Patents by Inventor Carl A. Cepress

Carl A. Cepress has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10996717
    Abstract: In a display assistant device, a speaker is mounted in a waveguide structure which is at least partially disposed beneath a display screen. The waveguide structure is mounted in an exterior housing which includes speaker grills distributed on a plurality of surfaces of the exterior housing, permitting sound waves from the speaker to be projected outside the exterior housing. A cover structure is disposed on top of the waveguide structure to conceal the waveguide structure and speaker within the exterior housing. The cover structure has a tilted bottom surface configured to be suspended above the waveguide structure and to be separated by a first space. Sound waves projected from an upper portion of the speaker are reflected by the tilted bottom surface and are guided through the first space to exit the device from a speaker grill portion located on a rear side of the exterior housing.
    Type: Grant
    Filed: October 9, 2019
    Date of Patent: May 4, 2021
    Assignee: Google LLC
    Inventors: James Castro, Carl Cepress, Liang Ching Tseng, Darren Torrie, Frances Kwee, Rex Price
  • Publication number: 20210125020
    Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.
    Type: Application
    Filed: December 31, 2020
    Publication date: April 29, 2021
    Applicant: Capital One Services, LLC.
    Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
  • Patent number: 10949835
    Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.
    Type: Grant
    Filed: May 29, 2020
    Date of Patent: March 16, 2021
    Assignee: Capital One Services, LLC
    Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
  • Patent number: 10943426
    Abstract: Methods, systems, and articles of manufacture for providing user participatory design as a process to generate unique patterns on transaction cards are disclosed. For example, a system for providing an interactive design environment for designing a transaction card is disclosed. Accordingly, the system may provide for deeper customization of transaction cards through generative patterns curated by designers and informed by end-users. As a result, the patterns on transaction cards may be unique to every user, and these unique patterns may provide additional security functions to cardholders.
    Type: Grant
    Filed: June 25, 2019
    Date of Patent: March 9, 2021
    Assignee: Capital One Services, LLC
    Inventors: Cheng Xu, Andrew Viny, Janak Dadhaniya, Carl Cepress, Elwin Ong, Daniel Makoski, Michael Philetus Weller
  • Patent number: 10896362
    Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.
    Type: Grant
    Filed: March 31, 2020
    Date of Patent: January 19, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
  • Patent number: 10783582
    Abstract: In one embodiment, a server is provided for providing real-time monitoring of spending limits. The server may include memory storing software instructions, and a processor(s) configured to execute the software instructions to perform operations. The operations may include determining that a user has interacted with a store item in a retail environment. The operations may also include accessing a user profile of the user that includes a savings goal of the user, and determining that purchase of the store item would meet at least one trigger condition associated with the savings goal. The operations may further include generating an analysis of the estimated impact of the purchase to the savings goal, and providing the analysis to a device for display to the user while the user remains within the retail environment.
    Type: Grant
    Filed: December 18, 2015
    Date of Patent: September 22, 2020
    Assignee: Capital One Services, LLC
    Inventors: Jason Deperro, Matthew Stern, Daniel Makoski, Makiko Taniguchi, Austin Anderson, Carl Cepress
  • Publication number: 20200294030
    Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.
    Type: Application
    Filed: May 29, 2020
    Publication date: September 17, 2020
    Applicant: Capital One Services, LLC
    Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
  • Publication number: 20200226441
    Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.
    Type: Application
    Filed: March 31, 2020
    Publication date: July 16, 2020
    Applicant: Capital One Services, LLC.
    Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
  • Patent number: 10706409
    Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.
    Type: Grant
    Filed: February 6, 2020
    Date of Patent: July 7, 2020
    Assignee: Capital One Services, LLC
    Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
  • Patent number: D886767
    Type: Grant
    Filed: October 3, 2017
    Date of Patent: June 9, 2020
    Assignee: GOOGLE LLC
    Inventors: Nicholas Matarese, David Chenell, Jung Geun Tak, Maj Isabelle Olsson, Katherine Morgenroth, Livius Dumitru Chebeleu, Kristen Mangum, Carl Cepress, Anna Knutson
  • Patent number: D886795
    Type: Grant
    Filed: March 29, 2019
    Date of Patent: June 9, 2020
    Assignee: GOOGLE LLC
    Inventors: Jung Geun Tak, Maj Isabelle Olsson, Katherine Morgenroth, Livius Dumitru Chebeleu, Kristen Mangum, Carl Cepress, Anna Knutson
  • Patent number: D886796
    Type: Grant
    Filed: March 29, 2019
    Date of Patent: June 9, 2020
    Assignee: GOOGLE LLC
    Inventors: Kristen Mangum, Maj Isabelle Olsson, Katherine Morgenroth, Livius Dumitru Chebeleu, Carl Cepress, Jung Geun Tak
  • Patent number: D906280
    Type: Grant
    Filed: November 21, 2019
    Date of Patent: December 29, 2020
    Assignee: Google LLC
    Inventors: Nicholas Matarese, David Chenell, Jung Geun Tak, Maj Isabelle Olsson, Katherine Morgenroth, Livius Dumitru Chebeleu, Kristen Mangum, Carl Cepress, Anna Knutson
  • Patent number: D918863
    Type: Grant
    Filed: January 17, 2020
    Date of Patent: May 11, 2021
    Assignee: GOOGLE LLC
    Inventors: Nicholas Matarese, David Chenell, Jung Geun Tak, Maj Isabelle Olsson, Katherine Morgenroth, Livius Dumitru Chebeleu, Kristen Mangum, Carl Cepress, Anna Knutson
  • Patent number: D920948
    Type: Grant
    Filed: April 27, 2020
    Date of Patent: June 1, 2021
    Assignee: GOOGLE LLC
    Inventors: Jung Geun Tak, Maj Isabelle Olsson, Katherine Morgenroth, Livius Dumitru Chebeleu, Kristen Mangum, Carl Cepress, Anna Knutson
  • Patent number: D920949
    Type: Grant
    Filed: November 13, 2020
    Date of Patent: June 1, 2021
    Assignee: GOOGLE LLC
    Inventors: Nicholas Matarese, David Chenell, Jung Geun Tak, Maj Isabelle Olsson, Katherine Morgenroth, Livius Dumitru Chebeleu, Kristen Mangum, Carl Cepress, Anna Knutson
  • Patent number: D933127
    Type: Grant
    Filed: February 24, 2020
    Date of Patent: October 12, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Carl Cepress
  • Patent number: D934244
    Type: Grant
    Filed: September 18, 2018
    Date of Patent: October 26, 2021
    Assignee: GOOGLE LLC
    Inventors: Carl Cepress, Matthew Seflic, Maj Isabelle Olsson, James Castro, Katherine Morgenroth
  • Patent number: D935432
    Type: Grant
    Filed: May 12, 2020
    Date of Patent: November 9, 2021
    Assignee: GOOGLE LLC
    Inventors: Kristen Mangum, Maj Isabelle Olsson, Katherine Morgenroth, Livius Dumitru Chebeleu, Carl Cepress, Jung Geun Tak
  • Patent number: D935456
    Type: Grant
    Filed: September 18, 2018
    Date of Patent: November 9, 2021
    Assignee: GOOGLE LLC
    Inventors: Matthew Seflic, Maj Isabelle Olsson, Carl Cepress, Katherine Morgenroth