Patents by Inventor Charles Harrow

Charles Harrow has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240281624
    Abstract: A card reader prevents a magnetic read head of the card reader from being able to read a magnetic strip of a card and forces the card reader to read card data from an embedded chip of the card instead of the magnetic strip. An electromagnetic noise interference signal is generated and is maintained within the card reader. The signal prevents a magnetic read head of the card reader and any skimmer present within the card reader from reading the magnetic strip of the card. In an embodiment, the signal is generated and maintained as long as the card reader is powered on. In an embodiment, the signal is generated when at least one sensor of the card reader detects a presence of the card proximate to a card slot of the card reader, within the card slot, or within the card reader adjacent to the magnetic read head.
    Type: Application
    Filed: February 28, 2024
    Publication date: August 22, 2024
    Inventors: Dave Peter George Elwin, Charles Harrow, Alexander William Whytock
  • Patent number: 11977945
    Abstract: A card reader prevents a magnetic read head of the card reader from being able to read a magnetic strip of a card and forces the card reader to read card data from an embedded chip of the card instead of the magnetic strip. An electromagnetic noise interference signal is generated and is maintained within the card reader. The signal prevents a magnetic read head of the card reader and any skimmer present within the card reader from reading the magnetic strip of the card. In an embodiment, the signal is generated and maintained as long as the card reader is powered on. In an embodiment, the signal is generated when at least one sensor of the card reader detects a presence of the card proximate to a card slot of the card reader, within the card slot, or within the card reader adjacent to the magnetic read head.
    Type: Grant
    Filed: August 31, 2022
    Date of Patent: May 7, 2024
    Assignee: NCR Corporation
    Inventors: Dave Peter George Elwin, Charles Harrow, Alexander William Whytock
  • Publication number: 20240070408
    Abstract: A card reader prevents a magnetic read head of the card reader from being able to read a magnetic strip of a card and forces the card reader to read card data from an embedded chip of the card instead of the magnetic strip. An electromagnetic noise interference signal is generated and is maintained within the card reader. The signal prevents a magnetic read head of the card reader and any skimmer present within the card reader from reading the magnetic strip of the card. In an embodiment, the signal is generated and maintained as long as the card reader is powered on. In an embodiment, the signal is generated when at least one sensor of the card reader detects a presence of the card proximate to a card slot of the card reader, within the card slot, or within the card reader adjacent to the magnetic read head.
    Type: Application
    Filed: August 31, 2022
    Publication date: February 29, 2024
    Inventors: Dave Peter George Elwin, Charles Harrow, Alexander William Whytock
  • Patent number: 11887120
    Abstract: A system and method is described for the touchless entry of a personal identification number (PIN) at a self-service terminal such as an automated teller machine (ATM). A mobile device includes a PIN entry application. The self-service terminal includes a wireless interface for communicating wirelessly with the PIN entry application in the mobile device. A communication channel is established between a particular customer's mobile device and the self-service terminal. The PIN entry application verifies a public key for the self-service terminal at the mobile device. The customer's PIN is encrypted by the PIN entry application at the mobile device using either an ephemeral symmetric encryption key or a one-time RSA PIN transport public key. The encrypted PIN is transmitted to an encryption processor at the self-service terminal. The encryption processor decrypts the PIN using the appropriate encryption key.
    Type: Grant
    Filed: September 24, 2020
    Date of Patent: January 30, 2024
    Assignee: NCR Atleos Corporation
    Inventors: Charles Harrow, Robert White
  • Publication number: 20220092598
    Abstract: A system and method is described for the touchless entry of a personal identification number (PIN) at a self-service terminal such as an automated teller machine (ATM). A mobile device includes a PIN entry application. The self-service terminal includes a wireless interface for communicating wirelessly with the PIN entry application in the mobile device. A communication channel is established between a particular customer's mobile device and the self-service terminal. The PIN entry application verifies a public key for the self-service terminal at the mobile device. The customer's PIN is encrypted by the PIN entry application at the mobile device using either an ephemeral symmetric encryption key or a one-time RSA PIN transport public key. The encrypted PIN is transmitted to an encryption processor at the self-service terminal. The encryption processor decrypts the PIN using the appropriate encryption key.
    Type: Application
    Filed: September 24, 2020
    Publication date: March 24, 2022
    Inventors: Charles Harrow, Robert White
  • Patent number: 11055682
    Abstract: An SST facilitates authentication of a user through an external service via a mobile device operated by the user. The SST also obtains independent verification of an access command sent from a server through a cryptographic peripheral module integrated into the SST before sending a command to grant authenticated access to the SST in response to the access command.
    Type: Grant
    Filed: October 13, 2014
    Date of Patent: July 6, 2021
    Assignee: NCR Corportation
    Inventors: Charles Harrow, Avril Kidd, Colin Herkes
  • Patent number: 10037527
    Abstract: End-to-end device authentication is provided. A dispenser receives an authorization token and a dispense amount from a host. The authorization token and the dispense amount are validated and when validation is successful, the dispenser dispenses the dispense amount.
    Type: Grant
    Filed: February 28, 2014
    Date of Patent: July 31, 2018
    Assignee: NCR Corporation
    Inventors: Richard Han, Charles Harrow, Andrew Monaghan
  • Patent number: 9177450
    Abstract: The present invention provides a method of preventing unauthorized access into a media item dispenser module. The present invention also provides a media item dispenser module comprising a dispensing slot for presenting at least one media item to a user, and a moveable member moveable between a distal position and a proximal position respectively distal and proximal to the dispensing slot, wherein the moveable member prevents unauthorized access into the media item dispenser module via the dispensing slot when in the proximal position.
    Type: Grant
    Filed: February 27, 2013
    Date of Patent: November 3, 2015
    Assignee: NCR Corporation
    Inventors: Michael McBride, Charles Harrow, Derek Pont
  • Publication number: 20150248674
    Abstract: End-to-end device authentication is provided. A dispenser receives an authorization token and a dispense amount from a host. The authorization token and the dispense amount are validated and when validation is successful, the dispenser dispenses the dispense amount.
    Type: Application
    Filed: February 28, 2014
    Publication date: September 3, 2015
    Applicant: NCR Corporation
    Inventors: Richard Han, Charles Harrow, Andrew Monaghan
  • Patent number: 8994663
    Abstract: A method and apparatus for authenticating a customer at a self-service terminal are described. The method comprises: receiving a stroke delineated by the customer; matching the delineated stroke to a defined shape; and providing feedback to the customer to indicate that the delineated stroke has been matched to a defined shape. These steps are repeated until a complete sequence of defined shapes has been entered. The method further comprises converting the defined shape sequence to a sequence of characters; encrypting the sequence of characters; and transmitting the encrypted sequence of characters to a host for authentication.
    Type: Grant
    Filed: September 1, 2010
    Date of Patent: March 31, 2015
    Assignee: NCR Corporation
    Inventors: Charles Harrow, Jonathan S. Black, Grant C. Paton
  • Publication number: 20140239007
    Abstract: The present invention provides a method of preventing unauthorised access into a media item dispenser module. The present invention also provides a media item dispenser module comprising a dispensing slot for presenting at least one media item to a user, and a moveable member moveable between a distal position and a proximal position respectively distal and proximal to the dispensing slot, wherein the moveable member prevents unauthorised access into the media item dispenser module via the dispensing slot when in the proximal position.
    Type: Application
    Filed: February 27, 2013
    Publication date: August 28, 2014
    Applicant: NCR CORPORATION
    Inventors: Michael McBride, Charles Harrow, Derek Pont
  • Patent number: 8238095
    Abstract: A secure circuit board assembly is provided. The secure circuit board assembly comprises: a control board including a cryptographic processor; a spacer portion mounted on the control board; and a lid mounted on the spacer portion. The control board, the spacer portion, and the lid collectively provide a secure enclosed chamber in which the cryptographic processor is mounted. The spacer portion provides protection against side-on attacks against the cryptographic processor.
    Type: Grant
    Filed: August 31, 2009
    Date of Patent: August 7, 2012
    Assignee: NCR Corporation
    Inventors: Grant A. McNicoll, Charles Harrow, Ian J. Walker
  • Publication number: 20120050179
    Abstract: A method and apparatus for authenticating a customer at a self-service terminal are described. The method comprises: receiving a stroke delineated by the customer; matching the delineated stroke to a defined shape; and providing feedback to the customer to indicate that the delineated stroke has been matched to a defined shape. These steps are repeated until a complete sequence of defined shapes has been entered. The method further comprises converting the defined shape sequence to a sequence of characters; encrypting the sequence of characters; and transmitting the encrypted sequence of characters to a host for authentication.
    Type: Application
    Filed: September 1, 2010
    Publication date: March 1, 2012
    Applicant: NCR Corporation
    Inventors: Charles Harrow, Jonathan S. Black, Grant C. Paton
  • Publication number: 20090037744
    Abstract: A system for biometric user identification. Biometric information is captured from a user and compared to a biometric template that is read from an identification token associated with the user.
    Type: Application
    Filed: August 2, 2007
    Publication date: February 5, 2009
    Inventor: Charles Harrow