Patents by Inventor Cesar Espinoza
Cesar Espinoza has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10853814Abstract: Systems and methods are provided for monitoring attendance of people at organizer events, via payment networks, based on authorization messages generated in connection with such attendance. One exemplary method includes identifying an authorization message as an attendance message based on a program code included in the authorization message, where the authorization message further includes an organizer identifier indicative of an organizer associated with a location of the attendance. The method also includes identifying a person associated with the attendance based on the authorization message, and appending an attendance entry to an attendance profile associated with the person, based on the authorization message, whereby an incentive associated with the attendance of the person at the organizer is able to be allocated.Type: GrantFiled: April 3, 2017Date of Patent: December 1, 2020Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Cesar Espinoza, Michelle Rubio, Matias Sevi, Oscar A. Jimenez
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Publication number: 20180285873Abstract: Systems and methods are provided for monitoring attendance of people at organizer events, via payment networks, based on authorization messages generated in connection with such attendance. One exemplary method includes identifying an authorization message as an attendance message based on a program code included in the authorization message, where the authorization message further includes an organizer identifier indicative of an organizer associated with a location of the attendance. The method also includes identifying a person associated with the attendance based on the authorization message, and appending an attendance entry to an attendance profile associated with the person, based on the authorization message, whereby an incentive associated with the attendance of the person at the organizer is able to be allocated.Type: ApplicationFiled: April 3, 2017Publication date: October 4, 2018Inventors: Cesar Espinoza, Michelle Rubio, Matias Sevi, Oscar A. Jimenez
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Publication number: 20180247465Abstract: A method includes storing at least three mutually different transit terminal transaction protocols in a server computer. A first request is received from a mobile device. In response to the request, a first one of the transit terminal transaction protocols is downloaded from the server computer to the mobile device. A second request is received from the mobile device. In response to the second request, a second one of the transit terminal transaction protocols is downloaded from the server computer to the mobile device.Type: ApplicationFiled: February 28, 2017Publication date: August 30, 2018Inventors: Felipe Lopez Alaniz, Jorge Martin Zamora, Cesar Espinoza, Javier Krysztal
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Publication number: 20160364726Abstract: Systems and methods are provided for processing transactions made at various merchants to payment accounts issued by other different merchants. One exemplary method generally includes receiving a charge request from a first merchant, relating to a transaction for a product at the first merchant between the first merchant and a consumer, where the charge request includes an identifier associated with a payment account used by the consumer in the transaction and issued by a second merchant. The method also generally includes determining, at a computing device, based on the identifier, a uniform account number (UAN) for the payment account where the UAN is unique to the payment account and defining a format different than a format of the identifier, and then causing, based on the determined UAN, a balance of the payment account to be altered.Type: ApplicationFiled: June 9, 2015Publication date: December 15, 2016Inventors: Ariel Lopez, César Espinoza, Carlos Zuluaga
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Publication number: 20140214677Abstract: A service provider computer receives a request for a transfer of a remittance amount from a sender's payment card account to a recipient without an account. The service provider computer transmits a transaction authorization request and a hold on the sender's payment card account for the remittance amount via a payment card system to the sender's financial institution (FI), receives transaction request approval, and establishes a transaction data record. The service provider computer then transmits the transaction identification code to the sender, receives a transaction identification code and a transaction data record validity request from a receiving FI, provides the transaction data record, and receives the transaction identification code and a newly issued recipient payment card account number from the receiving FI.Type: ApplicationFiled: March 27, 2014Publication date: July 31, 2014Applicant: MasterCard International IncorporatedInventors: Shawn Hagmeier, Mark Wiesman, César Espinoza, Miguel Cintron
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Patent number: 8706633Abstract: A service provider computer receives a request for a transfer of funds from a sender to a recipient. The service provider computer makes a data record about the transaction available to a receiving financial institution. The receiving financial institution receives a visit from the recipient, issues a new payment card account to the recipient, and communicates the account number for the new account to the service provider computer. The service provider computer initiates a payment transaction in a payment card system to route the requested funds transfer from a payment card account belonging to the sender to the newly issued payment card account for the recipient.Type: GrantFiled: November 5, 2010Date of Patent: April 22, 2014Assignee: Mastercard International IncorporatedInventors: Shawn Hagmeier, Mark Wiesman, César Espinoza, Miguel Cintron
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Publication number: 20120116970Abstract: A service provider computer receives a request for a transfer of funds from a sender to a recipient. The service provider computer makes a data record about the transaction available to a receiving financial institution. The receiving financial institution receives a visit from the recipient, issues a new payment card account to the recipient, and communicates the account number for the new account to the service provider computer. The service provider computer initiates a payment transaction in a payment card system to route the requested funds transfer from a payment card account belonging to the sender to the newly issued payment card account for the recipient.Type: ApplicationFiled: November 5, 2010Publication date: May 10, 2012Inventors: Shawn Hagmeier, Mark Wiesman, César Espinoza, Miguel Cintron
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Patent number: 4813105Abstract: A wire bundle or cable clamp primarily adapted for use in the aviation industry is disclosed. The clamp includes a flexible strap having a serrated portion and a strap receiving member on which a pawl having a lever portion and a complementary serrated portion is mounted, with the serrated portion being biased against the strap when a first end of the strap is inserted into and through the strap receiving member. The strap includes an enlarged head at the second end and the strap receiving member includes an opening on one side thereof to receive and hold the enlarged head of the strap when it is inserted in a direction perpendicular to a plane formed by the central axis of the strap when the strap extends around a wire bundle or the like so that the enlarged portion of the strap may be looped around the wire bundle and then inserted into the strap receiving member while the other end is secured in the strap receiving member by the pawl.Type: GrantFiled: February 6, 1984Date of Patent: March 21, 1989Assignee: Hollingsead International, Inc.Inventor: Cesar Espinoza
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Patent number: 4549602Abstract: A rack assembly for mounting one or more plug-in type electronic/electrical modules in an aircraft or the like. The assembly provides mechanical isolation to the modules by way of at least two resilient strips positioned on opposite sides of the shelf on which the modules are mounted. The assembly further includes an air plenum disposed adjacent the underside of the shelf for providing cooling air to the modules. The mechanism for providing mechanical isolation performs the additional function of forming part of the plenum. This dual function feature minimizes the amount of space consumed by the disclosed rack assembly.Type: GrantFiled: March 28, 1983Date of Patent: October 29, 1985Assignee: Hollingsead International, Inc.Inventor: H. Cesar Espinoza
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Patent number: 4510650Abstract: A wire bundle or cable clamp primarily adapted for use in the aviation industry is disclosed. The clamp includes a flexible strap having a serrated portion and a strap receiving member to which the strap is mounted onto the strap receiving member and is biased to engage the serrations of the strap. The strap includes an enlarged head at one end and the strap receiving member includes an opening on one side thereof to receive and hold the enlarged head of the strap when it is inserted in a direction perpendicular to a plane formed by the central axis of the strap when the strap extends around a wire bundle or the like so that the enlarged portion of the strap may be looped around the wire bundle and then inserted into the strap receiving member while the other end is secured in the strap receiving member by the pawl. The free end of the strap extending beyond the pawl may then be grasped and pulled to tighten the strap around the wire bundle.Type: GrantFiled: December 28, 1983Date of Patent: April 16, 1985Assignee: Hollingsead International, Inc.Inventor: Cesar Espinoza
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Patent number: 4458385Abstract: A wire bundle or cable clamp primarily adapted for use in the aviation industry is disclosed. The clamp includes a flexible strap having a serrated portion and a strap receiving member to which the strap is removably mounted. A pawl including a serrated plate is pivotally mounted to the strap receiving member, and is biased to permanently but reversibly engage the serrations of the strap which is looped around an object such as a cable, wire bundle or the like.Type: GrantFiled: May 20, 1982Date of Patent: July 10, 1984Assignee: Hollingsead International, Inc.Inventor: Cesar Espinoza