Patents by Inventor Carlos M.R. Guimaraes

Carlos M.R. Guimaraes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Automated teller machine with virtual bank sharing
    Patent number: 8725641
    Abstract: An automated teller machine (ATM) which includes a plurality of peripherals including a user interface for interacting with a user providing user information; a plurality of virtual automated teller machines (VATMs) resident in the ATM, the VATMs networked to a plurality of financial institutions, each VATM capable of using its own ATM software application and capable of providing its own menu of banking options to the user; and an interface to communicate between the VATMs and the plurality of peripherals, receive the user information from the user interface, identify the user's financial institution, link the user with the user's financial institution through a selected VATM corresponding to the user's financial institution and provide the menu of banking options to the user as if the user were using an ATM dedicated to the user's financial institution.
    Type: Grant
    Filed: August 5, 2013
    Date of Patent: May 13, 2014
    Assignee: International Business Machines Corporation
    Inventors: Vlamir Bachrany, Tatiana C. da C. A. Blanco, Elcio R. Favare, Carlos M. R. Guimaraes, Eduardo J. B. de M. Joia, Joao A. de Almeida Neto, Alonso P. dos Santos, Igor R. dos Santos, Paul Sorelli
  • AUTOMATED TELLER MACHINE WITH VIRTUAL BANK SHARING
    Publication number: 20130325717
    Abstract: An automated teller machine (ATM) which includes a plurality of peripherals including a user interface for interacting with a user providing user information; a plurality of virtual automated teller machines (VATMs) resident in the ATM, the VATMs networked to a plurality of financial institutions, each VATM capable of using its own ATM software application and capable of providing its own menu of banking options to the user; and an interface to communicate between the VATMs and the plurality of peripherals, receive the user information from the user interface, identify the user's financial institution, link the user with the user's financial institution through a selected VATM corresponding to the user's financial institution and provide the menu of banking options to the user as if the user were using an ATM dedicated to the user's financial institution.
    Type: Application
    Filed: August 5, 2013
    Publication date: December 5, 2013
    Applicant: International Business Machines Corporation
    Inventors: Vlamir Bachrany, Tatiana C. da C.A. Blanco, Elcio R. Favare, Carlos M.R. Guimaraes, Eduardo J.B. de M. Joia, Joao A. de Almeida Neto, Alonso P. dos Santos, Igor R. dos Santos, Paul Sorelli
  • Automated teller machine with virtual bank sharing
    Patent number: 8510222
    Abstract: An automated teller machine (ATM) which includes a plurality of peripherals including a user interface for interacting with a user providing user information; a plurality of virtual automated teller machines (VATMs) resident in the ATM, the VATMs networked to a plurality of financial institutions, each VATM capable of using its own ATM software application and capable of providing its own menu of banking options to the user; and an interface to communicate between the VATMs and the plurality of peripherals, receive the user information from the user interface, identify the user's financial institution, link the user with the user's financial institution through a selected VATM corresponding to the user's financial institution and provide the menu of banking options to the user as if the user were using an ATM dedicated to the user's financial institution.
    Type: Grant
    Filed: October 14, 2011
    Date of Patent: August 13, 2013
    Assignee: International Business Machines Corporation
    Inventors: Vlamir Bachrany, Tatiana C. da C. A. Blanco, Elcio R. Favare, Carlos M. R. Guimaraes, Eduardo J. B. de M. Joia, Joao A. de Almeida Neto, Alonso P. dos Santos, Igor R. dos Santos, Paul Sorelli
  • AUTOMATED TELLER MACHINE WITH VIRTUAL BANK SHARING
    Publication number: 20130097077
    Abstract: An automated teller machine (ATM) which includes a plurality of peripherals including a user interface for interacting with a user providing user information; a plurality of virtual automated teller machines (VATMs) resident in the ATM, the VATMs networked to a plurality of financial institutions, each VATM capable of using its own ATM software application and capable of providing its own menu of banking options to the user ; and an interface to communicate between the VATMs and the plurality of peripherals, receive the user information from the user interface, identify the user's financial institution, link the user with the user's financial institution through a selected VATM corresponding to the user's financial institution and provide the menu of banking options to the user as if the user were using an ATM dedicated to the user's financial institution.
    Type: Application
    Filed: October 14, 2011
    Publication date: April 18, 2013
    Applicant: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Vlamir Bachrany, Tatiana C. da C.A. Blanco, Elcio R. Favare, Carlos M.R. Guimaraes, Eduardo J.B. de M. Joia, Joao A. de Almeida Neto, Alonso P. dos Santos, Igor R. dos Santos, Paul Sorelli