Abstract: In a first aspect of the invention, there is a computer-implemented method including: training, by a computing device, a machine learning (ML) model on a financial data set comprising data on financial behavior applicable to repaying debts; entering, by a computing device, an interaction with a user regarding renegotiating a debt; and generating, by the computing device, a proposed payment plan for the debt, based on user data of the user, and using the ML model trained on the financial data set.

Abstract: Energy harvesting system for harvesting electric energy from a power cable including a power cable having at least one core that includes in a radial direction: an electric conductor; an insulation system surrounding the electric conductor comprising at least an insulating layer; a ground shield surrounding the insulation system; and at least one insulated metallic electrode positioned between the electric conductor and the ground shield. At least a part of an outer surface of the at least one insulated metallic electrode is not in direct contact with the ground shield. The at least one insulated metallic electrode is spaced from the electric conductor.

Abstract: The present invention refers to an inventive solution that offers a significant benefit to the agricultural sector, with abroad spectrum of application, as an aid in the cultivation of all sorts of plants of agricultural interest, with a greater objective of promoting the enhancement of herbicide efficiency regarding weeds, for which purpose a composition was devised comprising a first herbicide belonging to the group whose mechanism of action acts as a photosystem II inhibitor and a second herbicide belonging to the group whose mechanism of action acts as an inhibitor of the enzyme protoporphyrinogen oxidase which together enhance their respective mechanisms of action and consequently increase their efficiency in the eradication of weeds. Furthermore, the present invention refers to the use of this composition for the preparation of a herbicide product and the method of application of said composition for combating weeds.

Abstract: A multimode optical fiber for continuous transmission of electromagnetic radiation at high power, wherein the fiber defines a fiber axis and includes a core and a cladding surrounding the core, and wherein the multimode optical fiber is a multimode graded-index fiber, the refraction index profile in the fiber essentially following formula (1): n ? ( r ) = { n 1 ? [ 1 - 2 ? ( r a ) g ? ? ] 1 ? / ? 2 , r < a n 2 , r > a ( 1 ) ? = n 1 2 - n 2 2 2 ? n 1 2 ( A ) NA = n 1 2 - n 2 2 ( B ) where ? is formula (A), r is the distance from the fiber axis, n(r) is the nominal refractive index as a function of distance from the fiber axis, n1 is the nominal refractive index on the axis of the fiber, n2 is the refractive index of the cladding, a is the core radius, and g is a parameter that defines the shape of the profile, where the core diameter 2a is between 90 UM and 190 ?M, the parameter g is between 1.

Abstract: A multimode optical fiber for continuous transmission of electromagnetic radiation at high power, wherein the fiber defines a fiber axis and includes a core and a cladding surrounding the core, and wherein the multimode optical fiber is a multimode graded-index fiber, the refraction index profile in the fiber essentially following formula (1): n ? ( r ) = { n 1 ? [ 1 - 2 ? ( r a ) g ? ? ] 1 ? / ? 2 , r < a n 2 , r > a ( 1 ) ? = n 1 2 - n 2 2 2 ? n 1 2 ( A ) NA = n 1 2 - n 2 2 ( B ) where ? is formula (A), r is the distance from the fiber axis, n(r) is the nominal refractive index as a function of distance from the fiber axis, n1 is the nominal refractive index on the axis of the fiber, n2 is the refractive index of the cladding, a is the core radius, and g is a parameter that defines the shape of the profile, where the core diameter 2a is between 90 UM and 190 ?M, the parameter g is between 1.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for transaction queuing. In some embodiments, a system is configured to: receive information associated with an intended transaction, wherein a user will execute the intended transaction at a facility at a user-defined time; determine preliminary work associated with the intended transaction that can be performed prior to the user-defined time; and perform the preliminary work associated with the intended transaction. The preliminary work is placed on a transaction queue until the user arrives at the facility.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for transaction queuing. In some embodiments, a system is configured to: receive information associated with an intended transaction, wherein a user will execute the intended transaction at a facility at a user-defined time; determine preliminary work associated with the intended transaction that can be performed prior to the user-defined time; and perform the preliminary work associated with the intended transaction. The preliminary work is placed on a transaction queue until the user arrives at the facility.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for transaction queuing. In some embodiments, a system is configured to: receive information associated with an intended transaction, wherein a user will execute the intended transaction at a facility at a user-defined time; determine preliminary work associated with the intended transaction that can be performed prior to the user-defined time; and perform the preliminary work associated with the intended transaction. The preliminary work is placed on a transaction queue until the user arrives at the facility.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for transaction queuing. In some embodiments, a system is configured to: receive information associated with an intended transaction, wherein a user will execute the intended transaction at a facility at a user-defined time; determine preliminary work associated with the intended transaction that can be performed prior to the user-defined time; and perform the preliminary work associated with the intended transaction. The preliminary work is placed on a transaction queue until the user arrives at the facility.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for transaction queuing. In some embodiments, a system is configured to: receive information associated with an intended transaction, wherein a user will execute the intended transaction at a facility at a user-defined time; determine preliminary work associated with the intended transaction that can be performed prior to the user-defined time; and perform the preliminary work associated with the intended transaction. The preliminary work is placed on a transaction queue until the user arrives at the facility.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for providing post-transaction service. In some embodiments, a system is configured to: determine a user has exited a facility after performing a transaction at the facility, wherein the user has a mobile device, wherein the user executed the transaction at the facility with assistance of an agent at the facility; and communicate with the mobile device to provide a post-transaction service to the user, the post-transaction service comprising providing a communication channel to establish contact with the agent who assisted the user at the facility. The invention enables provision of a personalized transaction service to the user.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for identifying a user at a facility. In some embodiments, a system is configured to: determine a user has entered a facility or is a predetermined distance from the facility, wherein the user has a mobile device; communicate with the mobile device to identify the user; access information associated with the user, the information comprising information associated with the user's account; and perform an action based on identifying the user.

Abstract: A cable having twisted metallic conductors for use in digital systems. Twisted metallic conductor cable with high electrical performance for use in digital systems formed by a bundled array of insulated metallic conductors of thermoplastic material sheathed in a protective banding and by a metallic shielding and finally by a protective cover. The cable uses simultaneously a series of pitches having a maximum and minimum value between 10 and 80 mm and a conductor insulation with a thickness from 2.0 to 2.2 times the conductor diameter for a dielectric constant of 1.87. The combination of the special sequence of pitches and an adequate insulation thickness provides a decrease in attenuation and an improvement concerning the problem of cross talk in digital data transmission.