Patents by Inventor Charanjit S. Bagga

Charanjit S. Bagga has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240419894
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for convenient, secure digital data archiving and utilization across multiple communication channels. The method includes extracting one or more data input fields from a form and generating one or more user prompts to be presented to a user in order to complete at least one of the one or more entries of the one or more data input fields. The method further includes causing the transmission of at least one of the one or more user prompts to the user and receiving a prompt response from the user. The method further includes displaying to the user a completed generated form in an appropriate channel format, and provides a process for secure e-signature and cross-stream utilization of user input.
    Type: Application
    Filed: August 30, 2024
    Publication date: December 19, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Ryan Scott Heller, Charanjit S. Bagga, Muralidhar Chowdarapu, Burton M. Covnot, Indradeep Dantuluri, Sandeep Gandhi, Saurabh Khanna, Silvia Adriana Krasuk, Mardochee Macxis, Walter Thomas Robinson, Rupal V. Shah, Mansoor Zafar
  • Patent number: 12135935
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for convenient, secure digital data archiving and utilization across multiple communication channels. The method includes extracting one or more data input fields from a form and generating one or more user prompts to be presented to a user in order to complete at least one of the one or more entries of the one or more data input fields. The method further includes causing the transmission of at least one of the one or more user prompts to the user and receiving a prompt response from the user. The method further includes displaying to the user a completed generated form in an appropriate channel format, and provides a process for secure e-signature and cross-stream utilization of user input.
    Type: Grant
    Filed: December 2, 2021
    Date of Patent: November 5, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Ryan Scott Heller, Charanjit S. Bagga, Muralidhar Chowdarapu, Burton M Covnot, Indradeep Dantuluri, Sandeep Gandhi, Saurabh Khanna, Silvia Adriana Krasuk, Mardochee Macxis, Walter Thomas Robinson, Rupal V. Shah, Mansoor Zafar
  • Patent number: 11763074
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for digital form integration and presentation. The method includes extracting one or more data input fields from a form and generating one or more user prompts to be presented to a user in order to complete at least one of the one or more entries of the one or more data input fields. The method further includes causing the transmission of at least one of the one or more user prompts to the user and receiving a prompt response from the user. The method also includes determining whether the prompt response meets one or more form requirements for a given entry and updating the form upon determination that the prompt response meets one or more form requirements for a given entry. The method further includes displaying to the user the form in an appropriate channel format.
    Type: Grant
    Filed: December 2, 2021
    Date of Patent: September 19, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Indradeep Dantuluri, Charanjit S. Bagga, Muralidhar Chowdarapu, Burton M. Covnot, Sandeep Gandhi, Ryan Scott Heller, Saurabh Khanna, Silvia Adriana Krasuk, Mardochee Macxis, Walter Thomas Robinson, Rupal V. Shah, Mansoor Zafar
  • Patent number: 11704484
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a template based design approach for cross channel digital data parsing and generation. The system allows for onboarding of various types of forms to push them out to users via multiple various user viewing channels. The invention identifies the sections or fields of the form that require user input and presents those fields using an advanced digital solution illustrated in the channel format. The system is expandable, allowing for a single backend upload of additional forms irrespective of the channel.
    Type: Grant
    Filed: November 3, 2021
    Date of Patent: July 18, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Indradeep Dantuluri, Charanjit S. Bagga, Muralidhar Chowdarapu, Burton M. Covnot, Sandeep Gandhi, Ryan Scott Heller, Saurabh Khanna, Silvia Adriana Krasuk, Mardochee Macxis, Walter Thomas Robinson, Rupal V. Shah, Mansoor Zafar
  • Publication number: 20220382969
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for convenient, secure digital data archiving and utilization across multiple communication channels. The method includes extracting one or more data input fields from a form and generating one or more user prompts to be presented to a user in order to complete at least one of the one or more entries of the one or more data input fields. The method further includes causing the transmission of at least one of the one or more user prompts to the user and receiving a prompt response from the user. The method further includes displaying to the user a completed generated form in an appropriate channel format, and provides a process for secure e-signature and cross-stream utilization of user input.
    Type: Application
    Filed: August 4, 2022
    Publication date: December 1, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Ryan Scott Heller, Charanjit S. Bagga, Muralidhar Chowdarapu, Burton M. Covnot, Indradeep Dantuluri, Sandeep Gandhi, Saurabh Khanna, Silvia Adriana Krasuk, Mardochee Macxis, Walter Thomas Robinson, Rupal V. Shah, Mansoor Zafar
  • Publication number: 20220350961
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for digital form integration and presentation. The method includes extracting one or more data input fields from a form and generating one or more user prompts to be presented to a user in order to complete at least one of the one or more entries of the one or more data input fields. The method further includes causing the transmission of at least one of the one or more user prompts to the user and receiving a prompt response from the user. The method also includes determining whether the prompt response meets one or more form requirements for a given entry and updating the form upon determination that the prompt response meets one or more form requirements for a given entry. The method further includes displaying to the user the form in an appropriate channel format.
    Type: Application
    Filed: December 2, 2021
    Publication date: November 3, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Indradeep Dantuluri, Charanjit S. Bagga, Muralidhar Chowdarapu, Burton M. Covnot, Sandeep Gandhi, Ryan Scott Heller, Saurabh Khanna, Silvia Adriana Krasuk, Mardochee Macxis, Walter Thomas Robinson, Rupal V. Shah, Mansoor Zafar
  • Publication number: 20220350958
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a template based design approach for cross channel digital data parsing and generation. The system allows for onboarding of various types of forms to push them out to users via multiple various user viewing channels. The invention identifies the sections or fields of the form that require user input and presents those fields using an advanced digital solution illustrated in the channel format. The system is expandable, allowing for a single backend upload of additional forms irrespective of the channel.
    Type: Application
    Filed: November 3, 2021
    Publication date: November 3, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Indradeep Dantuluri, Charanjit S. Bagga, Muralidhar Chowdarapu, Burton M. Covnot, Sandeep Gandhi, Ryan Scott Heller, Saurabh Khanna, Silvia Adriana Krasuk, Mardochee Macxis, Walter Thomas Robinson, Rupal V. Shah, Mansoor Zafar
  • Publication number: 20220350960
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for convenient, secure digital data archiving and utilization across multiple communication channels. The method includes extracting one or more data input fields from a form and generating one or more user prompts to be presented to a user in order to complete at least one of the one or more entries of the one or more data input fields. The method further includes causing the transmission of at least one of the one or more user prompts to the user and receiving a prompt response from the user. The method further includes displaying to the user a completed generated form in an appropriate channel format, and provides a process for secure e-signature and cross-stream utilization of user input.
    Type: Application
    Filed: December 2, 2021
    Publication date: November 3, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Ryan Scott Heller, Charanjit S. Bagga, Muralidhar Chowdarapu, Burton M Covnot, Indradeep Dantuluri, Sandeep Gandhi, Saurabh Khanna, Silvia Adriana Krasuk, Mardochee Macxis, Walter Thomas Robinson, Rupal V. Shah, Mansoor Zafar
  • Patent number: 11182355
    Abstract: Embodiments of the present invention relate to apparatuses, systems, methods and computer program products for dynamic network database integration. Specifically, the system typically provides dynamic correlation, transformation and combination of data stored at a plurality of database locations. In some aspects, the system receives a retrieval request for retrieving one or more records. The system then typically retrieves, transforms and dynamically integrates unstructured data stored at disparate database locations to construct one or more structured records. The system may also construct the one or more structured records such that the one or more structured records are compatible with the user interface of the user device application API. The system may also be configured to facilitate dynamic modification of the retrieval request, in run-time, using custom HTTP headers.
    Type: Grant
    Filed: April 24, 2020
    Date of Patent: November 23, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Charanjit S. Bagga, Pawan Kumar Shetty, Abdul Rahim F. Mohammed, Igor Alksnin, Karthikeyan Bimmanaar Velayudhasamy, Matthew David Ngou, Nagesh Mansabdar, Muralidhar Chowdarapu
  • Publication number: 20200250154
    Abstract: Embodiments of the present invention relate to apparatuses, systems, methods and computer program products for dynamic network database integration. Specifically, the system typically provides dynamic correlation, transformation and combination of data stored at a plurality of database locations. In some aspects, the system receives a retrieval request for retrieving one or more records. The system then typically retrieves, transforms and dynamically integrates unstructured data stored at disparate database locations to construct one or more structured records. The system may also construct the one or more structured records such that the one or more structured records are compatible with the user interface of the user device application API. The system may also be configured to facilitate dynamic modification of the retrieval request, in run-time, using custom HTTP headers.
    Type: Application
    Filed: April 24, 2020
    Publication date: August 6, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Charanjit S. Bagga, Pawan Kumar Shetty, Abdul Rahim F. Mohammed, Igor Alksnin, Karthikeyan Bimmanaar Velayudhasamy, Matthew David Ngou, Nagesh Mansabdar, Muralidhar Chowdarapu
  • Patent number: 10642804
    Abstract: Embodiments of the present invention relate to apparatuses, systems, methods and computer program products for dynamic network database integration. Specifically, the system typically provides dynamic correlation, transformation and combination of data stored at a plurality of database locations. In some aspects, the system receives a retrieval request for retrieving one or more records. The system then typically retrieves, transforms and dynamically integrates unstructured data stored at disparate database locations to construct one or more structured records. The system may also construct the one or more structured records such that the one or more structured records are compatible with the user interface of the user device application API. The system may also be configured to facilitate dynamic modification of the retrieval request, in run-time, using custom HTTP headers.
    Type: Grant
    Filed: June 28, 2018
    Date of Patent: May 5, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Charanjit S. Bagga, Pawan Kumar Shetty, Abdul Rahim F. Mohammed, Igor Alksnin, Karthikeyan Bimmanaar Velayudhasamy, Matthew David Ngou, Nagesh Mansabdar, Muralidhar Chowdarapu
  • Publication number: 20200004847
    Abstract: Embodiments of the present invention relate to apparatuses, systems, methods and computer program products for dynamic network database integration. Specifically, the system typically provides dynamic correlation, transformation and combination of data stored at a plurality of database locations. In some aspects, the system receives a retrieval request for retrieving one or more records. The system then typically retrieves, transforms and dynamically integrates unstructured data stored at disparate database locations to construct one or more structured records. The system may also construct the one or more structured records such that the one or more structured records are compatible with the user interface of the user device application API. The system may also be configured to facilitate dynamic modification of the retrieval request, in run-time, using custom HTTP headers.
    Type: Application
    Filed: June 28, 2018
    Publication date: January 2, 2020
    Inventors: Charanjit S. Bagga, Pawan Kumar Shetty, Abdul Rahim F. Mohammed, Igor Alksnin, Karthikeyan Bimmanaar Velayudhasamy, Matthew David Ngou, Nagesh Mansabdar, Muralidhar Chowdarapu