Abstract: A method for executing and evaluating financial services technology solutions in a secured testing environment during a regulatory approval process includes receiving, by a first computing device, via a user interface, a regulatory process application from a second computing device. The first computing device receives an application programming interface call providing an instruction for use in executing, within a secured testing environment, a software application identified within the regulatory process application. The first computing device executes the software application within the secured testing environment. The first computing device provides access to the software application executing within the secured testing environment to a user of a third computing device, during at least one phase of a regulatory approval process. The first computing device receives a result of the at least one phase of the regulatory approval process.

Abstract: A method for implementing, within a blockchain platform having at least one anti-money laundering rule, pseudo-anonymous and confidential transaction processing for digital currency issued by a central bank includes receiving, by a digital wallet application executing on a computing device of a first user, from a server maintained by a central bank and maintaining a private blockchain network with at least one AML rule, an identification of a digital wallet provisioned for the first user. The method includes executing, by the digital wallet application, at least one transaction involving digital currency of the first user. The method includes retrieving, by the server, an enumeration of flagged transactions executed by the digital wallet application in association with the digital wallet and recorded in the private blockchain network, the enumeration of flagged transactions identifying transactions that violate the at least one AML rule and excluding the encrypted data.

Abstract: A method for executing and evaluating financial services technology solutions in a secured testing environment during a regulatory approval process includes receiving, by a first computing device, via a user interface, a regulatory process application from a second computing device. The first computing device receives an application programming interface call providing an instruction for use in executing, within a secured testing environment, a software application identified within the regulatory process application. The first computing device executes the software application within the secured testing environment. The first computing device provides access to the software application executing within the secured testing environment to a user of a third computing device, during at least one phase of a regulatory approval process. The first computing device receives a result of the at least one phase of the regulatory approval process.

Abstract: A method for the modification of a balance associated with a blockchain account on a plurality of cross-border digital currency (CBDC) systems includes establishing, by a CBDC system, via an integrated, Application Programming Interfaced-based, digital currency integrator mechanism, a peer-to-peer bi-lateral payment agreement with a fiat-based account. The method includes assigning, by the CBDC system, to a user application, a token in a blockchain. The method includes receiving, by a messaging layer integrated into the CBDC system, from the user application, an identification of a request for a banking transaction and an identification of the token. The method includes executing, by the CBDC system, in the blockchain, a smart contract transaction associated with the banking transaction.