Abstract: Methods and apparatus inspecting, maintaining, repairing, and replacing infrastructure assets, including any and all physical apparatus, devices, and objects therein, rely on both internal data analyzed for components as assets, but also scoring them for actual condition, by incorporating analyses of maintenance and repair data on operations improving lifetimes. Prediction modeling of lifetimes remaining originates from analysis of data originating from manufacturer testing, expert systems, similitude with external components and systems, which may be compared to lifetimes analyzed for actual assets in order to do servicing from inspection, maintenance, and repair, through replacement.

Abstract: Methods and apparatus for computational aggregation of information from an infrastructure system process by analytical programs tracking condition, maintenance, and scoring for both. An integrated score provides additional insights into actual real-life expectations for continued operation for an infrastructure asset. The system may be accessed over a presentation interface that permits “what if” testing, searching for similarly situated assets, incorporation of actual data of inspections and maintenance efforts, as well as data from similarly situated environments and systems. The information may be processed through numerical methods systems and statistical modules in order to obtain correlations, calculations, and predictions of useful life of assets and systems of assets.

Abstract: Migration of a first type of financial transaction instrument to a second type of financial transaction instrument is beneficial when the first instrument no longer is suitable for an account holder due to a change in the account holder's situation. A list of consumers for which an event has occurred during a pre-defined time period is compared with a list of account holders of the first instrument to determine an account holder for which the event has occurred during the pre-defined time period. If it is determined that the account holder has provided prior instructions authorizing automatic migration, then the first instrument is migrated to the second instrument by issuing the second instrument, notifying the account holder that migration has taken place or will take place, and updating account information to indicate migration to the second instrument.

Abstract: The present invention effectively integrates a call center, a database, a GIS system, and wireless handheld devices in order to improve efficiency, accuracy, and asset management.