Abstract: Personal-size instantly-facile light-weight apparatus, configured without umbrella-typical eye-and-face injuring protrusions, the apparatus includes quasi-equatorial membrane structure capable of resting on a person's shoulders, when an attached-thereto arching tensile-supported membrane structure is over the person's head and torso. For use, apparatus unfolds from metastable-flat storage configuration to extended tensile-arched configuration, and user passes his/her head through quasi-equatorial membrane's opening; thereby covering user by overarching membrane structure. Material for overarching membrane may be for rain-shelter, sun-shade, UV-filter, and/or according to heat reflection, absorption, and insulation characteristics. For improved pedestrian safety, apparatus trim is preferably retro-reflective, or fluorescent colored; thus providing proximate motor-vehicle drivers with contrast enhanced visibility of apparatus-wearing children, pedestrians, road workers, traffic officers, and bicycle riders.