Abstract: An electronic circuit comprising: an integrated circuit chip, the integrated circuit chip having a top face; portions of the top face of the chip being covered by a first metal layer electrically connected to the integrated circuit; and a dialectic layer formed on the top face of the chip beside and on top of said first metal layer; wherein the dielectric layer extends parallel to the top face of the chip beyond the edges of the chip, the first metal layer extending in the dielectric layer beyond the edges of the chip; and wherein portions of a top surface of the dielectric layer are covered by a second metal layer, portions of the first and second metal layers being electrically connected through the dielectric layer.

Abstract: The Smart Rules and Social Aggregating, Fractionally Efficient Transfer Guidance, Conditional Triggered Transaction, Datastructures, Apparatuses, Methods and Systems (“SOCOACT”) transforms smart contract request, crypto currency deposit request, crypto collateral deposit request, crypto currency transfer request, crypto collateral transfer request inputs via SOCOACT components into transaction confirmation outputs. A selection of a crypto smart rule type for a crypto smart rule associated with an aggregated crypto transaction trigger entry may be obtained from a user. A crypto smart rule generator user interface (UI) for the selected crypto smart rule type may be provided. Selections of a threshold constraint and of an aggregated blockchain oracle for the crypto smart rule may be obtained from the user via the UI. The aggregated crypto transaction trigger entry may be generate based on the selections and instantiated in a socially aggregated blockchain datastructure.

Abstract: The Crypto Captcha and Social Aggregating, Fractionally Efficient Transfer Guidance, Conditional Triggered Transaction, Datastructures, Apparatuses, Methods and Systems (“SOCOACT”) transforms login request, external feature add request, verification response inputs via SOCOACT components into verification request, verification confirmation outputs. An external feature add request that identifies an external feature may be obtained from an authenticated user. Verification data parameters may be determined based on a determined verification standard. The verification data parameters may include a specification of one or more crypto tokens to be transferred. A crypto verification request may be generated and provided to the authenticated user. A crypto verification response that comprises a verification transaction in a socially aggregated blockchain datastructure may be obtained from the authenticated user.

Abstract: The Social Aggregating, Fractionally Efficient Transfer Guidance, Conditional Triggered Transaction, Datastructures, Apparatuses, Methods and Systems (“SOCOACT”) transforms smart contract request, crypto currency deposit request, crypto collateral deposit request, crypto currency transfer request, crypto collateral transfer request inputs via SOCOACT components into transaction confirmation outputs. An aggregated crypto 2-party transaction trigger entry that specifies at least one associated aggregated blockchain oracle may be instantiated. A first encrypted a token may be obtained from a first associated aggregated blockchain oracle. A second encrypted token may be obtained from a second associated aggregated blockchain oracle.

Abstract: The Crypto Key Recovery and Social Aggregating, Fractionally Efficient Transfer Guidance, Conditional Triggered Transaction, Datastructures, Apparatuses, Methods and Systems (“SOCOACT”) transforms MKADSD generation request, trigger event message inputs via SOCOACT components into transaction confirmation, recovery notification outputs. A multiple key account data structure datastore (MKADSD) generation request may be obtained from a user. A set of crypto public keys for a MKADSD may be determined. The MKADSD may be instantiated in a socially aggregated blockchain datastructure using the determined set of crypto public keys. A crypto recovery private key may be associate with the MKADSD and trigger event recovery settings for the MKADSD may be set. A trigger event message associated with the MKADSD may be obtained and recovery settings associated with a trigger event may be determined. The crypto recovery private key may be retrieved and a recovery action may be facilitated.

Abstract: The Crypto Voting and Social Aggregating, Fractionally Efficient Transfer Guidance, Conditional Triggered Transaction, Datastructures, Apparatuses, Methods and Systems (“SOCOACT”) transforms vote request, vote input inputs via SOCOACT components into vote UI, vote confirmation outputs. A crypto vote request associated with a poll may be obtained from a user. Voter authentication may be obtained and used to determine that the user is authorized to vote. An authentication token and a crypto vote user interface may be generated and provided to the user. A crypto vote input that specifies a conditional vote that includes a set of vote conditions may be obtained from the user. Each vote condition is associated with a vote outcome and an aggregated blockchain oracle. The conditional vote may be instantiated in a socially aggregated blockchain datastructure. A determination that a vote condition has been satisfied may be made and the associated vote outcome may be determined.

Abstract: An electronic circuit comprising: an integrated circuit chip, the integrated circuit chip having a top face; portions of the top face of the chip being covered by a first metal layer electrically connected to the integrated circuit; and a dielectic layer formed on the top face of the chip beside and on top of said first metal layer; wherein the dielectric layer extends parallel to the top face of the chip beyond the edges of the chip, the first metal layer extending in the dielectric layer beyond the edges of the chip; and wherein portions of a top surface of the dielectric layer are covered by a second metal layer, portions of the first and second metal layers being electrically connected through the dielectric layer.

Abstract: Methods in which an encrypted transaction validation code is received which positively identifies a first transaction for a first entity, the first entity having a first entity identifier, and the first transaction is electronically verified as being valid by use of the first entity identifier and the validation code. The first entity identifier can be transferred as an account number and the validation code transferred to the money source in a non-account data field. A money source can validate the validation code by duplicating the encryption process used to create the validation code and by then comparing the result to the validation code received. The validation code can be, at least in part, encrypted, and a money source can validate the validation code by duplicating a validation code encryption process and by then comparing the result to the validation code received.

Abstract: Method for broadcasting a magnetic stripe data packet from an electronic card by measuring a swipe speed of the electronic card past a magnetic reader head during a swipe of the electronic card past the magnetic reader head and then adjusting a broadcast signal containing the magnetic stripe data packet according to the measured swipe speed so that the magnetic stripe data packet in the broadcast signal is read by the magnetic reader head during said swipe. The swipe speed is measured by a speed sensor. The electronic card can contain a false swipe detection means so that the capacitive sensor changes from a sleep mode to an active mode after a wake up sensor is activated during the swipe and the swipe speed is measured by the capacitive sensor while it is in the active mode before the broadcast signal is broadcast during the swipe.

Abstract: Method for broadcasting a magnetic stripe data packet from an electronic card by measuring a swipe speed of the electronic card past a magnetic reader head during a swipe of the electronic card past the magnetic reader head and then adjusting a broadcast signal containing the magnetic stripe data packet according to the measured swipe speed so that the magnetic stripe data packet in the broadcast signal is read by the magnetic reader head during said swipe.

Abstract: An electronic transaction device with a microprocessor generates digital signals that are converted into at least two tracks of analog signal wave form and two waveform signals are driven on two analog tracks such that the two waveform signals cancel each other out and a simulated magnetic field is generated along a target area located on the transaction device that can contain a transaction specific data packet readable by a magnetic stripe read head.

Abstract: An electronic card is assembled from top and bottom graphic layers, top and bottom thermal sensitive adhesion tapes and an inlay assembly laminated together. The inlay assembly is made of a sub-assembly of a PCB base with one or more electronic components mounted to it, thermal sensitive adhesion tape and a stiffening substrate, all laminated together, while a battery insert and possible additional inserts made of PVC are mounted in openings in the sub-assembly around electronic components such as the battery. The stiffening substrate has a thermal coefficient substantially the same as that of the PCB base. The card need not contain any solder connections and is ISO 7810 compliant. Lamination is performed at a warm, not hot, temperature that does not damage the battery or melt any components together.

Abstract: A method for communicating with a magnetic stripe reader which has a magnetic read head by activating the electronic apparatus from an off state to a reduced power mode, then detecting the magnetic stripe reader, then activating the electronic apparatus from the reduced power mode to a full power mode after detection of the magnetic read head, and then broadcasting a signal that contains a transaction specific data packet that is read by the magnetic read head. The signal is broadcast without using a static magnetic stripe and it is a time varying and spatial varying magnetic field that is interpreted by the magnetic read head as originating from a standard magnetic stripe. A monitoring system can be used to identify what type of point-of-transaction terminal is being used to read the electronic apparatus and choose a timing of the magnetic stripe broadcaster to accommodate it.

Abstract: An apparatus and process for conducting a transaction with an electronic card that dynamically generates transaction specific data determines whether the transaction is being conducted with a smart card reader or with a magnetic stripe reader. A smart card reader mode is activated if the transaction is being conducted with a smart card reader; a magnetic stripe reader mode is activated if the transaction is being conducted with a magnetic stripe reader. The electronic card is activated from a reduced power mode to a full power mode after either the smart card reader mode or the magnetic stripe reader mode is activated and the dynamic field of data is not generated until the full power mode is activated.

Abstract: An electronic transaction device with a microprocessor generates digital signals that are converted into at least two tracks of analog signal wave form and two waveform signals are driven on two analog tracks such that the two waveform signals cancel each other out and a simulated magnetic field is generated along a target area located on the transaction device that can contain a transaction specific data packet readable by a magnetic stripe read head.

Abstract: A method for communicating with a magnetic stripe reader in which an electronic apparatus is activated from an off state to a reduced power mode, a magnetic stripe reader is detected, then the apparatus is activated from the reduced power mode to a full power mode and it broadcasts a signal that contains a transaction specific data packet that is read by the magnetic read head. The signal is a time varying and spatial varying magnetic field that is interpreted by the magnetic read head as originating from a standard magnetic stripe and it is generated by a magnetic stripe broadcaster comprised of a track 1 flex encoder that transmits data that is read by a track 1 read head of the magnetic read head and a track 2 magnetic flex encoder that transmits data that is read by a track 2 read head of the magnetic read head.

Abstract: An electronic card has a card body with a power source electrically coupled to a general processor which is electrically coupled to a secure processor and a broadcaster. At least one sensor sends a signal to the general broadcaster when a physical act of swiping the card body through a legacy magnetic stripe reader having a magnetic read head commences. The card is usable as a legacy mode Smart card, the broadcaster is operable to broadcast a transaction specific data packet so that it is read by the magnetic stripe reader, and the secure processor is an ISO 7816 compliant processor.

Abstract: An electronic card that, once activated, can drive a set of user data from a first secure microprocessor through a signal line to a second processor, process the set of user data in the second processor to generate a series of digital transaction signals, drive the series of digital transaction signals into a RC specialty circuit, convert the series of digital transaction signals into two distinct analog waveform signals, and drive the two distinct analog waveform signals along at least two tracks such that the first analog signal and the second analog signal cancel each other magnetically so that the resulting magnetic flux at a target broadcast area replicates the magnetic field created in a magnetic stripe.

Abstract: An apparatus and process for conducting a transaction with an electronic card that dynamically generates transaction specific data determines whether the transaction is being conducted with a smart card reader or with a magnetic stripe reader. A smart card reader mode is activated if the transaction is being conducted with a smart card reader; a magnetic stripe reader mode is activated if the transaction is being conducted with a magnetic stripe reader. The electronic card is activated from a reduced power mode to a full power mode after either the smart card reader mode or the magnetic stripe reader mode is activated and the dynamic field of data is not generated until the full power mode is activated.

Abstract: A method for communicating with a magnetic stripe reader in which an electronic apparatus is activated from an off state to a reduced power mode, a magnetic stripe reader is detected, then the apparatus is activated from the reduced power mode to a full power mode and it broadcasts a signal that contains a transaction specific data packet that is read by the magnetic read head. The signal is a time varying and spatial varying magnetic field that is interpreted by the magnetic read head as originating from a standard magnetic stripe and it is generated by a magnetic stripe broadcaster comprised of a track 1 flex encoder that transmits data that is read by a track 1 read head of the magnetic read head and a track 2 magnetic flex encoder that transmits data that is read by a track 2 read head of the magnetic read head.