Patents by Inventor Cara Hayes

Cara Hayes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method for educational financial planning
    Patent number: 8374933
    Abstract: A method is provided that gathers information from a user regarding a desired educational institution and sources for financing an education at the educational institution. The method further estimates a future income and compares the income with the obligations that arise from financing the education. This comparison is subsequently classified according to a risk profile.
    Type: Grant
    Filed: November 5, 2009
    Date of Patent: February 12, 2013
    Assignee: Sallie Mae, Inc.
    Inventors: Nancy Deck, Ryan Draude, Barry Feierstein, Michael Garvey, Cara Hayes, Christy Lynn Marble, Nicole Ogburn, Eric Woodall
  • Method and Apparatus For Educational Financial Planning
    Publication number: 20100131406
    Abstract: A system is provided that gathers information from a user regarding a desired educational institution and sources for financing an education at the educational institution. The system further estimates a future income and compares the income with the obligations that arise from financing the education. This comparison is subsequently classified according to risk profile.
    Type: Application
    Filed: November 5, 2009
    Publication date: May 27, 2010
    Applicant: SALLIE MAE, INC
    Inventors: Nancy Deck, Ryan Draude, Barry Feierstein, Michael Garvey, Cara Hayes, Christy Lynn Marble, Nicole Ogburn, Eric Woodall