Patents by Inventor Charles Thomson

Charles Thomson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12620024
    Abstract: Methods for using and training a classifier to predicting user intentions as the user navigates in a digital banking application. A pathway dataset, excluding financial information, is acquired, capturing a sequence of navigation events during a user session. These navigation events, representing user interactions with the application interface, are converted into a sequence of latent space representations and input into a classifier. The classifier is trained using a historical dataset of navigation events annotated with intention labels as ground truth. Upon identifying a predicted user intention, the method suggests a corresponding service via the graphical user interface (GUI). This method ensures accurate intention prediction without accessing sensitive financial information, so that privacy and usability in digital banking environments are enhanced.
    Type: Grant
    Filed: October 31, 2024
    Date of Patent: May 5, 2026
    Assignee: Royal Bank of Canada
    Inventors: Alex T. Lau, Juan Martin, Gautam Dhall, Neil Mendonca, Charles Thomson, Arup Saha, Jigisha Patel, Roop Malhans, Yuanfu Tian
  • Publication number: 20250139696
    Abstract: Methods for using and training a classifier to predicting user intentions as the user navigates in a digital banking application. A pathway dataset, excluding financial information, is acquired, capturing a sequence of navigation events during a user session. These navigation events, representing user interactions with the application interface, are converted into a sequence of latent space representations and input into a classifier. The classifier is trained using a historical dataset of navigation events annotated with intention labels as ground truth. Upon identifying a predicted user intention, the method suggests a corresponding service via the graphical user interface (GUI). This method ensures accurate intention prediction without accessing sensitive financial information, so that privacy and usability in digital banking environments are enhanced.
    Type: Application
    Filed: October 31, 2024
    Publication date: May 1, 2025
    Inventors: Alex T. LAU, Juan MARTIN, Gautam DHALL, Neil MENDONCA, Charles THOMSON, Arup SAHA, Jigisha PATEL, Roop MALHANS, Yuanfu TIAN
  • Patent number: 6125484
    Abstract: A modular bed frame is disclosed which includes one or more pairs of complimentary side-rails, with attached cross-bars, that may be linked in a manner so as to support a plurality of box-spring and mattress sizes. The advantages of the present invention include an inventory reduction of different components than currently necessary, and elimination of a majority of separate fasteners. The bed frame incorporates an inverted L-shaped cross-section which permits a box-spring to be supported on a pair of bed frames attached side-by-side. Along the side-rails are disposed a set of flanges which are rotatable so as to enable side-by-side bed frames to be slidably attached to each other in one orientation, or inhibiting lateral movement of a box-spring in another orientation.
    Type: Grant
    Filed: June 16, 1999
    Date of Patent: October 3, 2000
    Inventor: Charles Thomson