Abstract: An online address book system having sufficient hardware and software to operate an address book user interface and to perform intelligent interpretations of voice and text inputs from users. The system includes at least one server software module that includes software to perform a plurality of functions. These include the ability to receive voice input data and separate user voice queries, wherein the software can arrange the data so as to create a data base that includes at least three access dimensions, including contact access, contact-relationship access and contact-time frame access, and so as to create a connectivity matrix based on a plurality of contact pair relationships applying connective recognition logic. The system provides a voice operated user interface that permits access to address book stored data based on user input selected from the group consisting of contact, a contact-relationship pair, a contact-time frame pair, and combinations thereof.

Abstract: User friendly log in system for validation of user for entry into a website includes: (a) a plurality of user computers; (b) an internet; (c) a host server connected to the internet for connection to user computers; and (d) a website program hosted on the host server for a website that requires individual user security, for connecting each of the plurality of computers to the website available to the user computers, that includes an open log in field. The program has software for secured activity for receiving and recognizing a unique user identification from a user of a user computer to create a personal combination lock rule for a unique easy-to-remember user initialization input that includes a preset selection and operation of the intersection of a first randomly arranged challenge presentation and a second randomly arranged challenge presentation to obtain a selection solution.

Abstract: An online address book system having sufficient hardware and software to operate an address book user interface and to perform intelligent interpretations of voice and text inputs from users. The system includes at least one server software module that includes software to perform a plurality of functions. These include the ability to receive voice input data and separate user voice queries, wherein the software can arrange the data so as to create a data base that includes at least three access dimensions, including contact access, contact-relationship access and contact-time frame access, and so as to create a connectivity matrix based on a plurality of contact pair relationships applying connective recognition logic. The system provides a voice operated user interface that permits access to address book stored data based on user input selected from the group consisting of contact, a contact-relationship pair, a contact-time frame pair, and combinations thereof.

Abstract: An online address book system having sufficient hardware and software to operate an address book user interface and to perform intelligent interpretations of voice and text inputs from users. The system includes at least one server software module that includes software to perform a plurality of functions. These include the ability to receive voice input data and separate user voice queries, wherein the software can arrange the data so as to create a data base that includes at least three access dimensions, including contact access, contact-relationship access and contact-time frame access, and so as to create a connectivity matrix based on a plurality of contact pair relationships applying connective recognition logic. The system provides a voice operated user interface that permits access to address book stored data based on user input selected from the group consisting of contact, a contact-relationship pair, a contact-time frame pair, and combinations thereof.

Abstract: User friendly gateway log-in system for validation of a user's identity for entry into a master security website that provides a gateway to a plurality of different subscriber websites includes: (a) a plurality of user computers; (b) an internet; (c) a host server connected to the internet for connection to user computers; and (d) a website program hosted on the host server for a website that requires individual user security, for connecting each of the plurality of computers to the website available to the user computers, that includes an open log in field. The program has software for secured activity for receiving and recognizing a unique user identification from a user of a user computer to create a personal combination lock rule for a unique easy-to-remember user initialization input that includes a preset selection and operation of the intersection of a first randomly arranged challenge presentation and a second randomly arranged challenge presentation to obtain a selection solution.

Abstract: An online address book system having sufficient hardware and software to operate an address book user interface and to perform intelligent interpretations of inputs from users. The system includes at least one server software module that includes software to perform a plurality of functions. These include the ability to receive input data and separate user queries, wherein the software can arrange the data so as to create a data base that includes at least three access dimensions, including contact access, contact-relationship access and contact-time frame access, and so as to create a connectivity matrix based on a plurality of contact pair relationships applying connective recognition logic. The system provides a user interface that permits access to address book stored data based on user input selected from the group consisting of contact, a contact-relationship pair, a contact-time frame pair, and combinations thereof.

Abstract: A photo microprojector for projecting digital photo albums, includes: a.) a main housing having a lens port; b.) a digital photo input means within the housing and including at least one input port; c.) a microprocessor in the main housing includes: i) digital photo storage means for storing inputted digital photos; ii) digital photo organization means for selecting and arranging digital photos stored in the microprocessor; iii) a controller for managing a digital photo album presentation that includes a start function, a stop function, and a pause function the microprocessor being connected to the digital photo input means; d.) a lens located in the lens port; e.) a display screen located in the main housing and behind the lens and connected to the microprocessor, the display screen being adapted to receive photo images from the microprocessor; f.

Abstract: A life rewardance insurance system that includes managing a pooled insurance plan with the following steps: (a) insuring a plurality of individuals in a plan with a pre-defined set of plan enrollment criteria, the plan having a policy term, and the plan paying to designated beneficiaries of each of the survivors of the plurality of insured individuals enrolled in the plan and not paying to designated beneficiaries of insured individuals who are deceased at the end of the policy term; (b) collecting personal identification and age data from the plurality of insured individuals and maintaining them in confidence from others for at least the duration of the policy term; (c) collecting policy premiums from the plurality of insured individuals; (d) investing premiums as may be specified in the plan; and, (e) making payment to designated beneficiaries of each of the survivors of the plurality of insured individuals enrolled in the plan and not to designated beneficiaries of the deceased.

Abstract: User friendly gateway log-in system for validation of a user's identity for entry into a master security website that provides a gateway to a plurality of different subscriber websites includes: (a) a plurality of user computers; (b) an internet; (c) a host server connected to the internet for connection to user computers; and (d) a website program hosted on the host server for a website that requires individual user security, for connecting each of the plurality of computers to the website available to the user computers, that includes an open log in field. The program has software for secured activity for receiving and recognizing a unique user identification from a user of a user computer to create a personal combination lock rule for a unique easy-to-remember user initialization input that includes a preset selection and operation of the intersection of a first randomly arranged challenge presentation and a second randomly arranged challenge presentation to obtain a selection solution.

Abstract: User friendly log in system for validation of user for entry into a website includes: (a) a plurality of user computers; (b) an internet; (c) a host server connected to the internet for connection to user computers; and (d) a website program hosted on the host server for a website that requires individual user security, for connecting each of the plurality of computers to the website available to the user computers, that includes an open log in field. The program has software for secured activity for receiving and recognizing a unique user identification from a user of a user computer to create a personal combination lock rule for a unique easy-to-remember user initialization input that includes a preset selection and operation of the intersection of a first randomly arranged challenge presentation and a second randomly arranged challenge presentation to obtain a selection solution.