Patents by Inventor Charles Cowell

Charles Cowell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240128548
    Abstract: Exemplary thermal barrier systems are provided for traction battery packs. Exemplary battery thermal barrier systems may include one or more thermal barrier structures that are positioned between neighboring groupings of battery cells of a cell bank and/or elsewhere within a battery array of the traction battery pack. The thermal barrier structures may include a foam-insulation-foam multi-layer structure, an insulation-foam-insulation multi-layer structure, or an insulation-foam multi-layer structure. The thermal barrier structures are designed to manage cell-to-cell transfers of heat and electrical energy during battery thermal events.
    Type: Application
    Filed: October 18, 2022
    Publication date: April 18, 2024
    Inventors: Di Zhu, Bhaskara Rao Boddakayala, Jeffrey Charles Cowell, Brian Utley, Stefan Paul Pototschnik
  • Patent number: 11574529
    Abstract: A system for monitoring financial threats includes: at least one central processing unit and system memory that causes the system to: receive information about a threat associated with a financial services device; identify a type of the threat; identify a location associated with the threat; and notify one or more customers associated with the financial services device based upon the type or the location of the threat.
    Type: Grant
    Filed: October 15, 2020
    Date of Patent: February 7, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
  • Publication number: 20220156745
    Abstract: A method implemented on an augmented reality electronic device includes establishing a wireless connection with an automated teller machine (ATM). The AR electronic device is used to authenticate a user of the AR electronic device at the ATM. An initiation is permitted of a financial transaction through user interface functionality for the ATM that is displayed on the AR electronic device. Financial information for the financial transaction is displayed on a display screen of the AR electronic device, instead of displaying the financial information at the ATM.
    Type: Application
    Filed: February 4, 2022
    Publication date: May 19, 2022
    Inventors: Harlen Bayha, Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Kourtney Eidam, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Richard Harrison Luttrell, JR., Orsolya Oldroyd, Paul Vittimberga, Dominik Vltavsky
  • Patent number: 11276062
    Abstract: A method implemented on an augmented reality electronic device includes establishing a wireless connection with an automated teller machine (ATM). The AR electronic device is used to authenticate a user of the AR electronic device at the ATM. An initiation is permitted of a financial transaction through user interface functionality for the ATM that is displayed on the AR electronic device. Financial information for the financial transaction is displayed on a display screen of the AR electronic device, instead of displaying the financial information at the ATM.
    Type: Grant
    Filed: April 12, 2017
    Date of Patent: March 15, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Harlen Bayha, Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Kourtney Eidam, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Richard Harrison Luttrell, Jr., Orsolya Oldroyd, Paul Vittimberga, Dominik Vltavsky
  • Patent number: 10984493
    Abstract: An example method for displaying renovation options for a structure includes: receiving homeowner financial information; receiving a selection of a renovation option; receiving pricing information of the renovation option; generating a financial impact analysis based on the homeowner financial information and the pricing information; displaying a renovation view on an augmented reality device, the renovation view displaying the structure with a representation of the renovation option depicted thereon; and displaying a financial impact analysis view showing the financial impact analysis, including a renovation budget amount.
    Type: Grant
    Filed: May 5, 2017
    Date of Patent: April 20, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
  • Patent number: 10979572
    Abstract: Various examples are directed to systems and methods for directed customer support. An analytics system may receive support communication data describing a support communication regarding a user account received from a user computing device and determine a subject of the support communication. The analytics system may select a response medium based at least in part on the subject and generate a response message based at least in part on the subject.
    Type: Grant
    Filed: December 4, 2019
    Date of Patent: April 13, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Benny F. Dorrance, Eduardo D. Dela Torre, Ross Leone, Wayne Barakat, Christopher P. Clausen, Charles Cowell, Jeffrey A. Cornman
  • Patent number: 10839655
    Abstract: A system for monitoring financial threats includes: at least one central processing unit and system memory that causes the system to: receive information about a threat associated with a financial services device; identify a type of the threat; identify a location associated with the threat; and notify one or more customers associated with the financial services device based upon the type or the location of the threat.
    Type: Grant
    Filed: April 12, 2017
    Date of Patent: November 17, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
  • Patent number: 10511717
    Abstract: Various examples are directed to systems and methods for directed customer support. An analytics system may receive support communication data describing a support communication regarding a user account received from a user computing device and determine a subject of the support communication. The analytics system may select a response medium based at least in part on the subject and generate a response message based at least in part on the subject.
    Type: Grant
    Filed: May 20, 2016
    Date of Patent: December 17, 2019
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Benny F. Dorrance, Eduardo D. Dela Torre, Ross Leone, Wayne Barakat, Christopher P. Clausen, Charles Cowell, Jeffrey A. Cornman