Abstract: One embodiment relates to a computing system. The computing system includes a risk analysis circuit. The risk analysis circuit is configured to simulate a plurality of investment outcomes. The risk analysis circuit is configured to display at least one augmented reality or virtual reality depiction of at least one of the plurality of investment outcomes via a display device. The risk analysis circuit is configured to monitor a reaction of a user to the displayed augmented reality or virtual reality depictions. The risk analysis circuit is configured to generate a user reaction score based on the reaction of the user. The risk analysis circuit is configured to generate an overall score for each of the plurality of investment outcomes by weighing the user reaction score and investment outcome.

Abstract: One embodiment relates to a financial institution computing system. The financial institution computing system includes a network circuit enabling the financial institution computing system to exchange information over a network and a risk analysis circuit. The risk analysis circuit is configured to receive user information, simulate a plurality of investment outcomes for a first investment risk level based on the received user information, display at least one augmented reality or virtual reality depiction of at least one of the investment outcomes via a display device, monitor a reaction of the user to each displayed augmented reality or virtual reality depiction, and select an investment strategy for the user based on the reactions of the user.

Abstract: One embodiment relates to a financial institution computing system. The financial institution computing system includes a network circuit enabling the financial institution computing system to exchange information over a network and a risk analysis circuit. The risk analysis circuit is configured to receive user information, simulate a plurality of investment outcomes for a first investment risk level based on the received user information, display at least one augmented reality or virtual reality depiction of at least one of the investment outcomes via a display device, monitor a reaction of the user to each displayed augmented reality or virtual reality depiction, and select an investment strategy for the user based on the reactions of the user.

Abstract: A provider computing system includes a processing circuit, a network interface structured to facilitate data communication via a network, and a database structured to store information associated with transactions and accounts held by an institution associated with the provider computing system. The processing circuit is structured to collect user data relating to a group of users, wherein the collected user data relates to a pooled investment vehicle having a number of investment products for generating income. The processing circuit is further structured to transform the collected data to a data format corresponding to a statistical analysis model, determine whether a critical mass threshold value is exceeded, apply the statistical analysis model to the transformed data for determining a recommended investment decision in response to determining that the critical mass threshold value is exceeded, and generate a user interface configured to provide information relating to the recommended investment decision.