Patents by Inventor Carlos W. Wilkinson

Carlos W. Wilkinson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • ON-LINE LOAN PROCESS AND SYSTEM
    Publication number: 20240070773
    Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.
    Type: Application
    Filed: October 16, 2023
    Publication date: February 29, 2024
    Applicant: UIPCO, LLC
    Inventor: Carlos W. Wilkinson
  • On-line loan process and system
    Patent number: 11842390
    Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.
    Type: Grant
    Filed: October 5, 2020
    Date of Patent: December 12, 2023
    Assignee: UIPCO, LLC
    Inventor: Carlos W. Wilkinson
  • On-line loan process and system
    Patent number: 10846792
    Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.
    Type: Grant
    Filed: January 11, 2017
    Date of Patent: November 24, 2020
    Assignee: UIPCO, LLC
    Inventor: Carlos W. Wilkinson