Patents by Inventor Charles Bear

Charles Bear has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11816660
    Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: August 25, 2021
    Date of Patent: November 14, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Patent number: 11138592
    Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: September 24, 2020
    Date of Patent: October 5, 2021
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Patent number: 10817870
    Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: April 22, 2019
    Date of Patent: October 27, 2020
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Patent number: 10475028
    Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: February 23, 2017
    Date of Patent: November 12, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Patent number: 9602164
    Abstract: Methods and systems are provided for making a pre-payment from a vehicle. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: April 30, 2012
    Date of Patent: March 21, 2017
    Assignee: United Services Automobile Association (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Publication number: 20030131075
    Abstract: A services definition language for seamlessly creating and maintaining services over a network service reduces deployment time, cost, and maintenance, and increases reliability. An executable element generator is operable to process module scripts, such as an XML (Extensible Markup Language) script, recognized across the execution environment. Each module script describes a network element, service, or subscription. A plurality of available services are defined, in which each of the available services corresponds to one or more of the module scripts. A script processor interprets the module script and provides it to executable element generators conversant in the script language, which process the module scripts via a GUI to produce executable objects. A service provisioning engine is operable to execute the executable objects for providing the corresponding service via the network.
    Type: Application
    Filed: September 19, 2002
    Publication date: July 10, 2003
    Applicant: Narad Networks, Inc.
    Inventors: Charles Bear, Prasad Dorbala, Sunil K. Kotagiri, Srinivas Loke, Vikram Saksena, Ravi S. Kumar, Satish L. Yellanki
  • Publication number: 20030055945
    Abstract: A services definition language for seamlessly creating and maintaining services over a network service reduces deployment time, cost, and maintenance, and increases reliability. An executable element generator is operable to process module scripts, such as an XML (Extensible Markup Language) script, recognized across the execution environment. Each module script describes a network element, service, or subscription. A plurality of available services are defined, in which each of the available services corresponds to one or more of the module scripts. A script processor interprets the module script and provides it to executable element generators conversant in the script language, which process the module scripts via a GUI to produce executable objects. A service provisioning engine is operable to execute the executable objects for providing the corresponding service via the network.
    Type: Application
    Filed: September 19, 2002
    Publication date: March 20, 2003
    Applicant: Narad Networks, Inc.
    Inventors: Charles Bear, Prasad Dorbala, Sunil K. Kotagiri, Srinivas Loke, Vikram Saksena, Ravi S. Kumar, Satish L. Yellanki
  • Publication number: 20020178252
    Abstract: In a network system, services are provided to users via network interconnections from a service provider. Such services include data, voice, video, and others, and are typically implemented and/or initiated via an interconnection from a network node operated by the service provider to customer premises equipment (CPE) operable to receive the service. Service provisioning includes identifying the service to be provided, identifying the CPE to receive the service, and the determining the manner in which the service is to be provided. In an execution environment such as a hybrid fiber-coax (HFC) network, service deployment time and cost, and maintenance are reduced, and reliability increased, by an executable element generator operable to generate workflow definition files, such as an XML (Extensible Markup Language) script. A plurality of services are defined according to a workflow model, in which each of the services corresponds to one or more of the executable scripts.
    Type: Application
    Filed: May 8, 2002
    Publication date: November 28, 2002
    Applicant: Narad Networks, Inc.
    Inventors: Srinivas Balabhadrapatruni, Prasad Dorbala, Satish L. Yellanki, Sunil K. Kotagiri, Srinivas Loke, Charles Bear, Ravi S. Kumar, Vikram Saksena