Patents by Inventor Charles Bear
Charles Bear has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11816660Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.Type: GrantFiled: August 25, 2021Date of Patent: November 14, 2023Assignee: United Services Automobile Association (USAA)Inventors: Leopoldo Luera, III, Charles Bear
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Patent number: 11138592Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.Type: GrantFiled: September 24, 2020Date of Patent: October 5, 2021Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Leopoldo Luera, III, Charles Bear
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Patent number: 10817870Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.Type: GrantFiled: April 22, 2019Date of Patent: October 27, 2020Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Leopoldo Luera, III, Charles Bear
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Patent number: 10475028Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.Type: GrantFiled: February 23, 2017Date of Patent: November 12, 2019Assignee: United Services Automobile Association (USAA)Inventors: Leopoldo Luera, III, Charles Bear
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Patent number: 9602164Abstract: Methods and systems are provided for making a pre-payment from a vehicle. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.Type: GrantFiled: April 30, 2012Date of Patent: March 21, 2017Assignee: United Services Automobile Association (USAA)Inventors: Leopoldo Luera, III, Charles Bear
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Publication number: 20030131075Abstract: A services definition language for seamlessly creating and maintaining services over a network service reduces deployment time, cost, and maintenance, and increases reliability. An executable element generator is operable to process module scripts, such as an XML (Extensible Markup Language) script, recognized across the execution environment. Each module script describes a network element, service, or subscription. A plurality of available services are defined, in which each of the available services corresponds to one or more of the module scripts. A script processor interprets the module script and provides it to executable element generators conversant in the script language, which process the module scripts via a GUI to produce executable objects. A service provisioning engine is operable to execute the executable objects for providing the corresponding service via the network.Type: ApplicationFiled: September 19, 2002Publication date: July 10, 2003Applicant: Narad Networks, Inc.Inventors: Charles Bear, Prasad Dorbala, Sunil K. Kotagiri, Srinivas Loke, Vikram Saksena, Ravi S. Kumar, Satish L. Yellanki
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Publication number: 20030055945Abstract: A services definition language for seamlessly creating and maintaining services over a network service reduces deployment time, cost, and maintenance, and increases reliability. An executable element generator is operable to process module scripts, such as an XML (Extensible Markup Language) script, recognized across the execution environment. Each module script describes a network element, service, or subscription. A plurality of available services are defined, in which each of the available services corresponds to one or more of the module scripts. A script processor interprets the module script and provides it to executable element generators conversant in the script language, which process the module scripts via a GUI to produce executable objects. A service provisioning engine is operable to execute the executable objects for providing the corresponding service via the network.Type: ApplicationFiled: September 19, 2002Publication date: March 20, 2003Applicant: Narad Networks, Inc.Inventors: Charles Bear, Prasad Dorbala, Sunil K. Kotagiri, Srinivas Loke, Vikram Saksena, Ravi S. Kumar, Satish L. Yellanki
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Publication number: 20020178252Abstract: In a network system, services are provided to users via network interconnections from a service provider. Such services include data, voice, video, and others, and are typically implemented and/or initiated via an interconnection from a network node operated by the service provider to customer premises equipment (CPE) operable to receive the service. Service provisioning includes identifying the service to be provided, identifying the CPE to receive the service, and the determining the manner in which the service is to be provided. In an execution environment such as a hybrid fiber-coax (HFC) network, service deployment time and cost, and maintenance are reduced, and reliability increased, by an executable element generator operable to generate workflow definition files, such as an XML (Extensible Markup Language) script. A plurality of services are defined according to a workflow model, in which each of the services corresponds to one or more of the executable scripts.Type: ApplicationFiled: May 8, 2002Publication date: November 28, 2002Applicant: Narad Networks, Inc.Inventors: Srinivas Balabhadrapatruni, Prasad Dorbala, Satish L. Yellanki, Sunil K. Kotagiri, Srinivas Loke, Charles Bear, Ravi S. Kumar, Vikram Saksena