Abstract: A computer-implemented method includes receiving loan requests, including a loan amount and loan attributes, from a plurality of borrowers. The method further includes managing a bank account for an account holder, including processing transactions for the bank account. The method further includes managing a lending account for the account holder. Managing the lending account includes: associating the bank account of the account holder with the lending account, receiving transaction history data from the bank account of the account holder, analyzing financial health (e.g., a loan capacity) of the account holder based on the transaction history data, identifying a loan request to the account holder based on the loan amount and loan attributes of the loan requests and the financial health of the account holder, receiving a selection of the loan request; and facilitating a loan between the account holder and the borrower of the loan request.

Abstract: Systems, methods, and apparatuses for tracking and monitoring a transaction card are provided. A method includes receiving a control parameter indicative of normal operation of a transaction card; acquiring operational data regarding operation and usage of the transaction card; comparing the operational data to the control parameter; responsive to the comparison, determining one of normal operation and non-normal operation of the transaction card; and, causing at least one response based on the determination, the at least one response structured to notify a user associated with the transaction card of the determination.