Patents by Inventor Cecile Berta

Cecile Berta has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for bill payment with dynamic loan capacity
    Patent number: 10643277
    Abstract: A system may detect an outstanding account of a borrower having an outstanding amount. The system may also display a loan-request interface associated with the outstanding account with the loan-request interface activated in response to the outstanding amount being within the dynamically calculated loan capacity. The system may receive an input via the loan-request interface to request a loan based on the outstanding amount. A request for the loan may be transmitted in response to the input.
    Type: Grant
    Filed: March 16, 2016
    Date of Patent: May 5, 2020
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Cecile Berta, Mehdi Esmail, Manish Gupta, Malerie Luciano, Houman Motaharian, Art Ricciardi, Aparna Sarin, Brett Sussman, Fernando Valdes
  • SYSTEMS AND METHODS FOR BILL PAYMENT WITH DYNAMIC LOAN CAPACITY
    Publication number: 20170270603
    Abstract: A system may detect an outstanding account of a borrower having an outstanding amount. The system may also display a loan-request interface associated with the outstanding account with the loan-request interface activated in response to the outstanding amount being within the dynamically calculated loan capacity. The system may receive an input via the loan-request interface to request a loan based on the outstanding amount. A request for the loan may be transmitted in response to the input.
    Type: Application
    Filed: March 16, 2016
    Publication date: September 21, 2017
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Cecile Berta, Mehdi Esmail, Manish Gupta, Malerie Luciano, Houman Motaharian, Art Ricciardi, Aparna Sarin, Brett Sussman, Fernando Valdes