Abstract: A two step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled device of the sender. The device is then placed in contact with or close proximity to a recipient's device a first time, causing the sender's device to establish an NFC link between the two devices and to gather information relating to the recipient via the NFC link. The sender's device is then placed in contact with or close proximity to the recipient's device a second time, causing it to transmit the information relating to the transfer and the recipient to a third party service provider via another network, e.g., the Internet, thereby causing the service provider to transfer the money from an account of the sender to an account of the recipient.

Abstract: A two step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled device of the sender. The device is then placed in contact with or close proximity to a recipient's device a first time, causing the sender's device to establish an NFC link between the two devices and to gather information relating to the recipient via the NFC link. The sender's device is then placed in contact with or close proximity to the recipient's device a second time, causing it to transmit the information relating to the transfer and the recipient to a third party service provider via another network, e.g., the Internet, thereby causing the service provider to transfer the money from an account of the sender to an account of the recipient.

Abstract: A two step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled device of the sender. The device is then placed in contact with or close proximity to a recipient's device a first time, causing the sender's device to establish an NFC link between the two devices and to gather information relating to the recipient via the NFC link. The sender's device is then placed in contact with or close proximity to the recipient's device a second time, causing it to transmit the information relating to the transfer and the recipient to a third party service provider via another network, e.g., the Internet, thereby causing the service provider to transfer the money from an account of the sender to an account of the recipient.

Abstract: A method for automated user information provision using an image includes requesting at least one user information image in response to receiving a user information form from a requesting entity over a network. The at least one user information image is received from a camera. The at least one user information image is analyzed using a processor to determine that the at least one user information image includes requested user information in at least one request section of the user information form. The requested user information is automatically provided into the at least one request section of the user information form. The user information form including the requested user information in the at least one request section is displayed on a display. The user information form may then be sent over the network to provide the requested user information to the requesting entity.

Abstract: A method for purchasing a value item using near field communication (NFC) includes placing a NFC enabled data communication device of a buyer of the item in close proximity to a NFC enabled data communication device of a seller of the item, the devices being interoperable to establish a NFC communication link between the devices when placed in close proximity to each other, transferring a request for payment for the item from the seller's device to the buyer's device via the NFC link, and transmitting the payment request, together a buyer's authorization therefor, to a third party service provider via a network. In response to receipt of the transmission, the service provider transfers money in an amount equal to the purchase price of the item from a funding account of the buyer to a receiving account of the seller, and optionally, can send the parties a message confirming the transfer.

Abstract: A method for automated user information provision using an image includes requesting at least one user information image in response to receiving a user information form from a requesting entity over a network. The at least one user information image is received from a camera. The at least one user information image is analyzed using a processor to determine that the at least one user information image includes requested user information in at least one request section of the user information form. The requested user information is automatically provided into the at least one request section of the user information form. The user information form including the requested user information in the at least one request section is displayed on a display. The user information form may then be sent over the network to provide the requested user information to the requesting entity.

Abstract: A method for automated user information provision using an image includes requesting at least one user information image in response to receiving a user information form from a requesting entity over a network. The at least one user information image is received from a camera. The at least one user information image is analyzed using a processor to determine that the at least one user information image includes requested user information in at least one request section of the user information form. The requested user information is automatically provided into the at least one request section of the user information form. The user information form including the requested user information in the at least one request section is displayed on a display. The user information form may then be sent over the network to provide the requested user information to the requesting entity.

Abstract: A method for automated user information provision using an image includes requesting at least one user information image in response to receiving a user information form from a requesting entity over a network. The at least one user information image is received from a camera. The at least one user information image is analyzed using a processor to determine that the at least one user information image includes requested user information in at least one request section of the user information form. The requested user information is automatically provided into the at least one request section of the user information form. The user information form including the requested user information in the at least one request section is displayed on a display. The user information form may then be sent over the network to provide the requested user information to the requesting entity.

Abstract: Actual currency is shown displayed on a user device, where the currency represents an amount of money selected by the user. For example, if the user selects $86.21 for U.S. Dollars, the display will show four twenty dollar bills, one five dollar bill, one one dollar bill, two dimes, and one penny.

Abstract: A two step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled device of the sender. The device is then placed in contact with or close proximity to a recipient's device a first time, causing the sender's device to establish an NFC link between the two devices and to gather information relating to the recipient via the NFC link. The sender's device is then placed in contact with or close proximity to the recipient's device a second time, causing it to transmit the information relating to the transfer and the recipient to a third party service provider via another network, e.g., the Internet, thereby causing the service provider to transfer the money from an account of the sender to an account of the recipient.

Abstract: A one step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled data communication device of the sender and then placing the sender's device in close proximity to a NFC enabled data communication device of the recipient. The sender's device is operable when placed in contact with or close proximity to the recipient's device to 1) establish an NFC link between the two devices, 2) gather information relating to the recipient from the recipient's device via the NFC link, and 3) transmit the information relating to the transfer and the recipient to a third party service provider via another network, such as the Internet, and thereby cause the service provider to transfer the money from a funding account of the sender to a receiving account of the recipient.

Abstract: A method for purchasing a value item using near field communication (NFC) includes placing a NFC enabled data communication device of a buyer of the item in close proximity to a NFC enabled data communication device of a seller of the item, the devices being interoperable to establish a NFC communication link between the devices when placed in close proximity to each other, transferring a request for payment for the item from the seller's device to the buyer's device via the NFC link, and transmitting the payment request, together a buyer's authorization therefor, to a third party service provider via a network. In response to receipt of the transmission, the service provider transfers money in an amount equal to the purchase price of the item from a funding account of the buyer to a receiving account of the seller and sends the parties a message confirming the transfer.