Patents by Inventor Charles Christopher Herman

Charles Christopher Herman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for optimizing savings benefits
    Patent number: 8930217
    Abstract: A method is provided for optimizing savings in financial accounts, including healthcare and retirement accounts for an employee and or participant. The method includes receiving information about the participant and financial accounts for which the participant is eligible to use and or using, and generating for the participant a savings hierarchy recommending the order and amounts to be contributed to the financial accounts from the participant's budgeted savings dollars. The method also includes determining generating the savings hierarchy for both full year and partial year activity by the participant. The method further includes transmitting the recommendations to the participant via data displayed as a graphical user interface with a graphical representation of the savings hierarchy to provide the participant with ease of understanding the recommendations for optimizing the budgeted savings dollars or selected contribution amount.
    Type: Grant
    Filed: September 4, 2013
    Date of Patent: January 6, 2015
    Assignee: FMR LLC
    Inventors: Steven Andrew Feinschreiber, Stephen J. Devaney, Christi Rager Wise, Don Chun, Adheesh Sharma, Charles Christopher Herman
  • Method and System for Optimizing Savings Benefits
    Publication number: 20140006050
    Abstract: A method is provided for optimizing savings in financial accounts, including healthcare and retirement accounts for an employee and or participant. The method includes receiving information about the participant and financial accounts for which the participant is eligible to use and or using, and generating for the participant a savings hierarchy recommending the order and amounts to be contributed to the financial accounts from the participant's budgeted savings dollars. The method also includes determining generating the savings hierarchy for both full year and partial year activity by the participant. The method further includes transmitting the recommendations to the participant via data displayed as a graphical user interface with a graphical representation of the savings hierarchy to provide the participant with ease of understanding the recommendations for optimizing the budgeted savings dollars or selected contribution amount.
    Type: Application
    Filed: September 4, 2013
    Publication date: January 2, 2014
    Applicant: FMR LLC
    Inventors: Steven Andrew Feinschreiber, Stephen J. Devaney, Christi Rager Wise, Don Chun, Adheesh Sharma, Charles Christopher Herman