannot be efficiently processed by a conventional computer apparatus due to the complexity of a required analysis process and/or the quantity of data that must be processed. The system then formats and transmits this authentication data to a special quantum optimizer that is configured to perform the complex analysis and/or process extremely large volumes of data substantially in real-time. The quantum optimizer performs the analysis and returns a confirmed identity of the user that is then used by the conventional computer apparatus to authenticate the user for the interaction with the channel.
    Type: Application
    Filed: March 9, 2017
    Publication date: September 13, 2018
    Inventors: Cameron Darnell Wadley, William August Stahlhut, Elizabeth S. Votaw, Jeffery B. Schroeder
  • Patent number: 10049406
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.
    Type: Grant
    Filed: March 20, 2015
    Date of Patent: August 14, 2018
    Assignee: Bank of America Corporation
    Inventors: Daralyn Marie Nicholson, Carrie Anne Hanson, Cameron Darnell Wadley, Katherine Dintenfass
  • Publication number: 20180211323
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.
    Type: Application
    Filed: March 19, 2018
    Publication date: July 26, 2018
    Inventors: Daralyn Marie Nicholson, Carrie Anne Hanson, Cameron Darnell Wadley, Katherine Dintenfass
  • Patent number: 10032223
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to compile projected retirement information of a first user, wherein the retirement information comprises a user profile of the first user. Based on the user profile of the first user, the system generates a projected retirement score. After generating the projected retirement score, the system receives a request to link a user profile for a second user to the user profile of the first user. The system projected retirement information of the second user and combines the projected retirement information of the first user with the projected retirement information of the second user, thus resulting in combined projected retirement information. Using both the projected retirement information, the system updates the projected retirement score.
    Type: Grant
    Filed: March 20, 2015
    Date of Patent: July 24, 2018
    Assignee: Bank of America Corporation
    Inventors: Cameron Darnell Wadley, Katherine Dintenfass, Daralyn Marie Nicholson, Carrie Anne Hanson
  • Patent number: 10019760
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products utilizing a generated retirement score for use qualification and authorization to receive benefits. In this way, the invention calculates a retirement score for the user indicating the user's preparedness for retirement at a future predetermined date, wherein the future predetermined date is selected by the user. In response, the system displays the retirement score on a retirement planning interface on a user device. Subsequently, the invention parses out the component parts of the retirement score, distributes the parsed scores within the entity to determine benefits available to the user. These benefits may be provide via the planning interface. Finally, the retirement score may be combined with financial assessment scores and provided to third parties for product approval and implementation for user.
    Type: Grant
    Filed: March 20, 2015
    Date of Patent: July 10, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Katherine Dintenfass, Carrie Anne Hanson, Daralyn Marie Nicholson, Cameron Darnell Wadley
  • Patent number: 10013714
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for implementing a dynamic state-dependent resource reconfiguration, such as the reconfiguration of resources and assets that may occur with a relationship between a first user and a second user is terminated. Example embodiments include incorporating into the resource reconfiguration aspects of prior user agreements and simulating the expected outcome of the dynamic state-dependent resource reconfiguration.
    Type: Grant
    Filed: September 11, 2015
    Date of Patent: July 3, 2018
    Assignee: Bank of America Corporation
    Inventors: Katherine Dintenfass, Damon C. Missouri, Cameron Darnell Wadley, Alexander C. Wittkowski, Alicia C. Jones-McFadden, Angela Fritz Thompson
  • Patent number: 9830660
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to receive health information of a user, wherein the health information comprises at least an age of the user and medical treatment history of the user. Based on the health information, the system determines a life expectancy of the user, and projected allocations of finances for health care of the user based on the health information and the life expectancy of the user. The system is further configured to receive retirement information of the user. Based on the health information and the financial information, the system determines a projected retirement score of the user. The system may communicate the projected retirement score of the user.
    Type: Grant
    Filed: March 20, 2015
    Date of Patent: November 28, 2017
    Assignee: Bank of America Corporation
    Inventors: Katherine Dintenfass, Daralyn Marie Nicholson, Carrie Anne Hanson, Cameron Darnell Wadley
  • Publication number: 20170153919
    Abstract: Systems, computer program products, and methods are described herein for analyzing resource capacity based on associated dependencies. The present invention is configured to determine a resource capacity associated with an entity; determine one or more dependencies associated with the entity, wherein the one or more dependencies are associated with a resource value; receive a user input, wherein the user input comprises a dynamic allocation of the one or more dependencies to the entity; determine an aggregated resource value based on at least receiving the user input, wherein the aggregated resource value comprises an aggregate of the resource values associated with the one or more dependencies dynamically allocated to the entity; and initiate a presentation of a dynamic display, wherein the dynamic display comprises an indication of the resource capacity associated with the entity and an aggregated resource value associated with the one or more dependencies dynamically allocated to the entity.
    Type: Application
    Filed: November 30, 2015
    Publication date: June 1, 2017
    Inventors: Alicia C. Jones-McFadden, Katherine Dintenfass, Alexander C. Wittkowski, Damon C. Missouri, Cameron Darnell Wadley