Patents by Inventor Cerf Stanford Ross, II

Cerf Stanford Ross, II has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CREDIT SERVICES ORGANIZATION TRANSACTIONS
    Publication number: 20150262293
    Abstract: A system and associated methodology are described for staging universal CSO transactions to facilitate loans from lenders to consumers by receiving at a CSO a promise-to-pay record, credit extension agreement and separate personal property asset from a consumer in support of issuing a guaranty of repayment to a lender, and then processing payments from the consumer to obtain payment of principal, interest, and a CSO transaction fee either from consumer payments or from the separate personal property asset upon payment default.
    Type: Application
    Filed: May 11, 2015
    Publication date: September 17, 2015
    Inventor: Cerf Stanford Ross, II
  • CREDIT SERVICES ORGANIZATION TRANSACTIONS
    Publication number: 20140012736
    Abstract: A system and associated methodology are described for staging universal CSO transactions to facilitate loans from lenders to consumers by receiving at a CSO a promise-to-pay record, credit extension agreement and separate personal property asset from a consumer in support of issuing a guaranty of repayment to a lender, and then processing payments from the consumer to obtain payment of principal, interest, and a CSO transaction fee either from consumer payments or from the separate personal property asset upon payment default.
    Type: Application
    Filed: July 3, 2013
    Publication date: January 9, 2014
    Inventor: Cerf Stanford Ross, II