Patents by Inventor Charles LoCasto

Charles LoCasto has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for risk evaluation in EFT transactions
    Patent number: 10339526
    Abstract: Embodiments of the invention are directed to a computer-implemented method for facilitating risk assessment for an EFT transaction. The transaction occurs between at least an originating participant and a destination participant. The method includes maintaining an alias table stored in a computer memory, the alias table containing country information for facilitating identification of a corresponding country associated with at least one EFT participant. The method additionally includes making a country identification implementing a computer processor through consultation with the alias table and execution of a matching process, the matching process incorporating the EFT data and alias table country information to identify the corresponding country. The method further includes passing the country identification to risk analysis components for evaluating risk associated with the transaction.
    Type: Grant
    Filed: June 16, 2014
    Date of Patent: July 2, 2019
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Charles Locasto, Balaji Rangan, Jamie Cerutti
  • System and Method for Risk Evaluation in EFT Transactions
    Publication number: 20140297522
    Abstract: Embodiments of the invention are directed to a computer-implemented method for facilitating risk assessment for an EFT transaction. The transaction occurs between at least an originating participant and a destination participant. The method includes maintaining an alias table stored in a computer memory, the alias table containing country information for facilitating identification of a corresponding country associated with at least one EFT participant. The method additionally includes making a country identification implementing a computer processor through consultation with the alias table and execution of a matching process, the matching process incorporating the EFT data and alias table country information to identify the corresponding country. The method further includes passing the country identification to risk analysis components for evaluating risk associated with the transaction.
    Type: Application
    Filed: June 16, 2014
    Publication date: October 2, 2014
    Inventors: Charles Locasto, Balaji Rangan, Jamie Cerutti
  • System and method for risk evaluation in EFT transactions
    Patent number: 8788410
    Abstract: Embodiments of the invention are directed to a computer-implemented method for facilitating risk assessment for an EFT transaction. The transaction occurs between at least an originating participant and a destination participant. The method includes maintaining an alias table stored in a computer memory, the alias table containing country information for facilitating identification of a corresponding country associated with at least one EFT participant. The method additionally includes making a country identification implementing a computer processor through consultation with the alias table and execution of a matching process, the matching process incorporating the EFT data and alias table country information to identify the corresponding country. The method further includes passing the country identification to risk analysis components for evaluating risk associated with the transaction.
    Type: Grant
    Filed: October 19, 2010
    Date of Patent: July 22, 2014
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Charles LoCasto, Balaji Rangan, Jamie Cerutti