Abstract: A remote purchase controller for a remote purchase electronic payment account has absolute or periodic limits associated with one or more authorized account users. When a remote purchase transaction would exceed the available limit for a requesting user, including any associated over-draft margin, some form of override of the limit is sought, such as by direct override approval or by allocation of at least a portion of the remote purchase transaction amount against another user's limit. If the limit remains, the remote purchase transaction is held until the beginning of a next period, when the transaction may be either automatically executed or submitted for reapproval by the requesting user.

Abstract: For use in an audio playback device capable of recording and playing audio selections, there is disclosed a system and method for recording and playing audio selections in response to user instructions. The system comprises an audio selection controller that is capable of receiving user instructions to record audio selections, identifying audio selections, and recording audio selections on a storage device. The system determines how many times an audio selection is authorized to be played. An audio selection that is not authorized to be played is deleted from the storage device or disabled from playing until an authorization to play the audio selection is received. The system is capable of responding to user instructions to increase or decrease the number of times a particular audio selection is to be played.