Patents by Inventor Charles R. Liu

Charles R. Liu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Future Generation Automated Teller Machine (ATM)
    Publication number: 20180114222
    Abstract: Aspects of the disclosure relate to interaction among an entity, an entity's mobile device, one or more Automated Teller Machines (ATM's), an associated beacon generator, and a support computing system. With some embodiments, the beacon generator generates a beacon signal to the mobile device. The mobile device extracts beacon information such as an identification of the beacon generator and/or associated ATM and conveys this information to the support computing system via a second wireless channel. The support computing system subsequently instructs the ATM to transition to an appropriate display container as the entity approaches the ATM. The ATM may further transition to different display containers based on interactions with the entity and/or support computing system.
    Type: Application
    Filed: October 19, 2017
    Publication date: April 26, 2018
    Inventors: Ryan Furey, Charles R. Liu, Matthew E. Williams, Elizabeth A. Price, Richard Barron
  • Automatic Savings Program
    Publication number: 20140108237
    Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
    Type: Application
    Filed: December 17, 2013
    Publication date: April 17, 2014
    Applicant: Bank of America Corporation
    Inventors: Daniel A. Carretta, Thomas M. Hancock, Karen K. Lewy, Charles R. Liu, Jack Meyers, Sheryl W. Strott, Faith A. Tucker, Carrie A. Williams
  • Automatic savings program
    Patent number: 8635137
    Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
    Type: Grant
    Filed: September 13, 2012
    Date of Patent: January 21, 2014
    Assignee: Bank of America Corporation
    Inventors: Daniel A. Carretta, Thomas M. Hancock, Karen K. Lewy, Charles R. Liu, Jack Meyers, Sheryl W. Strott, Faith A. Tucker, Carrie A. Williams
  • Automatic Savings Program
    Publication number: 20130030992
    Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
    Type: Application
    Filed: September 13, 2012
    Publication date: January 31, 2013
    Applicant: BANK OF AMERICA COROPRATION
    Inventors: Daniel A. Carretta, Thomas M. Hancock, Karen K. Lewy, Charles R. Liu, Jack Meyers, Sheryl W. Strott, Faith A. Tucker, Carrie A. Williams
  • Automatic savings program
    Patent number: 8301530
    Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
    Type: Grant
    Filed: September 4, 2009
    Date of Patent: October 30, 2012
    Assignee: Bank of America Corporation
    Inventors: Daniel A. Carretta, Thomas M. Hancock, Karen K. Lewy, Charles R. Liu, Jack Meyers, Sheryl W. Strott, Faith A. Tucker, Carrie A. Williams
  • Automatic Savings Program
    Publication number: 20100138346
    Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
    Type: Application
    Filed: September 4, 2009
    Publication date: June 3, 2010
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Daniel A. Carretta, Thomas M. Hancock, Karen K. Lewy, Charles R. Liu, Jack Meyers, Sheryl W. Strott, Faith A. Tucker, Carrie A. Williams