Abstract: A filter element analysis system for analyzing a filter element within a vehicle, the system including various filter sensors so as to provide information regarding various filter element parameters, a locator which configured provide vehicle position information such that conditions regarding the vehicle environment can be tracked and correlated to the location, as well as a means for transmitting information to a remote server for analysis and tracking of the filter element information with regard to environmental conditions such that a filter element status, remaining filter life, or particle load and replacement timeline can be calculated and updated so as to provide more accurate predictive models of the filter element conditions. As well as provide alerts regarding the need and scheduling of replacement or cleaning of a particular filter element.

Abstract: Disclosed is a temperature measurement device (4) and method of using the same. The device (2) comprises a base portion (14), a plate (16), and a temperature sensor (22). The base portion (14) comprises a first surface and a second surface opposite to the first surface and spaced apart from the first surface. The base portion (14) is more thermally insulating than the plate (16). The plate (16) comprises a first surface and a second opposite to the first surface. The plate (16) is disposed on the first surface of the base portion (14) such that the second surface of the plate (16) is in contact with the first surface of the base portion (14). The temperature sensor (22) is coupled to the first surface of the plate (16) such that the temperature sensor (22) measures a temperature of the first surface of the plate (16).

Abstract: Disclosed is a temperature measurement device (4) and method of using the same. The device (2) comprises a base portion (14), a plate (16), and a temperature sensor (22). The base portion (14) comprises a first surface and a second surface opposite to the first surface and spaced apart from the first surface. The base portion (14) is more thermally insulating than the plate (16). The plate (16) comprises a first surface and a second opposite to the first surface. The plate (16) is disposed on the first surface of the base portion (14) such that the second surface of the plate (16) is in contact with the first surface of the base portion (14). The temperature sensor (22) is coupled to the first surface of the plate (16) such that the temperature sensor (22) measures a temperature of the first surface of the plate (16).

Abstract: A method may receive data comprising a request to assure payment for a transaction with a consumer, the transaction being associated with a provision of a service or a sale of a product. Thereafter, it may be determined whether payment of at least a portion of the transaction will be covered by a benefit plan associated with the consumer, and additionally, whether the consumer is able to pay for at least a portion of the transaction not covered by the benefit plan. Data is then transmitted authorizing the transaction if a predetermined amount of the transaction will be covered by at least one of the benefit plan or the consumer. Related apparatuses, computer program products, and computer systems are also described.

Abstract: A method may receive data comprising a request to assure payment for a transaction with a consumer, the transaction being associated with a provision of a service or a sale of a product. Thereafter, it may be determined whether payment of at least a portion of the transaction will be covered by a benefit plan associated with the consumer, and additionally, whether the consumer is able to pay for at least a portion of the transaction not covered by the benefit plan. Data is then transmitted authorizing the transaction if a predetermined amount of the transaction will be covered by at least one of the benefit plan or the consumer. Related apparatuses, computer program products, and computer systems are also described.

Abstract: A method may aggregate historical transactions for a consumer, each transaction being associated with services or products provided to the consumer. Thereafter, one or more benefit plans available to the consumer are identified. These benefit plans (e.g., healthcare insurance plans) provide payment for predetermined services or products provided to the consumer. Costs that would be incurred by the consumer if the consumer used each of the identified one or more benefit plans for payment of the transactions are then determined. Based on this determination, data indicating costs associated with at least one benefit plan are transmitted. Related apparatuses, computer program products, and computer systems are also described.