Patents by Inventor Carl Larkin
Carl Larkin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 7500616Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.Type: GrantFiled: September 7, 2007Date of Patent: March 10, 2009Assignee: Xatra Fund MX, LLCInventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
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Publication number: 20080140580Abstract: The present invention discloses a system and methods for biometric security using hand geometry recognition biometrics in a transponder-reader system. The biometric security system also includes a hand geometry scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a hand geometry scan sensor. In another embodiment, the system includes a reader configured with a hand geometry scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing hand geometry scan samples to facilitate authorization of transactions.Type: ApplicationFiled: January 31, 2008Publication date: June 12, 2008Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
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Patent number: 7366703Abstract: A system and method are disclosed for conducting electronic commerce such as a virtual purchase transaction with an on-line merchant. A user is provided with an intelligent token, such as a smart card containing a digital certificate. The intelligent token suitably authenticates with a wallet server on a network that conducts all or portions of the transaction on behalf of the user with out requiring changes to the merchant's server. The wallet server interacts with a security server of a selected financial service to provide authentication of the transaction. Upon authentication, the digital wallet pre-fills forms which are transmitted to the merchant who contacts the security server for validation of the forms and upon validation, completes the transaction with the user.Type: GrantFiled: January 4, 2001Date of Patent: April 29, 2008Assignee: American Express Travel Related Services Company, Inc.Inventors: William J. Gray, William G. Hohle, Carl Larkin, Lee J. Peart
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Patent number: 7360689Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.Type: GrantFiled: March 26, 2004Date of Patent: April 22, 2008Assignee: American Express Travel Related Services Company, Inc.Inventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
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Publication number: 20080091602Abstract: A system and method are disclosed for conducting electronic commerce such as a virtual purchase transaction with an on-line merchant. A user is provided with an intelligent token, such as a smart card containing a digital certificate. The intelligent token suitably authenticates with a wallet server on a network that conducts all or portions of the transaction on behalf of the user with out requiring changes to the merchant's server. The wallet server interacts with a security server of a selected financial service to provide authentication of the transaction. Upon authentication, the digital wallet pre-fills forms which are transmitted to the merchant who contacts the security server for validation of the forms and upon validation, completes the transaction with the user.Type: ApplicationFiled: December 12, 2007Publication date: April 17, 2008Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: William Gray, William Hohle, Carl Larkin, Lee Peart
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Publication number: 20080046379Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.Type: ApplicationFiled: September 20, 2007Publication date: February 21, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20080033722Abstract: The present invention discloses a system and methods for biometric security using hand geometry recognition biometrics in a transponder-reader system. The biometric security system also includes a hand geometry scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a hand geometry scan sensor. In another embodiment, the system includes a reader configured with a hand geometry scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing hand geometry scan samples to facilitate authorization of transactions.Type: ApplicationFiled: September 20, 2007Publication date: February 7, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20080021840Abstract: The present invention discloses system and methods for biometric security using hand geometry recognition biometrics in a transponder-reader system. The biometric security system also includes a hand geometry scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a hand geometry scan sensor. In another embodiment, the system includes a reader configured with a hand geometry scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing hand geometry scan samples to facilitate authorization of transactions.Type: ApplicationFiled: September 20, 2007Publication date: January 24, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20080015941Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.Type: ApplicationFiled: September 7, 2007Publication date: January 17, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20080016002Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.Type: ApplicationFiled: September 7, 2007Publication date: January 17, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20080008359Abstract: The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.Type: ApplicationFiled: September 21, 2007Publication date: January 10, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20080010161Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.Type: ApplicationFiled: September 20, 2007Publication date: January 10, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20070296551Abstract: The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric sample and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on the databases.Type: ApplicationFiled: September 6, 2007Publication date: December 27, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20070296544Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proferred biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.Type: ApplicationFiled: September 7, 2007Publication date: December 27, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20070299783Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.Type: ApplicationFiled: September 7, 2007Publication date: December 27, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Publication number: 20070299782Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.Type: ApplicationFiled: September 7, 2007Publication date: December 27, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders
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Patent number: 7303120Abstract: The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.Type: GrantFiled: March 26, 2004Date of Patent: December 4, 2007Assignee: American Express Travel Related Services Company, Inc.Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
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Patent number: 7154375Abstract: A method for facilitating biometric security in a transponder-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.Type: GrantFiled: March 26, 2004Date of Patent: December 26, 2006Assignee: American Express Travel Related Services Company, Inc.Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
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Patent number: 7121471Abstract: The present invention discloses a system and methods for biometric security using DNA recognition biometrics in a transponder-reader system. The biometric security system also includes a DNA scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a DNA scan sensor. In another embodiment, the system includes a reader configured with a DNA scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing DNA scan samples to facilitate authorization of transactions.Type: GrantFiled: March 26, 2004Date of Patent: October 17, 2006Assignee: American Express Travel Related Services Company, Inc.Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
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Patent number: 7059531Abstract: The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a transponder-reader system. The biometric security system also includes a smellprint sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a smellprint sensor. In another embodiment, the system includes a reader configured with a smellprint sensor. In yet another embodiment, the present invention discloses methods for proffering and processing smellprint samples to facilitate authorization of transactions.Type: GrantFiled: March 26, 2004Date of Patent: June 13, 2006Assignee: American Express Travel Related Services Company, Inc.Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders