Abstract: A system automatically intercepts and responds to most requests for personal information that are received from a network and directed to a user. Such requests are intercepted, and the sources of the requests, as well as the user, are validated. The system attempts to complete each request, using information obtained from a wallet database where information is kept secure and is associated with non-personal identifiers. The system attempts to complete requests by searching a dictionary database for request-type-specific rules that indicate, by non-personal identifiers, what personal information is to be entered into which fields of each request or form. The system may also attempt to complete requests or forms using rules for other types of requests that are applied to a new type of request using the principles of fuzzy logic or artificial intelligence.