Patents by Inventor Charles L. Oakes, III

Charles L. Oakes, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11868968
    Abstract: A system and method for analyzing wearable sensor data in reconciliation with calendar entry data. A computer processor is coupled to a user configurable calendar system and a user wearable device. The processor detects one or more user activity events from one or more electronic wearable devices associated with the user and detects one or more user calendar events from a user configurable calendar system. The processor is configured to determine a course of action to be taken by the user based upon the one or more calendar events and the detected one or more user events.
    Type: Grant
    Filed: November 13, 2015
    Date of Patent: January 9, 2024
    Assignee: United Services Automobile Association
    Inventors: Bharat Prasad, Wayne M. Hartman, Jonathan W. Barlow, Bradly J. Billman, Charles L. Oakes, III, Joshua D. Maldonado
  • Patent number: 11836737
    Abstract: A computer system includes a memory with instructions to receive telematics data regarding a vehicle, analyze the telematics data to determine a low fuel condition based on the fuel of the vehicle violating a predetermined threshold, and determine a location of the vehicle based on at least one of the telematics data. The instructions, in response to determining the low fuel condition, further identify one or more fuel dispensing stations in proximity to the location of the vehicle, provide information related to the one or more fuel dispensing stations to a mobile application displayed to a driver of the vehicle, and determine a scope of fueling permissions associated with the vehicle at the one of the one or more fuel dispensing stations. The instructions also automatically initiate a fueling session at the one of the one or more fuel dispensing stations contingent upon the scope of fueling permission.
    Type: Grant
    Filed: July 10, 2020
    Date of Patent: December 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Charles L. Oakes, III
  • Patent number: 11775510
    Abstract: A computer method and system for providing information results in response to a natural language information request. The system and method include receiving a natural language information request from a user and compiling a computer executable query from the natural language information request from a user wherein the query is formatted to extract data from one or more computer databases. The query is then presented to the user prior to execution of the query so as to enable the user to change the query prior to its execution. The query is then executed to extract data from one or more computer databases whereby extracted data is presented to the user in a certain presentation format.
    Type: Grant
    Filed: November 10, 2020
    Date of Patent: October 3, 2023
    Assignee: United Services Automobile Association
    Inventors: Rickey Dale Burks, Michael P. Bueche, Jr., Thomas Niles, Charles L. Oakes, III
  • Patent number: 11420863
    Abstract: Smart fuel dispensing techniques utilize telematics data to initiate fueling sessions. Techniques can receive telematics data including identification data for a vehicle, determine a fuel type based on the vehicle identification data, determine a scope of fueling permissions associated with the vehicle identification data, and initiate a fueling session based on the scope of fueling permissions.
    Type: Grant
    Filed: April 24, 2019
    Date of Patent: August 23, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Charles L. Oakes, III
  • Patent number: 11192773
    Abstract: Described herein are systems and methods for managing a fuel dispensing account associated with fuel dispensing transactions. A fuel dispensing apparatus includes a receiver configured for wireless communication with a user device. The fuel dispensing apparatus receives a request to dispense fuel from the user device via the receiver and associates the fuel request with a primary user account stored in a user database. A notification is sent to one or more users of the primary account requesting instructions regarding the fuel request. Fuel is dispensed from the fuel dispensing apparatus if instructions are received from a user of the primary account authorizing the request.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: December 7, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Charles L. Oakes, III
  • Patent number: 11049186
    Abstract: The described embodiments contemplate a system, method and computer readable medium with computer-executable instructions for recording information relating to an accident. In one exemplary and non-limiting embodiment, once an accident is detected, a storage file is created, and information relating to the accident is stored in the storage file. In another exemplary and non-limiting embodiment, an insurance company may process a claim by receiving a notification that an accident has occurred, transmitting a request to record information relating to the accident, receiving the information, establishing an accident record, and processing an insurance claim. In another exemplary and non-limiting embodiment, an accident is detected, primary accident information is transmitted from a first recording device, a communication link is established between the first recording device and a second recording device, and a request is transmitted to the second recording device to transmit secondary accident information.
    Type: Grant
    Filed: December 7, 2018
    Date of Patent: June 29, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Reynaldo Medina, III, Charles L. Oakes, III, Michael P. Bueche, Jr.
  • Patent number: 10991172
    Abstract: A method and system for generating motor vehicle components and/or tool for repairing a vehicle. Indication is received from a remote location that a component on a vehicle has been damaged or is to be altered. The indication includes component identifier information having identifying replacement component information in a data store associated with the particular component based upon the identifier information received. The replacement component information includes a location of a virtual model of a replacement component for the particular component. Generation is then initiated for a motor vehicle component using the received virtual model.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: April 27, 2021
    Assignee: United Services Automobile Association(USAA)
    Inventors: Charles L. Oakes, III, Rickey D. Burks, Michael P. Bueche, Jr.
  • Patent number: 10866951
    Abstract: A computer method and system for providing information results in response to a natural language information request. The system and method include receiving a natural language information request from a user and compiling a computer executable query from the natural language information request from a user wherein the query is formatted to extract data from one or more computer databases. The query is then presented to the user prior to execution of the query so as to enable the user to change the query prior to its execution. The query is then executed to extract data from one or more computer databases whereby extracted data is presented to the user in a certain presentation format.
    Type: Grant
    Filed: March 21, 2017
    Date of Patent: December 15, 2020
    Assignee: United Services Automobile Association
    Inventors: Rickey D. Burks, Michael P. Bueche, Jr., Thomas Niles, Charles L. Oakes, III
  • Patent number: 10755283
    Abstract: A computer system for processing vehicle ownership support data includes an infrastructure platform which includes a plurality of hardware and software components, infrastructure services, APIs, and SDKs adapted to communicate in a communication network. The infrastructure platform receives telematics data such as vehicle identification data, driving performance data, vehicle operation data and vehicle sensor data for a corresponding vehicle. Such telematics data can be received from a vehicle device (Onboard Device (OBD)), or from a cloud-based telematics platform. The infrastructure platform identifies vehicle ownership support services associated with the at least one vehicle and analyzes the received telematics data associated with the identified services. The infrastructure platform provides vehicle ownership support services to a mobile application accessible at a customer's mobile device associated with the vehicle or the customer.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: August 25, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Charles L. Oakes, III
  • Patent number: 10600123
    Abstract: Automobile accident claims initiation systems and methods are describe. An insured driver may initiate a claim by operating a mobile device. The system provides automated inquiries to the driver through the mobile device. The driver provides responses to the inquiries using the mobile device. The driver may provide images and audio data, as well as personal information and information on the parties and vehicles involved in the accident. The system may automatically arrange for services such as a rental car or a tow truck. The system may provide claim information, such as a claim number to the driver by transmitting information to the mobile device.
    Type: Grant
    Filed: March 6, 2014
    Date of Patent: March 24, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Reynaldo Medina, III, Charles L. Oakes, III, Bradly Jay Billman, Michael P. Bueche, Jr.
  • Patent number: 10586289
    Abstract: An indication of an incident associated with a vehicle may be received via a communication protocol. The indication of the incident may be received from a mobile device. The indication of the incident may be received by a computing device, such as a computing device comprising a processor and memory coupled to the processor. If the communication protocol comprises a cellular protocol, a coverage area of a network cell in communication with the mobile device may be determined. An assistance service may be dispatched to the coverage area of the network cell. If the communication protocol comprises a wireless protocol, such as a Wi-Fi protocol, a coverage area of a wireless access point in communication with the mobile device may be determined. An assistance service may be dispatched to the coverage area of the access point.
    Type: Grant
    Filed: November 22, 2017
    Date of Patent: March 10, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Rickey Dale Burks, Charles L. Oakes, III, Michael P. Bueche, Jr., Bradly Jay Billman
  • Patent number: 10489785
    Abstract: This application relates to methods and systems for managing and distributing currency. One system includes modularized components and interacts with a user via the user's cell phone. The user may authenticate to the system via a password and biometrics, pre-stage interactions such as deposits or withdrawals, and then conduct a transaction. The system may also analyze the documents, such as currency and/or checks, that are deposited with the system, and determine whether they are valid.
    Type: Grant
    Filed: April 21, 2016
    Date of Patent: November 26, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Rickey D. Burks, Charles L. Oakes, III, Bradly J. Billman, Matthew C. Reedy, Anthony G. Castiglione, Jess W. Gingrich, Wilson Samuel
  • Patent number: 10402799
    Abstract: A method of utilizing a processing device to manage a currency-management system. A characteristic of a user is identified by utilization of a first sensor which is associated with the user. A state of a first currency dispenser is identified through utilization of a second sensor which is associated with the currency dispenser. Based on at least one of the characteristic and the state, information is identified to send to the user. Information is caused to be output from a user device.
    Type: Grant
    Filed: April 12, 2016
    Date of Patent: September 3, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Rickey D. Burks, Charles L. Oakes, III, Bradly J. Billman, Matthew C. Reedy, Anthony G. Castiglione, Jess W. Gingrich, Wilson Samuel, Wayne Maurice Hartman
  • Patent number: 10339728
    Abstract: A method and system for detecting motor vehicle damage is described which includes a sensor to detect damage to a motor vehicle component from a plurality of motor vehicle components. A network interface is provided to transmit an indication of the detected damage, the indication including an identifier associated with the damaged motor vehicle component. Also provided is a data store to store the indication of the detected damage.
    Type: Grant
    Filed: June 16, 2017
    Date of Patent: July 2, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles L. Oakes, III, Rickey D. Burks, Michael P. Bueche
  • Patent number: 10329137
    Abstract: A fuel dispenser including one or more processors in a local or distributed computing system provide techniques for smart fuel dispensing that represent a marriage of vehicle telematics data, a smart fuel dispenser, and a customer device (e.g., a mobile device, tablet, computer, etc.). The techniques disclosed particularly provide a customizable fueling experience to customers and, for example, communicate fuel dispensing configuration information to/from a customer, pair vehicles to a fueling dispenser (e.g., using combinations of vehicle telematics, mobile phone data, fuel dispensing data, etc.), initiate/terminate fueling sessions, recommend fuel grades, establish customer accounts for various payment options, and look forward to potential itineraries (e.g., planned trips) to provide recommendations for vehicle maintenance, fuel grades, additives, etc.).
    Type: Grant
    Filed: March 6, 2015
    Date of Patent: June 25, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Charles L. Oakes, III
  • Patent number: 10332358
    Abstract: This application relates to methods and systems for managing and distributing currency. One system includes modularized components and interacts with a user via the user's cell phone. The user may authenticate to the system via a password and biometrics, pre-stage interactions such as deposits or withdrawals, and then conduct a transaction. The system may also analyze the documents, such as currency and/or checks, that are deposited with the system, and determine whether they are valid.
    Type: Grant
    Filed: February 17, 2016
    Date of Patent: June 25, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Rickey D. Burks, Charles L. Oakes, III, Bradly J. Billman, Matthew C. Reedy, Anthony G. Castiglione, Jess W. Gingrich, Samuel Wilson, Wayne Maurice Hartman
  • Patent number: 10318963
    Abstract: Described herein are systems and methods for determining the status and renewing a vehicle registration and/or inspection while a vehicle is located in proximity to a fuel dispensing apparatus. Data communication is established between the fuel dispensing apparatus and a vehicle located in proximity to the fuel dispensing apparatus. Data is received from the vehicle located in proximity to the fuel dispensing apparatus providing one or more identification characteristics of the vehicle. Analysis is performed using the one or more identification characteristics to determine a status of a vehicle registration and/or inspection for the vehicle located in proximity to the fuel dispensing apparatus.
    Type: Grant
    Filed: April 15, 2015
    Date of Patent: June 11, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Charles L. Oakes, III
  • Patent number: 10289760
    Abstract: The present disclosure provides systems, methods, and machine-readable media for assessing potential water damage. One or more embodiments include surveying a structure with a sensor in communication with a mobile computing device, generating a model of the structure based on the survey of the structure, simulating water movement in relation to the structure to determine a potential for water damage to the structure, and determining whether to purchase flood insurance for the structure based on the simulation of the water movement in relation to the structure.
    Type: Grant
    Filed: May 23, 2013
    Date of Patent: May 14, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles L. Oakes, III, Bradly J. Billman, Wayne M. Hartman, Amanda Danko
  • Patent number: 10134042
    Abstract: A computer system for processing vehicle ownership support data includes an infrastructure platform which includes a plurality of hardware and software components, infrastructure services, APIs, and SDKs adapted to communicate in a communication network. The infrastructure platform receives telematics data such as vehicle identification data, driving performance data, vehicle operation data and vehicle sensor data for a corresponding vehicle. Such telematics data can be received from a vehicle device (Onboard Device (OBD)), or from a cloud-based telematics platform. The infrastructure platform identifies vehicle ownership support services associated with the at least one vehicle and analyzes the received telematics data associated with the identified services. The infrastructure platform provides vehicle ownership support services to a mobile application accessible at a customer's mobile device associated with the vehicle or the customer.
    Type: Grant
    Filed: October 9, 2015
    Date of Patent: November 20, 2018
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Charles L. Oakes, III
  • Patent number: 10131531
    Abstract: Described herein are systems and methods for managing a fuel dispensing account associated with fuel dispensing transactions. A fuel dispensing apparatus includes a receiver configured for wireless communication with a user device. The fuel dispensing apparatus receives a request to dispense fuel from the user device via the receiver and associates the fuel request with a primary user account stored in a computer database. A notification is sent to one or more users of the primary account requesting instructions regarding the fuel request. Fuel is dispensed from the fuel dispensing apparatus if instructions are received from a user of the primary account authorizing the request.
    Type: Grant
    Filed: April 17, 2015
    Date of Patent: November 20, 2018
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Charles L. Oakes, III