Abstract: Systems and methods are provided for a decentralized distributed ledger that hosts a directory service for customer aliases to facilitate obtaining customer account details.

Abstract: Methods of forming acrylate polymers using emulsion polymerization techniques are described. The resulting acrylate polymers exhibit characteristics enabling their use in adhesives and replacing acrylic polymers formed by solvent-based polymerization methods. Various polymers and adhesives utilizing such polymers are also described.

Abstract: Systems and methods are provided for a decentralized distributed ledger that hosts a directory service for customer aliases to facilitate obtaining customer account details.

Abstract: Systems and methods are provided for a decentralized distributed ledger that hosts a directory service for customer aliases to facilitate obtaining customer account details.

Abstract: Embodiments of the disclosure can include systems, methods, computer-readable media, techniques and methodologies for transactional document processing. Users can utilize documents to complete transactions. A user device, such as a point of sale (POS) device may be used to enter user information as well as capture an image of a check. A financial service server, in communication with the POS device, may forward the request to a document analysis server. The document analysis server may use the information received from the POS device to determine whether the document is approved to be used in a transaction. The document analysis server may obtain financial information from an image of the check. The document analysis server may use the user information and financial information to obtain additional information (e.g., credit history, transaction history, etc.).

Abstract: Systems and methods are provided for a decentralized distributed ledger that hosts a directory service for customer aliases to facilitate obtaining customer account details.

Abstract: Embodiments of the disclosure can include systems, methods, computer-readable media, techniques and methodologies for transactional document processing. Users can utilize documents to complete transactions. A user device, such as a point of sale (POS) device may be used to enter user information as well as capture an image of a check. A financial service server, in communication with the POS device, may forward the request to a document analysis server. The document analysis server may use the information received from the POS device to determine whether the document is approved to be used in a transaction. The document analysis server may obtain financial information from an image of the check. The document analysis server may use the user information and financial information to obtain additional information (e.g., credit history, transaction history, etc.).

Abstract: Embodiments of the disclosure can include systems, methods, computer-readable media, techniques and methodologies for transactional document processing. Users can utilize documents to complete transactions. A user device, such as a point of sale (POS) device may be used to enter user information as well as capture an image of a check. A financial service server, in communication with the POS device, may forward the request to a document analysis server. The document analysis server may use the information received from the POS device to determine whether the document is approved to be used in a transaction. The document analysis server may obtain financial information from an image of the check. The document analysis server may use the user information and financial information to obtain additional information (e.g., credit history, transaction history, etc.).

Abstract: Methods of forming acrylate polymers using emulsion polymerization techniques are described. The resulting acrylate polymers exhibit characteristics enabling their use in adhesives and replacing acrylic polymers formed by solvent-based polymerization methods. Various polymers and adhesives utilizing such polymers are also described.

Abstract: Methods of forming acrylate polymers using emulsion polymerization techniques are described. The resulting acrylate polymers exhibit characteristics enabling their use in adhesives and replacing acrylic polymers formed by solvent-based polymerization methods. Various polymers and adhesives utilizing such polymers are also described.

Abstract: The disclosure relates to systems and methods for processing decoupled debit transactions. In one embodiment, a system is provided. The system can include a device with a camera and a graphical user interface, and the system can further include a server. The device can identify received user information for a first transaction provided by a user to the graphical user interface of the device. The camera can capture an image of a check for the first transaction. The device can generate a first transaction message comprising the user information and the image of the check. The device can send the first transaction message to the server. The device can identify an indication received from the server that the user is approved for enrollment in a decoupled debit program, and the device further identifies an identifier received from the server for a decoupled debit program account. The graphical user display can display the indication to the user.

Abstract: Embodiments of the disclosure can include systems, methods, computer-readable media, techniques and methodologies for transactional document processing. Users can utilize documents to complete transactions. A user device, such as a point of sale (POS) device may be used to enter user information as well as capture an image of a check. A financial service server, in communication with the POS device, may forward the request to a document analysis server. The document analysis server may use the information received from the POS device to determine whether the document is approved to be used in a transaction. The document analysis server may obtain financial information from an image of the check. The document analysis server may use the user information and financial information to obtain additional information (e.g., credit history, transaction history, etc.).

Abstract: The disclosure relates to systems and methods for processing decoupled debit transactions. In one embodiment, a system is provided. The system can include a device with a camera and a graphical user interface, and the system can further include a server. The device can identify received user information for a first transaction provided by a user to the graphical user interface of the device. The camera can capture an image of a check for the first transaction. The device can generate a first transaction message comprising the user information and the image of the check. The device can send the first transaction message to the server. The device can identify an indication received from the server that the user is approved for enrollment in a decoupled debit program, and the device further identifies an identifier received from the server for a decoupled debit program account. The graphical user display can display the indication to the user.

Abstract: This disclosure describes systems, methods, and computer-readable media related to employing adaptive multi-feature semantic location sensing methods to estimate the semantic location of a mobile device. An image of a transaction document may be captured. The captured image to a processing server for processing magnetic ink character recognition (MICR) information from the captured image of the transaction document may be transmitted. A processing result of processing the MICR information from the captured image of the transaction document may be received. The processing result of the MICR information with the captured image of the transaction document may be compared. In response to the comparison, the MICR information to a payment verification server may be submitted for verification.

Abstract: Methods of forming acrylate polymers using emulsion polymerization techniques are described. The resulting acrylate polymers exhibit characteristics enabling their use in adhesives and replacing acrylic polymers formed by solvent-based polymerization methods. Various polymers and adhesives utilizing such polymers are also described.

Abstract: Systems and methods are provided for determining check information. According to one or more embodiments, a method may include accessing, by a computer including one or more processors, a video recording of a check. The method may also include determining, based at least in part on the video recording, a plurality of video frames associated with the check. Furthermore, the method may include generating respective optical character recognition (OCR) data associated with the plurality of video frames. Additionally, the method may include determining, based at least in part on the respective OCR data, respective scores associated with the plurality of video frames.

Abstract: Mono-layer and multi-layer compostable films are provided. The multi-layered compostable films may generally include a core layer fabricated from one or more compostable resins. Multi-layer compostable films may include at least one skin layer fabricated from the same or different compostable resin used to fabricate the core layer. Also provided are labels formed from such compostable films in combination with aqueous dispersions of bio-based pressure sensitive adhesives. These labels have many possible applications, such as labels for a variety of fruits.

Abstract: Pressure sensitive adhesives produced from naturally occurring fats and oils are described. Also described are methods of producing the pressure sensitive adhesives. Generally, one or more naturally occurring fats or oils are epoxidized, and then reacted with certain alcohols or amines to thereby obtain the noted pressure sensitive adhesives.

Abstract: Systems and methods are provided for determining check information. According to one or more embodiments, a method may include accessing, by a computer including one or more processors, a video recording of a check. The method may also include determining, based at least in part on the video recording, a plurality of video frames associated with the check. Furthermore, the method may include generating respective optical character recognition (OCR) data associated with the plurality of video frames. Additionally, the method may include determining, based at least in part on the respective OCR data, respective scores associated with the plurality of video frames.

Abstract: This disclosure describes systems, methods, and computer-readable media related to employing adaptive multi-feature semantic location sensing methods to estimate the semantic location of a mobile device. An image of a transaction document may be captured. The captured image to a processing server for processing magnetic ink character recognition (MICR) information from the captured image of the transaction document may be transmitted. A processing result of processing the MICR information from the captured image of the transaction document may be received. The processing result of the MICR information with the captured image of the transaction document may be compared. In response to the comparison, the MICR information to a payment verification server may be submitted for verification.