Patents by Inventor Carmen L. Sharp

Carmen L. Sharp has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140288977
    Abstract: A computer receives rating information relating to proposed issuance of an insurance policy endorsement. The rating information relates to a proposed insured that employs a number of employees. The computer processes the rating information to generate a premium amount to be charged for the insurance policy endorsement. The endorsement is then issued. The endorsement may provide reimbursement to the insured for losses incurred by the insured arising from absence from work by one or more of the employees.
    Type: Application
    Filed: June 5, 2014
    Publication date: September 25, 2014
    Inventors: Kelly J. McLaughlin, Jonathan Kaleb Adams, Christopher D. Rice, Carmen L. Sharp
  • Publication number: 20140278566
    Abstract: A system and method for workers' compensated risk analysis. The method comprising transmitting standard workers' compensation questions to a user device, receiving a response to the set of standard workers' compensation, selecting a set of supplemental questions based on the received responses to the set of standard workers' compensation questions and transmitted the set of supplemental questions to the user device, receiving a response to the set of supplemental questions and generating a risk score for workers' compensation insurance based on at least the responses to the standard questions and the supplemental questions.
    Type: Application
    Filed: March 15, 2013
    Publication date: September 18, 2014
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Kelly J. McLaughlin, Carmen L. Sharp, Steven M. Byam, Sheila Marie Fanous Migliozzi, William B. Sullivan
  • Patent number: 8775307
    Abstract: A computer receives rating information relating to proposed issuance of an insurance policy endorsement. The rating information relates to a proposed insured that employs a number of employees. The computer processes the rating information to generate a premium amount to be charged for the insurance policy endorsement. The endorsement is then issued. The endorsement may provide reimbursement to the insured for losses incurred by the insured arising from absence from work by one or more of the employees.
    Type: Grant
    Filed: July 21, 2010
    Date of Patent: July 8, 2014
    Assignee: Hartford Fire Insurance Company
    Inventors: Kelly J. McLaughlin, Jonathan Kaleb Adams, Christopher D. Rice, Carmen L. Sharp
  • Publication number: 20140114704
    Abstract: According to some embodiments, a workers' compensation insurance premium may be calculated for a workers' compensation insurance policy covering a group of employees employed by an employer. Moreover, supplemental bundled insurance premiums may be calculated for each employee to provide individual, supplemental bundled insurance policies. The supplemental bundled insurance premiums may be contingent upon the employer's agreement to pay the workers' compensation insurance premium. By way of examples, the supplemental bundled insurance policies might be associated with one or more of short term disability insurance, long term disability insurance, accidental death insurance, accidental disability insurance and/or hospital accident insurance.
    Type: Application
    Filed: December 31, 2013
    Publication date: April 24, 2014
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Bradley D. Molinsky, Damien D. Balazs, Gordon Hui, Carmen L. Sharp
  • Patent number: 8655686
    Abstract: According to some embodiments, a workers' compensation insurance premium may be calculated for a workers' compensation insurance policy covering a group of employees employed by an employer. Moreover, supplemental bundled insurance premiums may be calculated for each employee to provide individual, supplemental bundled insurance policies. The supplemental bundled insurance premiums may be contingent upon the employer's agreement to pay the workers' compensation insurance premium. By way of examples, the supplemental bundled insurance policies might be associated with one or more of short term disability insurance, long term disability insurance, accidental death insurance, accidental disability insurance and/or hospital accident insurance.
    Type: Grant
    Filed: October 24, 2011
    Date of Patent: February 18, 2014
    Assignee: Hartford Fire Insurance Company
    Inventors: Bradley D. Molinsky, Damien D. Balazs, Gordon Hui, Carmen L. Sharp
  • Publication number: 20130103428
    Abstract: According to some embodiments, a workers' compensation insurance premium may be calculated for a workers' compensation insurance policy covering a group of employees employed by an employer. Moreover, supplemental bundled insurance premiums may be calculated for each employee to provide individual, supplemental bundled insurance policies. The supplemental bundled insurance premiums may be contingent upon the employer's agreement to pay the workers' compensation insurance premium. By way of examples, the supplemental bundled insurance policies might be associated with one or more of short term disability insurance, long term disability insurance, accidental death insurance, accidental disability insurance and/or hospital accident insurance.
    Type: Application
    Filed: October 24, 2011
    Publication date: April 25, 2013
    Inventors: Bradley D. Molinsky, Damien D. Balazs, Gordon Hui, Carmen L. Sharp
  • Publication number: 20120022894
    Abstract: A computer receives rating information relating to proposed issuance of an insurance policy endorsement. The rating information relates to a proposed insured that employs a number of employees. The computer processes the rating information to generate a premium amount to be charged for the insurance policy endorsement. The endorsement is then issued. The endorsement may provide reimbursement to the insured for losses incurred by the insured arising from absence from work by one or more of the employees.
    Type: Application
    Filed: July 21, 2010
    Publication date: January 26, 2012
    Inventors: Kelly J. McLaughlin, Jonathan Kaleb Adams, Christopher D. Rice, Carmen L. Sharp