Abstract: A system for arranging money values into a three-tiered arrangement, including a "Basic Money Lab", "Intermediate Money Lab", and "Advanced Money Lab"; each of the tiers including a plurality of envelopes arranged in ascending order of money values, each envelope in the Basic Money Lab providing coin indicia on the external surface of the envelope, wherein a student is to recognize the coin value and to place that amount of coins within the envelope. The system requires that the student work progressively through the system of envelopes, and recording his progress on a progress chart for that particular lab. Upon completing the Basic Money Lab, the student then moves to the Intermediate Money Lab which includes greater dollar amounts on the series of envelopes; than, and to the Advanced Money Lab which includes various consumer items pictorially depicted on the front portion of the envelope and the money value which would be required to purchase that particular item.