Abstract: A computer-implemented method is described. The method includes a computing system accessing a technology database that includes multiple digital initiatives and data describing each initiative. For each digital initiative in a subset of initiatives: the system associates the digital initiative to an indicator for an operation that relates to the digital initiative. The system includes a technology assessment model and uses the model to determine one or more impact metrics based on the indicator and the data from the technology database. The one or more impact metrics each correspond to implementation of the digital initiative. A data visualization model of the system generates a data structure that is provided for output via a client device. The data structure includes the impact metrics and analytical data indicating a digital value that is obtainable based on implementation of the digital initiative.

Abstract: A method of providing financial advice that includes presenting financial related questions to a user, recording answers to the presented questions and preparing and displaying an advice report by simultaneously displaying one of the recorded answers and a benchmark that represents a predetermined level of practice corresponding to the one of the recorded answers, wherein advice on how to achieve a desired level of practice is rendered by such simultaneous displaying. Providing advice to the user based on the advice report so that the user achieves the desired level of practice.

Abstract: Each digital photo taken by a participating photographer is assigned a unique number which is given to the subject of the photo. The photos are then uploaded to a website where they are stored on a server and made accessible to the subjects of the photos via the internet. The photos preferably are virtually branded with a watermark or proof mark, and are also permanently associated with an ornamental border. Knowing his photo number, the subject can view his photograph online, and e-mail it to others, who can order high quality versions of selected photos online. The web site refers such orders to one or more finishing laboratories that prepare photos and mail them directly to the customers. The web site secures payment for this service by a credit card charge, and then distributes those fees down a marketing hierarchy, ultimately to the photographers, according to a protocol agreed to in advance by all participants.