Abstract: A method and system are disclosed that provides efficient interventions based on unique collection strategies and the priorities of such interventions. The system also provides the expected time for payment. The interventions are generated on an individual debtor basis to improve the efficiency and success of collecting delinquent debts. A profile is determined for each debtor based on historical data that provides the most efficient collection strategy and the optimal priorities of interventions and the likelihood of the delinquent debtors paying by paying by a predicted time The debt collection strategy is based on data analytics of data from different sources including information about the debtor assets, the debtor's financial profile and the debtor's communication habits. This data is fed into a predictive model that is scalable and is used to generate a web-based report on each individual debtor to provide an improved and more efficient collection strategy for collecting delinquent debts.

Abstract: Systems, device configurations, and processes for a server to receive, from a user interface (UI) on a client, a request to generate a list from a selection of: an objective, vocabulary item, and/or grammar point mapped to a range of competency scores, and an audience. The server then selects data records storing data for the objective, vocabulary item or grammar point. The server then renders, for transmission and display on the client, a user interface control including a list of data for the objective, grammar point, and/or vocabulary item.

Abstract: A process for producing a metal oxide powder comprising: providing a precursor solution or dispersion containing a metal complex; spraying the precursor solution on to a heated substrate in the presence of water, thereby depositing material on the substrate; drying the deposited material; and removing the deposited material from the substrate to produce the metal oxide powder.

Abstract: Systems, device configurations, and processes for a server to receive, from a user interface (UI) on a client, a request to generate a list from a selection of: an objective, vocabulary item, and/or grammar point mapped to a range of competency scores, and an audience. The server then selects data records storing data for the objective, vocabulary item or grammar point. The server then renders, for transmission and display on the client, a user interface control including a list of data for the objective, grammar point, and/or vocabulary item.

Abstract: A process for producing a metal oxide film comprising: providing a precursor solution or dispersion containing a metal complex; spraying the precursor solution on to a heated substrate in the presence of water, thereby depositing material on the substrate; and drying the deposited material, thereby producing the metal oxide film.

Abstract: A process for producing a metal oxide powder comprising: providing a precursor solution or dispersion containing a metal complex; spraying the precursor solution on to a heated substrate in the presence of water, thereby depositing material on the substrate; drying the deposited material; and removing the deposited material from the substrate to produce the metal oxide powder.

Abstract: Systems, device configurations, and processes for a server to receive, from a user interface (UI) on a client, a request to generate a list from a selection of: an objective, vocabulary item, and/or grammar point mapped to a range of competency scores, and an audience. The server then selects data records storing data for the objective, vocabulary item or grammar point. The server then renders, for transmission and display on the client, a user interface control including a list of data for the objective, grammar point, and/or vocabulary item.