Abstract: The various embodiments described herein include methods, devices, and systems for identifying users. In one aspect, a method includes (1) receiving from a server a request to identify a user; (2) in response to the identification request, sending a request for encoded image data corresponding to one or more features of the first user, the request specifying a particular encoding for the image data; (3) receiving encoded image data corresponding to the one or more features of the first user; (4) obtaining stored image data for an authorized user corresponding to one or more features of the authorized user; (5) determining whether the first user is the authorized user based on a comparison of the received encoded image data and the stored image data; and (6) providing to the remote server an identification indicator based on the determination of whether the first user is the authorized user.

Abstract: The various embodiments described herein include methods, devices, and systems for identifying users. In one aspect, a method includes (1) receiving from a server a request to identify a user; (2) in response to the identification request, sending a request for encoded image data corresponding to one or more features of the first user, the request specifying a particular encoding for the image data; (3) receiving encoded image data corresponding to the one or more features of the first user; (4) obtaining stored image data for an authorized user corresponding to one or more features of the authorized user; (5) determining whether the first user is the authorized user based on a comparison of the received encoded image data and the stored image data; and (6) providing to the remote server an identification indicator based on the determination of whether the first user is the authorized user.

Abstract: Systems, methods and devices described herein enable improved identity verification during online financial transactions. In particular, the features of various implementations are used to enable identity verification of account holders of credit cards, debit cards, and other payment instruments during online transactions. For example, in some implementations systems, methods and devices are operable to compare one or more encoded and/or encrypted images of facial features obtained upon activation of the payment instrument or security measures with one or more encoded and/or encrypted images of facial features obtained during a subsequent online transaction to verify that the individual offering the payment instrument as a form of payment is the true and authorized user of the payment instrument. Additionally and/or alternatively, a voice print record and/or location information may be combined with the use of the encoded and/or encrypted images to provide additional security.

Abstract: Systems, methods and devices described herein enable improved identity verification during online financial transactions. In particular, the features of various implementations are used to enable identity verification of account holders of credit cards, debit cards, and other payment instruments during online transactions. For example, in some implementations systems, methods and devices are operable to compare one or more encoded and/or encrypted images of facial features obtained upon activation of the payment instrument or security measures with one or more encoded and/or encrypted images of facial features obtained during a subsequent online transaction to verify that the individual offering the payment instrument as a form of payment is the true and authorized user of the payment instrument. Additionally and/or alternatively, a voice print record and/or location information may be combined with the use of the encoded and/or encrypted images to provide additional security.