Patents by Inventor Charles Harrow
Charles Harrow has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240281624Abstract: A card reader prevents a magnetic read head of the card reader from being able to read a magnetic strip of a card and forces the card reader to read card data from an embedded chip of the card instead of the magnetic strip. An electromagnetic noise interference signal is generated and is maintained within the card reader. The signal prevents a magnetic read head of the card reader and any skimmer present within the card reader from reading the magnetic strip of the card. In an embodiment, the signal is generated and maintained as long as the card reader is powered on. In an embodiment, the signal is generated when at least one sensor of the card reader detects a presence of the card proximate to a card slot of the card reader, within the card slot, or within the card reader adjacent to the magnetic read head.Type: ApplicationFiled: February 28, 2024Publication date: August 22, 2024Inventors: Dave Peter George Elwin, Charles Harrow, Alexander William Whytock
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Patent number: 11977945Abstract: A card reader prevents a magnetic read head of the card reader from being able to read a magnetic strip of a card and forces the card reader to read card data from an embedded chip of the card instead of the magnetic strip. An electromagnetic noise interference signal is generated and is maintained within the card reader. The signal prevents a magnetic read head of the card reader and any skimmer present within the card reader from reading the magnetic strip of the card. In an embodiment, the signal is generated and maintained as long as the card reader is powered on. In an embodiment, the signal is generated when at least one sensor of the card reader detects a presence of the card proximate to a card slot of the card reader, within the card slot, or within the card reader adjacent to the magnetic read head.Type: GrantFiled: August 31, 2022Date of Patent: May 7, 2024Assignee: NCR CorporationInventors: Dave Peter George Elwin, Charles Harrow, Alexander William Whytock
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Publication number: 20240070408Abstract: A card reader prevents a magnetic read head of the card reader from being able to read a magnetic strip of a card and forces the card reader to read card data from an embedded chip of the card instead of the magnetic strip. An electromagnetic noise interference signal is generated and is maintained within the card reader. The signal prevents a magnetic read head of the card reader and any skimmer present within the card reader from reading the magnetic strip of the card. In an embodiment, the signal is generated and maintained as long as the card reader is powered on. In an embodiment, the signal is generated when at least one sensor of the card reader detects a presence of the card proximate to a card slot of the card reader, within the card slot, or within the card reader adjacent to the magnetic read head.Type: ApplicationFiled: August 31, 2022Publication date: February 29, 2024Inventors: Dave Peter George Elwin, Charles Harrow, Alexander William Whytock
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Patent number: 11887120Abstract: A system and method is described for the touchless entry of a personal identification number (PIN) at a self-service terminal such as an automated teller machine (ATM). A mobile device includes a PIN entry application. The self-service terminal includes a wireless interface for communicating wirelessly with the PIN entry application in the mobile device. A communication channel is established between a particular customer's mobile device and the self-service terminal. The PIN entry application verifies a public key for the self-service terminal at the mobile device. The customer's PIN is encrypted by the PIN entry application at the mobile device using either an ephemeral symmetric encryption key or a one-time RSA PIN transport public key. The encrypted PIN is transmitted to an encryption processor at the self-service terminal. The encryption processor decrypts the PIN using the appropriate encryption key.Type: GrantFiled: September 24, 2020Date of Patent: January 30, 2024Assignee: NCR Atleos CorporationInventors: Charles Harrow, Robert White
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Publication number: 20220092598Abstract: A system and method is described for the touchless entry of a personal identification number (PIN) at a self-service terminal such as an automated teller machine (ATM). A mobile device includes a PIN entry application. The self-service terminal includes a wireless interface for communicating wirelessly with the PIN entry application in the mobile device. A communication channel is established between a particular customer's mobile device and the self-service terminal. The PIN entry application verifies a public key for the self-service terminal at the mobile device. The customer's PIN is encrypted by the PIN entry application at the mobile device using either an ephemeral symmetric encryption key or a one-time RSA PIN transport public key. The encrypted PIN is transmitted to an encryption processor at the self-service terminal. The encryption processor decrypts the PIN using the appropriate encryption key.Type: ApplicationFiled: September 24, 2020Publication date: March 24, 2022Inventors: Charles Harrow, Robert White
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Patent number: 11055682Abstract: An SST facilitates authentication of a user through an external service via a mobile device operated by the user. The SST also obtains independent verification of an access command sent from a server through a cryptographic peripheral module integrated into the SST before sending a command to grant authenticated access to the SST in response to the access command.Type: GrantFiled: October 13, 2014Date of Patent: July 6, 2021Assignee: NCR CorportationInventors: Charles Harrow, Avril Kidd, Colin Herkes
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Patent number: 10037527Abstract: End-to-end device authentication is provided. A dispenser receives an authorization token and a dispense amount from a host. The authorization token and the dispense amount are validated and when validation is successful, the dispenser dispenses the dispense amount.Type: GrantFiled: February 28, 2014Date of Patent: July 31, 2018Assignee: NCR CorporationInventors: Richard Han, Charles Harrow, Andrew Monaghan
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Patent number: 9177450Abstract: The present invention provides a method of preventing unauthorized access into a media item dispenser module. The present invention also provides a media item dispenser module comprising a dispensing slot for presenting at least one media item to a user, and a moveable member moveable between a distal position and a proximal position respectively distal and proximal to the dispensing slot, wherein the moveable member prevents unauthorized access into the media item dispenser module via the dispensing slot when in the proximal position.Type: GrantFiled: February 27, 2013Date of Patent: November 3, 2015Assignee: NCR CorporationInventors: Michael McBride, Charles Harrow, Derek Pont
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Publication number: 20150248674Abstract: End-to-end device authentication is provided. A dispenser receives an authorization token and a dispense amount from a host. The authorization token and the dispense amount are validated and when validation is successful, the dispenser dispenses the dispense amount.Type: ApplicationFiled: February 28, 2014Publication date: September 3, 2015Applicant: NCR CorporationInventors: Richard Han, Charles Harrow, Andrew Monaghan
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Patent number: 8994663Abstract: A method and apparatus for authenticating a customer at a self-service terminal are described. The method comprises: receiving a stroke delineated by the customer; matching the delineated stroke to a defined shape; and providing feedback to the customer to indicate that the delineated stroke has been matched to a defined shape. These steps are repeated until a complete sequence of defined shapes has been entered. The method further comprises converting the defined shape sequence to a sequence of characters; encrypting the sequence of characters; and transmitting the encrypted sequence of characters to a host for authentication.Type: GrantFiled: September 1, 2010Date of Patent: March 31, 2015Assignee: NCR CorporationInventors: Charles Harrow, Jonathan S. Black, Grant C. Paton
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Publication number: 20140239007Abstract: The present invention provides a method of preventing unauthorised access into a media item dispenser module. The present invention also provides a media item dispenser module comprising a dispensing slot for presenting at least one media item to a user, and a moveable member moveable between a distal position and a proximal position respectively distal and proximal to the dispensing slot, wherein the moveable member prevents unauthorised access into the media item dispenser module via the dispensing slot when in the proximal position.Type: ApplicationFiled: February 27, 2013Publication date: August 28, 2014Applicant: NCR CORPORATIONInventors: Michael McBride, Charles Harrow, Derek Pont
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Patent number: 8238095Abstract: A secure circuit board assembly is provided. The secure circuit board assembly comprises: a control board including a cryptographic processor; a spacer portion mounted on the control board; and a lid mounted on the spacer portion. The control board, the spacer portion, and the lid collectively provide a secure enclosed chamber in which the cryptographic processor is mounted. The spacer portion provides protection against side-on attacks against the cryptographic processor.Type: GrantFiled: August 31, 2009Date of Patent: August 7, 2012Assignee: NCR CorporationInventors: Grant A. McNicoll, Charles Harrow, Ian J. Walker
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Publication number: 20120050179Abstract: A method and apparatus for authenticating a customer at a self-service terminal are described. The method comprises: receiving a stroke delineated by the customer; matching the delineated stroke to a defined shape; and providing feedback to the customer to indicate that the delineated stroke has been matched to a defined shape. These steps are repeated until a complete sequence of defined shapes has been entered. The method further comprises converting the defined shape sequence to a sequence of characters; encrypting the sequence of characters; and transmitting the encrypted sequence of characters to a host for authentication.Type: ApplicationFiled: September 1, 2010Publication date: March 1, 2012Applicant: NCR CorporationInventors: Charles Harrow, Jonathan S. Black, Grant C. Paton
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Publication number: 20090037744Abstract: A system for biometric user identification. Biometric information is captured from a user and compared to a biometric template that is read from an identification token associated with the user.Type: ApplicationFiled: August 2, 2007Publication date: February 5, 2009Inventor: Charles Harrow