Patents by Inventor Carl Larkin

Carl Larkin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7500616
    Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
    Type: Grant
    Filed: September 7, 2007
    Date of Patent: March 10, 2009
    Assignee: Xatra Fund MX, LLC
    Inventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
  • Publication number: 20080140580
    Abstract: The present invention discloses a system and methods for biometric security using hand geometry recognition biometrics in a transponder-reader system. The biometric security system also includes a hand geometry scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a hand geometry scan sensor. In another embodiment, the system includes a reader configured with a hand geometry scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing hand geometry scan samples to facilitate authorization of transactions.
    Type: Application
    Filed: January 31, 2008
    Publication date: June 12, 2008
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Patent number: 7366703
    Abstract: A system and method are disclosed for conducting electronic commerce such as a virtual purchase transaction with an on-line merchant. A user is provided with an intelligent token, such as a smart card containing a digital certificate. The intelligent token suitably authenticates with a wallet server on a network that conducts all or portions of the transaction on behalf of the user with out requiring changes to the merchant's server. The wallet server interacts with a security server of a selected financial service to provide authentication of the transaction. Upon authentication, the digital wallet pre-fills forms which are transmitted to the merchant who contacts the security server for validation of the forms and upon validation, completes the transaction with the user.
    Type: Grant
    Filed: January 4, 2001
    Date of Patent: April 29, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: William J. Gray, William G. Hohle, Carl Larkin, Lee J. Peart
  • Patent number: 7360689
    Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
    Type: Grant
    Filed: March 26, 2004
    Date of Patent: April 22, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
  • Publication number: 20080091602
    Abstract: A system and method are disclosed for conducting electronic commerce such as a virtual purchase transaction with an on-line merchant. A user is provided with an intelligent token, such as a smart card containing a digital certificate. The intelligent token suitably authenticates with a wallet server on a network that conducts all or portions of the transaction on behalf of the user with out requiring changes to the merchant's server. The wallet server interacts with a security server of a selected financial service to provide authentication of the transaction. Upon authentication, the digital wallet pre-fills forms which are transmitted to the merchant who contacts the security server for validation of the forms and upon validation, completes the transaction with the user.
    Type: Application
    Filed: December 12, 2007
    Publication date: April 17, 2008
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: William Gray, William Hohle, Carl Larkin, Lee Peart
  • Publication number: 20080046379
    Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
    Type: Application
    Filed: September 20, 2007
    Publication date: February 21, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20080033722
    Abstract: The present invention discloses a system and methods for biometric security using hand geometry recognition biometrics in a transponder-reader system. The biometric security system also includes a hand geometry scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a hand geometry scan sensor. In another embodiment, the system includes a reader configured with a hand geometry scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing hand geometry scan samples to facilitate authorization of transactions.
    Type: Application
    Filed: September 20, 2007
    Publication date: February 7, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20080021840
    Abstract: The present invention discloses system and methods for biometric security using hand geometry recognition biometrics in a transponder-reader system. The biometric security system also includes a hand geometry scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a hand geometry scan sensor. In another embodiment, the system includes a reader configured with a hand geometry scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing hand geometry scan samples to facilitate authorization of transactions.
    Type: Application
    Filed: September 20, 2007
    Publication date: January 24, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20080015941
    Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.
    Type: Application
    Filed: September 7, 2007
    Publication date: January 17, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20080016002
    Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.
    Type: Application
    Filed: September 7, 2007
    Publication date: January 17, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20080008359
    Abstract: The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.
    Type: Application
    Filed: September 21, 2007
    Publication date: January 10, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20080010161
    Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.
    Type: Application
    Filed: September 20, 2007
    Publication date: January 10, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20070296551
    Abstract: The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric sample and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on the databases.
    Type: Application
    Filed: September 6, 2007
    Publication date: December 27, 2007
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20070296544
    Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proferred biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.
    Type: Application
    Filed: September 7, 2007
    Publication date: December 27, 2007
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20070299783
    Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
    Type: Application
    Filed: September 7, 2007
    Publication date: December 27, 2007
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Publication number: 20070299782
    Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
    Type: Application
    Filed: September 7, 2007
    Publication date: December 27, 2007
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
  • Patent number: 7303120
    Abstract: The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.
    Type: Grant
    Filed: March 26, 2004
    Date of Patent: December 4, 2007
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Patent number: 7154375
    Abstract: A method for facilitating biometric security in a transponder-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.
    Type: Grant
    Filed: March 26, 2004
    Date of Patent: December 26, 2006
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Patent number: 7121471
    Abstract: The present invention discloses a system and methods for biometric security using DNA recognition biometrics in a transponder-reader system. The biometric security system also includes a DNA scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a DNA scan sensor. In another embodiment, the system includes a reader configured with a DNA scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing DNA scan samples to facilitate authorization of transactions.
    Type: Grant
    Filed: March 26, 2004
    Date of Patent: October 17, 2006
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Patent number: 7059531
    Abstract: The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a transponder-reader system. The biometric security system also includes a smellprint sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a smellprint sensor. In another embodiment, the system includes a reader configured with a smellprint sensor. In yet another embodiment, the present invention discloses methods for proffering and processing smellprint samples to facilitate authorization of transactions.
    Type: Grant
    Filed: March 26, 2004
    Date of Patent: June 13, 2006
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders