Patents by Inventor Charlotte Ng

Charlotte Ng has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230325893
    Abstract: According to one implementation of the present disclosure, a method for bill presentment is disclosed. At a computing device associated with a consumer, the computing device having one or more processors, memory, and a display, the method includes: receiving, at a network integrator interface on a digital messaging system, authentication or transaction data from the consumer on the computing device; matching, by the network integrator interface, authentication or transaction data of the consumer with billing data of one or more biller systems associated with the consumer; and providing, by the network integrator interface, the billing data to the consumer.
    Type: Application
    Filed: April 12, 2022
    Publication date: October 12, 2023
    Inventors: Sridhar Ramalingam, Andrew Buckley, Genices Batista Inoa, David Lau Yi, Charlotte Ng, Shanthan Subramaniam
  • Publication number: 20190114598
    Abstract: Systems and methods are provided for systems and methods are described herein for providing a payment network platform that facilitates the integration of third-party value added service provider applications (“VAS Apps”) within the infrastructure of a payment device network. The systems and methods for providing a payment network platform described herein enable a series of operations whereby VAS Apps are selectively and under the control of the payment network platform system server, provided access to transaction data for transactions being processed by and through the payment device network system for the purpose of performing supplemental processing of such transactions and thereby providing value added services to transacting network participants that have subscribed to the services provided by the VAS App.
    Type: Application
    Filed: October 18, 2017
    Publication date: April 18, 2019
    Inventors: Shanthan Subramaniam, Vitorino Jose Pereira Lopes, Charlotte Ng